Finance Credit Analyst information
See salary details
$15.14 - $18.23
4% of jobs
$18.23 - $21.31
11% of jobs
$22.74 is the 25th percentile. Wages below this are outliers.
$21.31 - $24.39
22% of jobs
The median wage is $26.96 / hr.
$24.39 - $27.47
16% of jobs
$27.47 - $30.55
14% of jobs
$32.67 is the 75th percentile. Wages above this are outliers.
$30.55 - $33.63
13% of jobs
$33.63 - $36.71
7% of jobs
$36.71 - $39.79
6% of jobs
$39.79 - $42.88
3% of jobs
$42.88 - $45.96
2% of jobs
$45.96 - $49.04
2% of jobs
How much do finance credit analyst jobs pay per hour?
As of Sep 9, 2026, the average hourly pay for finance credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.
Finance Credit Analysts are professionals who evaluate the creditworthiness of individuals, companies, or investment opportunities. They analyze financial statements, credit data, market trends, and economic conditions to assess risk and determine whether to extend credit or approve loans. Their analysis helps financial institutions make informed lending decisions and manage potential losses. Finance Credit Analysts often work for banks, credit rating agencies, or investment firms and play a crucial role in maintaining financial stability.
Finance Credit Analysts work closely with teams across the organization, including loan officers, risk management, and sometimes even legal departments. They provide critical input on creditworthiness and risk assessments, which helps inform lending decisions and portfolio management. Collaboration often involves presenting findings, discussing risk factors, and recommending credit terms, making strong communication and teamwork skills essential. This cross-functional teamwork ensures that credit decisions align with the institution’s risk appetite and regulatory requirements.
To thrive as a Finance Credit Analyst, you need a solid background in finance, accounting, and risk assessment, often supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk assessment tools, and advanced Excel skills is typically required, with certifications like CFA or FRM being advantageous. Attention to detail, analytical thinking, and strong communication skills help you interpret complex data and present clear recommendations. These abilities are crucial to accurately evaluating creditworthiness, mitigating risk, and supporting sound lending decisions.
Finance credit analysts typically earn competitive salaries that vary by experience, location, and industry. Entry-level analysts may start with lower pay, but experienced professionals with certifications like CFA or CPA can earn higher salaries, often supplemented by bonuses and benefits.
The salary of a finance credit analyst typically ranges from $50,000 to $80,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those in high-demand areas can earn higher compensation, often supplemented with bonuses and benefits.
More about Finance Credit Analyst jobs What cities are hiring for Finance Credit Analyst jobs?
Cities with the most Finance Credit Analyst job openings:
What states have the most Finance Credit Analyst jobs?
States with the most job openings for Finance Credit Analyst jobs include:
What are popular job titles related to Finance Credit Analyst jobs?
For Finance Credit Analyst jobs, the most frequently searched job titles are:
