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Final Expense Insurance Sales Jobs in Pennsylvania

SMI

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Sales Account Representative with Training

Philadelphia, PA · On-site

$75K - $150K/yr

Life Insurance & Final Expense Sales: Seeking a Sales Representative to join our team. Responsibilities: * Meet with clients to discuss their life insurance needs after they have requested your help ...

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Final Expense Insurance Sales information

See Pennsylvania salary details

$28.1K

$45.8K

$64.7K

How much do final expense insurance sales jobs pay per year?

As of May 28, 2026, the average yearly pay for final expense insurance sales in Pennsylvania is $45,771.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,100.00 and $51,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Final Expense Insurance Sales Agent, and why are they important?

To thrive as a Final Expense Insurance Sales Agent, you need strong sales acumen, a knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) software, e-signature tools, and quoting systems is commonly required. Excellent interpersonal skills, active listening, and resilience help agents build trust with clients and handle rejection effectively. These skills are crucial for driving sales, ensuring regulatory compliance, and providing compassionate service to clients planning for end-of-life expenses.

What are some common challenges faced in Final Expense Insurance Sales, and how can new agents overcome them?

One of the main challenges in Final Expense Insurance Sales is building trust with clients, as this insurance often involves sensitive conversations about end-of-life planning. New agents may also encounter frequent rejections or hesitation from prospects who are wary of discussing financial matters. To overcome these challenges, it's important to develop strong communication and empathy skills, invest time in thorough product knowledge, and consistently follow up with leads. Many agencies offer mentorship and training programs to help new agents refine their techniques and grow their confidence in the field.

What is final expense insurance sales?

Final expense insurance sales involve selling life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. Agents help clients choose policies that provide a modest death benefit, making it easier for families to manage these expenses. This type of insurance is typically marketed to seniors or individuals seeking affordable coverage with simplified underwriting requirements.

What is the difference between Final Expense Insurance Sales vs Life Insurance Agent?

AspectFinal Expense Insurance SalesLife Insurance Agent
Required CredentialsLicensing, insurance knowledgeLicensing, broader insurance knowledge
Work EnvironmentIndependent, client meetings, sales callsAgency offices, client meetings, sales calls
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Sales professionals specialize in selling policies that cover funeral and burial costs, often requiring specific licensing and sales skills. Life Insurance Agents have a broader scope, selling various life insurance products. While both roles require similar credentials and work environments, Final Expense Sales focus on a niche market within the life insurance industry.

What are popular job titles related to Final Expense Insurance Sales jobs in Pennsylvania? For Final Expense Insurance Sales jobs in Pennsylvania, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance Sales jobs in Pennsylvania look for? The top searched job categories for Final Expense Insurance Sales jobs in Pennsylvania are:
Final Expense Insurance Sales jobs near you
Infographic showing various Final Expense Insurance Sales job openings in Pennsylvania as of May 2026, with employment types broken down into 88% Full Time, 4% Part Time, and 8% Contract. Highlights an 74% In-person, and 26% Remote job distribution, with an average salary of $45,771 per year, or $22 per hour.
Sales Account Representative with Training

Sales Account Representative with Training

SMI

Philadelphia, PA • On-site

$75K - $150K/yr

Full-time

Posted 21 days ago

Be Seen First

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Job description

Life Insurance & Final Expense Sales: Seeking a Sales Representative to join our team.

Responsibilities:

  • Meet with clients to discuss their life insurance needs after they have requested your help.

​Qualifications:

  • You must have, or be willing to obtain, your state life insurance license.
  • Driver's license and reliable transportation

Why Work with Us?

  • Local support and continuous training
  • One on one field training with top producing agents
  • Classroom boot camps, webinars & team calls
  • Top quality carriers
  • Fresh, direct-mail leads
  • Clear-cut structure to earn your own promotions
  • Flexible schedule
  • Fun, supportive, family-like culture
  • Incentive bonuses and trips

Compensation:

  • 1099 position, 100% commission plus bonuses
  • Paid top commission, both up-front & renewal
  • Commissions paid daily
  • Commission-only position.

Company Description

We are one of the fastest growing Final Expense organizations. With a system built by agents for agents with leadership that asks you to follow in their footsteps rather than go where they have never been themselves. We are a full fledged insurance brokerage with a culture and team ethic unmatched in the industry.