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Finance Credit Analyst Jobs (NOW HIRING)

Fifth Third

$80 - $100/hr

Credit Analyst II - Leveraged Finance Portfolio Management At Fifth Third Make banking a Fifth Third better ® . We connect great people to great opportunities. GENERAL FUNCTION: The Credit Analyst ...

Cesna Group

Credit Analyst

Ridgefield Park, NJ · On-site

$50K - $100K/yr

Qualifications * - 0-3 years of experience in financial credit analysis or risk management (preferred) * - BA, BS, or equivalent * - Solid knowledge of technical finance and accounting concepts ...

SANY America, Inc.

Credit Analyst

Peachtree City, GA · On-site

Financial/Credit Analyst will prepare weekly monitoring reports as needed and assist the Credit Manager to control the overall risk of the Department. This ideal candidate for this role will be a go ...

Kids for the Future

Credit Analyst

Peachtree City, GA · On-site

$60 - $80/hr

Financial/Credit Analyst will prepare weekly monitoring reports as needed and assist the Credit Manager to control the overall risk of the Department. This ideal candidate for this role will be a go ...

Haynes and Boone, LLP

Credit Analyst

Dallas, TX

The Credit Analyst will work closely with the Credit Manager, New Business Intake team, billing ... Monitor changes in client financial condition, payment behavior, ownership, or other risk ...

Haynes and Boone, LLP

Credit Analyst

Houston, TX

The Credit Analyst will work closely with the Credit Manager, New Business Intake team, billing ... Monitor changes in client financial condition, payment behavior, ownership, or other risk ...

Haynes and Boone, LLP

Credit Analyst

Fort Worth, TX · On-site

$60 - $80/hr

The Credit Analyst will work closely with the Credit Manager, New Business Intake team, billing ... Monitor changes in client financial condition, payment behavior, ownership, or other risk ...

Haynes and Boone, LLP

Credit Analyst

Dallas, TX · On-site

The Credit Analyst will work closely with the Credit Manager, New Business Intake team, billing ... Monitor changes in client financial condition, payment behavior, ownership, or other risk ...

Haynes and Boone, LLP

WI · On-site

$60 - $80/hr

The Credit Analyst will work closely with the Credit Manager, New Business Intake team, billing ... Monitor changes in client financial condition, payment behavior, ownership, or other risk ...

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Finance Credit Analyst information

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$15

$29

$49

How much do finance credit analyst jobs pay per hour?

As of Sep 9, 2026, the average hourly pay for finance credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is a finance credit analyst?

Finance Credit Analysts are professionals who evaluate the creditworthiness of individuals, companies, or investment opportunities. They analyze financial statements, credit data, market trends, and economic conditions to assess risk and determine whether to extend credit or approve loans. Their analysis helps financial institutions make informed lending decisions and manage potential losses. Finance Credit Analysts often work for banks, credit rating agencies, or investment firms and play a crucial role in maintaining financial stability.

How does a finance credit analyst typically collaborate with other departments within a financial institution?

Finance Credit Analysts work closely with teams across the organization, including loan officers, risk management, and sometimes even legal departments. They provide critical input on creditworthiness and risk assessments, which helps inform lending decisions and portfolio management. Collaboration often involves presenting findings, discussing risk factors, and recommending credit terms, making strong communication and teamwork skills essential. This cross-functional teamwork ensures that credit decisions align with the institution’s risk appetite and regulatory requirements.

What are the key skills and qualifications needed to thrive as a finance credit analyst, and why are they important?

To thrive as a Finance Credit Analyst, you need a solid background in finance, accounting, and risk assessment, often supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk assessment tools, and advanced Excel skills is typically required, with certifications like CFA or FRM being advantageous. Attention to detail, analytical thinking, and strong communication skills help you interpret complex data and present clear recommendations. These abilities are crucial to accurately evaluating creditworthiness, mitigating risk, and supporting sound lending decisions.

Are finance credit analysts paid well?

Finance credit analysts typically earn competitive salaries that vary by experience, location, and industry. Entry-level analysts may start with lower pay, but experienced professionals with certifications like CFA or CPA can earn higher salaries, often supplemented by bonuses and benefits.

How much is the salary of a finance credit analyst?

The salary of a finance credit analyst typically ranges from $50,000 to $80,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those in high-demand areas can earn higher compensation, often supplemented with bonuses and benefits.
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Finance Credit Analyst jobs near you
Infographic showing various Finance Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Credit Analyst (NNN Finance)

Jeffersonville, IN

First Merchants Bank
Finance and Insurance • 1 - 5K employees
Learn more about First Merchants Bankexternal

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 18 days ago

First Merchants Bank rating

7.8

Company rating: 7.8 out of 10

Based on 22 frontline employees who took The Breakroom Quiz

90th of 176 rated banks

Job description

First Merchants Bank is seeking a NNN Finance Credit Analyst to join our team! Successful NNN Finance Credit Analysts are quantitative thinkers with a demonstrated ability to work with a large number of variables, craft well organized and concise credit memorandums, and are comfortable making complex and financially sound decisions or recommendations across a diverse spectrum of commercial real estate lending.

As part of this role you will:

  • Acquire working knowledge of applicable bank credit policies and regulatory lending laws.
  • Assist with the timely collection of customer financial information as needed.
  • Spread and analyze personal and business financial statements, tax returns, management prepared financials and CPA prepared compilations, reviews and audited statements.
  • Analyze loan data on new, renewal and existing loans; including data provided by credit bureaus, other financial institutions and financial institution credit/collateral files.
  • Make recommendations for proper loan structuring including term, amortization, loan conditions and covenants.
  • Prepare spreadsheets, credit memorandums, reports, summaries and opinions.
  • Determine the proper risk rating for credits at time of loan origination and on relationships assigned for annual reviews.
  • Actively participate in loan committee offering their opinion of the credit and/or responding to questions as the financial analyst for the credit requested.
  • Work with participating banks to ensure proper reporting and updating of credit information.
  • Perform UCC, credit bureau, D&B, loss avoidance, and other credit/industry and collateral specific investigations.
  • Keep informed about current national and local economic and industry events, new accounting and finance rules and other events, which may affect the quality of the bank’s loan portfolio.
  • Perform other Credit and Credit Administration functions as required.
  • Adhere to Confidentiality Policy, Code of Ethics Policy, all applicable Bank policies and procedures as well as all applicable regulatory and compliance policies and procedures.
  • Carry out other duties as assigned or requested.

To be successful in this position, we require the following:

  • Bachelor’s degree in Finance, Economics, or Accounting.
  • A minimum of one (1) years of related analytical experience.

The following would be a plus:

  • Proficiency in Microsoft Office applications with primary emphasis in Word and Excel.
  • Exceptional financial analytical, business mathematical, organizational, problem solving and time management skills.
  • Excellent written and verbal communication skills.
  • Ability to exercise judgment, initiative and tact in dealing with brokers, applicants, borrowers, borrower counsel, lending officers, staff, supervisors and management.
  • Experience working with commercial loans and/or spreading financial statements.

First Merchants offers the following:

  • Base Pay PLUS Bonuses
  • Medical, Dental and Vision Insurance
  • 401k
  • Health Savings and Flexible Spending Accounts
  • Vacation/Sick Time
  • Paid Holidays
  • Paid Parental Leave
  • Tuition Reimbursement
  • Additional Benefits

 

A little about us:

First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy.

Our Vision is:

To enhance the financial wellness of the diverse communities we serve.

Our Mission is:

To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders.

Our Team:

"We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging."

Apply today to begin your career with us!

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