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Final Expense Insurance Sales Jobs in Pennsylvania

SMI

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Benefits Coordinator - Training Provided

Pittsburgh, PA · On-site

$75K - $150K/yr

Life Insurance & Final Expense Sales: Seeking a Sales Representative to join our team. Responsibilities: * Meet with clients to discuss their life insurance needs after they have requested your help ...

SMI

Be Seen First

Benefits Coordinator - Training Provided

Pittsburgh, PA · On-site

$75K - $150K/yr

Life Insurance & Final Expense Sales: Seeking a Sales Representative to join our team. Responsibilities: * Meet with clients to discuss their life insurance needs after they have requested your help ...

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Final Expense Insurance Sales information

See Pennsylvania salary details

$28.1K

$45.8K

$64.7K

How much do final expense insurance sales jobs pay per year?

As of May 28, 2026, the average yearly pay for final expense insurance sales in Pennsylvania is $45,771.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,100.00 and $51,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Final Expense Insurance Sales Agent, and why are they important?

To thrive as a Final Expense Insurance Sales Agent, you need strong sales acumen, a knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) software, e-signature tools, and quoting systems is commonly required. Excellent interpersonal skills, active listening, and resilience help agents build trust with clients and handle rejection effectively. These skills are crucial for driving sales, ensuring regulatory compliance, and providing compassionate service to clients planning for end-of-life expenses.

What are some common challenges faced in Final Expense Insurance Sales, and how can new agents overcome them?

One of the main challenges in Final Expense Insurance Sales is building trust with clients, as this insurance often involves sensitive conversations about end-of-life planning. New agents may also encounter frequent rejections or hesitation from prospects who are wary of discussing financial matters. To overcome these challenges, it's important to develop strong communication and empathy skills, invest time in thorough product knowledge, and consistently follow up with leads. Many agencies offer mentorship and training programs to help new agents refine their techniques and grow their confidence in the field.

What is final expense insurance sales?

Final expense insurance sales involve selling life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. Agents help clients choose policies that provide a modest death benefit, making it easier for families to manage these expenses. This type of insurance is typically marketed to seniors or individuals seeking affordable coverage with simplified underwriting requirements.

What is the difference between Final Expense Insurance Sales vs Life Insurance Agent?

AspectFinal Expense Insurance SalesLife Insurance Agent
Required CredentialsLicensing, insurance knowledgeLicensing, broader insurance knowledge
Work EnvironmentIndependent, client meetings, sales callsAgency offices, client meetings, sales calls
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Sales professionals specialize in selling policies that cover funeral and burial costs, often requiring specific licensing and sales skills. Life Insurance Agents have a broader scope, selling various life insurance products. While both roles require similar credentials and work environments, Final Expense Sales focus on a niche market within the life insurance industry.

What are popular job titles related to Final Expense Insurance Sales jobs in Pennsylvania? For Final Expense Insurance Sales jobs in Pennsylvania, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance Sales jobs in Pennsylvania look for? The top searched job categories for Final Expense Insurance Sales jobs in Pennsylvania are:
Final Expense Insurance Sales jobs near you
Infographic showing various Final Expense Insurance Sales job openings in Pennsylvania as of May 2026, with employment types broken down into 88% Full Time, 4% Part Time, and 8% Contract. Highlights an 74% In-person, and 26% Remote job distribution, with an average salary of $45,771 per year, or $22 per hour.
Life Insurance Field Agent -- In person opportunity to earn $2,500 + a week with Local Branded Le...

Life Insurance Field Agent -- In person opportunity to earn $2,500 + a week with Local Branded Le...

Lincoln Heritage Life Insurance Company

Meadville, PA

$2.50K/wk

Full-time

Medical, Dental, Life

Posted 19 days ago

Job description

Real money is made in the field, not on the phone. Quality beats quantity every time: five in-person leads can generate more income than 100 calls. Our in-person, field-based opportunity allows you to earn what you’re worth by visiting leads who have requested a life insurance quote directly from Lincoln Heritage. The reason our agents are so successful is because they work BRANDED leads – people who are only interested in Lincoln Heritage. 

Weekly Pay: Up to $2,500 – Commission Only

Position: Life Insurance Sales

Company: Lincoln Heritage Life Insurance Company®

Who We Are: Lincoln Heritage is the largest final expense life insurance company in the U.S. and continues to grow at a record pace. We are looking for sales agents who want to grow with us. For over 60 years, Lincoln Heritage has remained a company by and for sales agents; dedicated to ensuring success through training, unrivaled support, innovation, and financial opportunities –– all thanks to our exclusive sales program.

Why Choose Us:

  • Competitive Compensation: We offer an unlimited commission structure that pays you within 24 hours. Along with performance-based incentives, you’ll reap the rewards of your hard work year after year with renewal income!
  • Exclusive Sales Program: Our easy-to-sell program has been key to the success of our agents; we offer the market a truly unique insurance program. Best of all, there is absolutely NO COLD CALLING or book building – we provide all the branded leads you can work.
  • Comprehensive Training: No prior experience? No problem! Our local hiring manager provides thorough training that covers all aspects of insurance and working leads, ensuring you're equipped with the knowledge and skills needed to excel.
  • Career Growth: We believe in nurturing talent from within. As you gain expertise, you'll have ample opportunities for career advancement and the chance to make more money.
  • Supportive Environment: Join a team that values collaboration and encourages open communication. We’re here to guide and mentor you every step of the way.
  • Incredible Benefits: Health & Dental benefits for qualifying agents, exotic trip incentive destinations, exciting sales contests, and more!

Key Responsibilities:

  • Learn and understand our easy-to-sell life insurance program.
  • Assist clients in selecting an insurance plan that best suits their needs.
  • Build and maintain lasting relationships with clients.
  • Collaborate with team members to achieve team targets and individual goals.

Qualifications:

  • High school diploma or equivalent; additional certifications are a plus.
  • Strong interpersonal skills and the ability to communicate effectively.
  • Enthusiastic about learning and adapting to new challenges.
  • Goal-driven and able to thrive in a fast-paced environment.
  • A positive attitude and a desire to deliver exceptional customer service.
  • Willingness to obtain a life insurance license – we will help!

If you're ready to launch your career selling insurance and are committed to providing top-notch service to clients, this is the place to be!

Schedule your interview now!

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