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Financial Operations Principal Jobs (NOW HIRING)

This role applies in-depth and broad financial expertise to solve highly complex and unique ... The Finance Principal influences senior leaders through clear, compelling communication of complex ...

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Financial Operations Principal information

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$36.5K

$109.4K

$182K

How much do financial operations principal jobs pay per year?

As of Jul 16, 2026, the average yearly pay for financial operations principal in the United States is $109,393.00, according to ZipRecruiter salary data. Most workers in this role earn between $85,000.00 and $125,000.00 per year, depending on experience, location, and employer.

What are Financial Operations Principals?

Financial Operations Principals, often referred to as FinOps Principals, are professionals responsible for overseeing the financial and operational compliance of broker-dealers and financial firms. They ensure that firms adhere to industry regulations, such as those set by FINRA and the SEC, and manage the accuracy of financial reporting, capital requirements, and internal controls. Typically, they hold the FINRA Series 27 or Series 28 license, enabling them to perform key financial oversight functions. Their role is crucial in maintaining the integrity and financial stability of the organizations they serve.

What are the key skills and qualifications needed to thrive as a Financial Operations Principal, and why are they important?

To thrive as a Financial Operations Principal, you need a solid background in finance or accounting, experience with regulatory compliance, and often a relevant degree such as a CPA, CFA, or FINRA Series 27/28 license. Familiarity with financial management software, reporting systems, and risk management tools is typically required. Strong analytical thinking, leadership, and attention to detail, combined with excellent communication skills, help distinguish top professionals in this role. These skills ensure accurate financial oversight, regulatory adherence, and the ability to lead teams effectively in complex financial environments.

What is the difference between Financial Operations Principal vs Financial Analyst?

AspectFinancial Operations PrincipalFinancial Analyst
Required CredentialsBachelor's degree, CPA or CFA often preferredBachelor's degree, CFA or related certifications beneficial
Work EnvironmentStrategic, leadership-focused, cross-departmentalAnalytical, reporting, data-driven
Employer & Industry UsageFinancial services, corporate finance, investment firmsCorporations, banks, investment firms, consulting

The Financial Operations Principal and Financial Analyst roles both require strong financial knowledge and certifications like CPA or CFA. However, the Principal focuses on strategic leadership, overseeing financial operations and guiding teams, while the Analyst concentrates on data analysis, reporting, and supporting decision-making. The Principal role is more senior and involves broader responsibilities, often in leadership and strategic planning, whereas the Analyst role is more technical and detail-oriented.

What are some common challenges faced by Financial Operations Principals when coordinating across departments?

Financial Operations Principals often encounter challenges related to aligning financial processes between departments such as accounting, compliance, and operations. These challenges include ensuring timely and accurate data sharing, managing differing priorities, and maintaining consistent communication among teams. Overcoming these obstacles usually requires strong project management skills, a proactive approach to problem-solving, and the ability to foster collaborative relationships. Many organizations support cross-functional meetings and workflow documentation to help streamline these interactions.
More about Financial Operations Principal jobs
Infographic showing various Financial Operations Principal job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $109,393 per year, or $52.6 per hour.
Principal Analyst, Payment Operations (Hybrid)

Principal Analyst, Payment Operations (Hybrid)

Capital One

Mclean, VA • On-site

Full-time

Posted 24 days ago


Capital One rating

7.8

Company rating: 7.8 out of 10

Based on 143 frontline employees who took The Breakroom Quiz

76th of 149 rated banks


Job description

Principal Analyst, Payment Operations (Hybrid)
Capital One Travel is seeking a Principal Analyst to join our Finance Operations Payments team. This role requires a professional with exceptional attention to detail and strong problem-solving skills to manage and execute payment processes across various functions of the organization.
The successful candidate will be instrumental in mitigating operational risks, developing and updating procedural frameworks, and overseeing the reporting of critical payment health metrics. Furthermore, the Principal Analyst will collaborate with diverse teams across Capital One Travel Operations and lead the evolution of payment workflows toward a future-state model.
Responsibilities:
  • Validate inventory supplier invoice accuracy using the VIP invoice validation tool.
  • Troubleshoot any discrepancies discovered during invoice validation and connect with the proper teams to resolve issues.
  • Work with leadership to create and maintain a dispute process for inventory supplier invoices.
  • Understand contractual terms of suppliers and the dispute processes outlined in supplier contracts.
  • Create detailed invoice dispute packages and communicate with suppliers to quickly resolve disputes.
  • Serve as a payment processing backup to the Senior Associate.
  • Understand and review our financial reconciliation data and reporting processes
  • Support risk management activities over enhanced control environment, including procedures maintenance, control testing, and process-level assessments
  • Coordinate with Capital One Travel Risk Management, Finance Risk Management and other risk offices on best revenue practices across Enterprise
  • Partner with Finance, Operations, Product, and Business teams to streamline processes and resolve issues impacting supplier payments
  • Reduce operational exceptions and drive efficiencies via automation, elimination, and transfer of processes away from manual touchpoints
  • Lead ad-hoc projects as necessary, such as developing and leading new Finance-
  • managed services or other initiatives
  • Proactively and independently identify, investigate, and drive solutions for process, data quality inefficiencies and control enhancements.

Basic Qualifications:
  • Bachelor's Degree or military experience
  • At least 3 years of experience in Accounting, Audit, Risk Management or Finance or a combination
  • At least 1 year of experience utilizing SQL

Preferred Qualifications
  • Bachelor's Degree in Accounting, Business, Finance, Economics, Statistics, or a quantitative field
  • 2+ years of experience in an analytical position investigating complex data issues and building scalable solutions.
  • Prior experience working in Accounts Payable
  • Strong written and communication skills
  • Experience with an Enterprise Resource Planning (ERP) based accounting system
  • Strong understanding of accounting principles and experience with multinational entities, multi-currency transactions, and intercompany flows.
  • Experience with Coupa, Coupa Pay, or similar procurement system
  • Previous experience working within the travel or technology industries

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
This role is hybrid meaning associates typically spend 3 days per week in-person at one of our offices listed on this job posting.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $120,800 - $137,900 for Principal Associate, Accounting
New York, NY: $131,800 - $150,500 for Principal Associate, Accounting
Richmond, VA: $109,900 - $125,400 for Principal Associate, Accounting
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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