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Final Expense Insurance Jobs in Colorado (NOW HIRING)

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Final Expense Insurance information

See Colorado salary details

$40K

$86K

$117.8K

How much do final expense insurance jobs pay per year?

As of Aug 28, 2026, the average yearly pay for final expense insurance in Colorado is $86,020.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,700.00 and $103,600.00 per year, depending on experience, location, and employer.

What is a final expense insurance?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What are the typical challenges faced in a final expense insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

What are the key skills and qualifications needed to thrive in the final expense insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

How to become a final expense insurance agent?

To become a final expense insurance agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, agents often pursue training in insurance products, develop sales skills, and may need to complete ongoing continuing education to maintain their license and stay updated on industry regulations.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.
Infographic showing various Final Expense Insurance job openings in Colorado as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 19% Part Time, and 6% Contract. Highlights an 86% Physical, 1% Hybrid, and 13% Remote job distribution, with an average salary of $86,020 per year, or $41.4 per hour.

Licensed Insurance Agent - Final Expense

Cypress Memorial Insurance Services

Denver, CO โ€ข On-site

$500/day

Full-time

Re-posted 19 days ago


Job description

Are you a dynamic and driven individual looking for a rewarding career in the insurance industry? Join our team as a Licensed Final Expense Insurance Agent and represent the #1 Final Expense agency in the nation.

Licensed Insurance Agent - Opportunity Highlights:

  • Competitive commission structure paid upon submission
  • Renewals begin the very next month, providing a steady stream of income
  • Access to exclusive and fresh leads to help you succeed
  • Health benefits to support your well-being
  • Exciting incentive trips for top performers
  • Comprehensive 1-on-1 training, including classroom and field training
  • Willingness to travel to meet client needs
  • Immediate start available, bilingual (English/Spanish) skills are helpful

Licensed Insurance Agent - Requirements:

  • *Must hold a valid insurance license*
  • Strong communication and interpersonal skills
  • Ability to work independently and as part of a team
  • Sales or customer service experience is preferred
  • Bilingual skills in English and Spanish are a plus

If you are ready to take your insurance career to the next level, apply now to become a part of our successful and supportive team. We look forward to welcoming you to our team and helping you achieve your professional goals.

Company Description

Cypress Memorial Insurance Services gives you the potential to make $500 a day and more by selling our Final Expense products to 1-85 years old.
- Endless Flow of High-Quality, Compliant Leads
- Commissions Within 24 Hours
- Health Benefits for Qualifying Agents
- Unrivaled Field Support
- Proven, Easy Sales Program
- Great Performance Rewards
- Residual Income Opportunity

With Cypress Memorial Insurance Services you have the opportunity to earn an unlimited income on simple, easy-to-sell products. As you advance, you'll see how easy it is to close on the leads Cypress Memorial Insurance Services generates for you. If you love a challenge that allows you to earn an unlimited income, travel, meet new people, and be in charge of your own career then take control with the Cypress Memorial Program