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Final Expense Insurance Jobs in Colorado (NOW HIRING)

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Final Expense Insurance information

See Colorado salary details

$40K

$86K

$117.8K

How much do final expense insurance jobs pay per year?

As of Jul 18, 2026, the average yearly pay for final expense insurance in Colorado is $86,020.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,700.00 and $103,600.00 per year, depending on experience, location, and employer.

How much do final expense insurance agents make?

Final expense insurance agents typically earn between $30,000 and $70,000 annually, with top performers making over $100,000. Income largely depends on sales skills, experience, and commission structures, as these agents often work on a commission-only basis or with a combination of salary and commissions.

Is the $50,000 final expense real?

Final expense insurance policies offering $50,000 coverage are available and are designed to help cover funeral and burial costs. These policies are legitimate financial products provided by insurance companies, but the specific coverage amount and terms vary by provider. It is important to compare policies and ensure the insurer is licensed and reputable before purchasing.

What are the typical challenges faced in a Final Expense Insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.

What is a Final Expense Insurance job?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity. He advises consumers to focus on term policies that provide adequate coverage and avoid whole or final expense policies with higher premiums and less transparency.

What are the key skills and qualifications needed to thrive in the Final Expense Insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

What are popular job titles related to Final Expense Insurance jobs in Colorado? For Final Expense Insurance jobs in Colorado, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance jobs in Colorado look for? The top searched job categories for Final Expense Insurance jobs in Colorado are:
Final Expense Insurance jobs near you

Licensed Insurance Agent - Final Expense

Cypress Memorial Insurance Services

Denver, CO • On-site

$500/day

Full-time

Re-posted 7 days ago

Job description

Are you a dynamic and driven individual looking for a rewarding career in the insurance industry? Join our team as a Licensed Final Expense Insurance Agent and represent the #1 Final Expense agency in the nation.

Licensed Insurance Agent - Opportunity Highlights:

  • Competitive commission structure paid upon submission
  • Renewals begin the very next month, providing a steady stream of income
  • Access to exclusive and fresh leads to help you succeed
  • Health benefits to support your well-being
  • Exciting incentive trips for top performers
  • Comprehensive 1-on-1 training, including classroom and field training
  • Willingness to travel to meet client needs
  • Immediate start available, bilingual (English/Spanish) skills are helpful

Licensed Insurance Agent - Requirements:

  • *Must hold a valid insurance license*
  • Strong communication and interpersonal skills
  • Ability to work independently and as part of a team
  • Sales or customer service experience is preferred
  • Bilingual skills in English and Spanish are a plus

If you are ready to take your insurance career to the next level, apply now to become a part of our successful and supportive team. We look forward to welcoming you to our team and helping you achieve your professional goals.

Company Description

Cypress Memorial Insurance Services gives you the potential to make $500 a day and more by selling our Final Expense products to 1-85 years old.
- Endless Flow of High-Quality, Compliant Leads
- Commissions Within 24 Hours
- Health Benefits for Qualifying Agents
- Unrivaled Field Support
- Proven, Easy Sales Program
- Great Performance Rewards
- Residual Income Opportunity
With Cypress Memorial Insurance Services you have the opportunity to earn an unlimited income on simple, easy-to-sell products. As you advance, you'll see how easy it is to close on the leads Cypress Memorial Insurance Services generates for you. If you love a challenge that allows you to earn an unlimited income, travel, meet new people, and be in charge of your own career then take control with the Cypress Memorial Program