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Final Expense Insurance Telesales Jobs (NOW HIRING)

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Final Expense Insurance Telesales information

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$26.5K

$64.8K

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How much do final expense insurance telesales jobs pay per year?

As of Sep 13, 2026, the average yearly pay for final expense insurance telesales in the United States is $64,822.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,000.00 and $81,500.00 per year, depending on experience, location, and employer.

What is final expense insurance telesales?

Final expense insurance telesales is a sales role focused on helping clients purchase small whole life insurance policies, primarily to cover funeral and end-of-life expenses, through phone-based interactions. Agents typically contact leads, explain policy options, answer questions, and assist customers in completing applications, all over the phone without in-person meetings. This job requires strong communication skills, knowledge of insurance products, and an understanding of the needs of seniors or those planning for final expenses. It often involves working with a script, meeting sales targets, and following compliance regulations. Success in this field can offer a rewarding career with commission-based earnings.

What are the key skills and qualifications needed to thrive as a final expense insurance telesales agent?

To excel in Final Expense Insurance Telesales, you need a solid understanding of insurance products, sales techniques, and usually a state-issued insurance license. Familiarity with CRM software, auto-dialers, and quoting tools is commonly required. Outstanding communication skills, resilience, and the ability to build rapport over the phone set top performers apart. These skills are crucial for effectively reaching prospects, meeting sales targets, and ensuring regulatory compliance in a competitive, phone-based environment.

What are some common challenges faced in final expense insurance telesales, and how can they be managed?

One common challenge in Final Expense Insurance Telesales is handling frequent rejection and building trust quickly over the phone with clients who may be unfamiliar with insurance products. Success in this role often depends on strong communication skills, persistence, and an empathetic approach to addressing client concerns. Agents should focus on actively listening, personalizing their pitch, and following up diligently. Working in a supportive team environment that encourages sharing techniques and celebrating small wins can also help telesales professionals stay motivated and improve their performance.

What cities are hiring for Final Expense Insurance Telesales jobs?

Cities with the most Final Expense Insurance Telesales job openings:

What states have the most Final Expense Insurance Telesales jobs?

States with the most job openings for Final Expense Insurance Telesales jobs include:

What are popular job titles related to Final Expense Insurance Telesales jobs?

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Final Expense Insurance Telesales jobs near you
Infographic showing various Final Expense Insurance Telesales job openings in the United States as of July 2026, with employment types broken down into 81% Full Time, 15% Part Time, 1% Temporary, and 3% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $64,822 per year, or $31.2 per hour.

LEADS LEADS LEADS | Final Expense Sales Agent

Roseland, IL • On-site

Golden Memorial Insurance Services
See more jobs at Golden Memorial Insurance Servicesexternal

$100 - $2.5K/wk

Other

Medical, Dental, Retirement

Posted 18 days ago

Job description

Position: Final Expense Insurance Agent

Employment Type: Independent Agent (1099) | Commission Only


Job Description

At GM Nation, we believe success is built through hard work, consistency, strong mentorship, and a proven system.

We are expanding throughout Illinois and looking for motivated individuals who want greater control over their income and career growth. As a Final Expense Insurance Agent, you’ll meet with families who have requested information about life insurance and help them find coverage that fits their needs and budget.

This is a field-based, commission-only sales opportunity where your effort, activity, and consistency directly influence your earning potential.


Who We Are

GM Nation is the #1 Final Expense agency in the nation. We’ve built a winning culture centered around opportunity, leadership, mentorship, and personal growth.

Whether you’re an experienced insurance professional, newly licensed, or ready to begin a new career path, we provide the tools, training, and ongoing support to help you succeed.


Why Join GM Nation?

  • Unlimited earning potential with competitive commissions and bonuses
  • Exclusive lead opportunities from individuals who have requested information
  • One product. One-page application. Unlimited opportunity.
  • Comprehensive training and mentorship from proven industry leaders
  • Flexible scheduling and the independence to build your own business
  • Leadership and career advancement opportunities
  • Company- and agency-sponsored trips, contests, recognition, and incentives
  • A supportive, growth-focused culture committed to helping agents win
  • Guidance through the Illinois life insurance licensing process, if needed

Key Responsibilities

  • Meet with families to discuss their life insurance needs
  • Present Final Expense coverage options and clearly explain policy benefits
  • Help clients select coverage that aligns with their goals and budget
  • Complete applications accurately and professionally
  • Build lasting client relationships through exceptional service
  • Follow up with prospective clients and maintain existing relationships
  • Manage appointments, sales activity, and follow-up independently
  • Participate in ongoing training, coaching, and team meetings

Qualifications

  • Strong communication and interpersonal skills
  • Self-motivated, dependable, and goal-oriented
  • Positive attitude with a willingness to learn and be coached
  • Ability to work independently and manage time effectively
  • Comfortable meeting with clients in person
  • Sales or customer service experience is helpful but not required
  • Bilingual communication skills are a plus
  • Must hold an active Illinois Life Insurance License or be willing to obtain one—we’ll help guide you through the process

Important Compensation Information

This is a 1099 independent-contractor position with commission-only compensation. There is no hourly wage or guaranteed salary. Earnings vary based on individual activity, sales performance, and consistency.


Build Your Future With GM Nation

If you’re looking for more than a traditional job and want the opportunity to build a career with flexibility, meaningful work, and unlimited growth potential, GM Nation may be the right fit for you.

Join a team dedicated to helping families, developing leaders, and creating life-changing opportunities every day.


Apply today and discover why so many agents have chosen to build their future with GM Nation.

Company Description

Golden Memorial is the #1 Final Expense agency in the nation, helping families protect what matters most while creating life-changing opportunities for agents across the country. With a simple one-product approach, a one-page application, industry-leading training, and a proven system, we make it easy for motivated individuals to build a rewarding career, grow their income, and achieve long-term success. Whether you're experienced or just getting started, Golden Memorial provides the support, mentorship, and opportunity to help you reach your full potential.