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Field Adjuster Jobs in Virginia (NOW HIRING)

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Field Adjuster information

See Virginia salary details

$50.1K

$75.2K

$97.2K

How much do field adjuster jobs pay per year?

As of Aug 23, 2026, the average yearly pay for field adjuster in Virginia is $75,233.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,400.00 and $85,800.00 per year, depending on experience, location, and employer.

What is a field adjuster?

A field adjuster—or a field claims adjuster—works for an insurance company to assess the damage reported from an insurance claim and decide how much a claimant should be compensated. As a field adjuster, you travel to meet with the claimant and view the subject of the claim. Also, you may verify that the claimant has a valid policy and then investigate the circumstances leading up to the event and the resulting loss or injury. Other responsibilities of this job include working with lawyers and law enforcement to ensure the validity of a case and determining if the claimant should receive payment for any damages.

What is a field adjuster?

A Field Adjuster is an insurance professional who investigates and evaluates claims by physically inspecting property, vehicles, or other assets that have been damaged. They gather information, take photos, interview witnesses, and assess the extent of loss or damage. Field Adjusters then determine the validity of claims and recommend settlements based on their findings and the terms of the policy. Their work often involves traveling to claim sites and interacting directly with policyholders. They play a critical role in ensuring claims are handled fairly and efficiently.

What are the key skills and qualifications needed to thrive as a field adjuster?

To thrive as a Field Adjuster, you need strong analytical skills, knowledge of insurance policies, and typically a relevant degree or industry certification such as an Adjuster License. Familiarity with claims management software, digital inspection tools, and mobile reporting systems is essential. Excellent communication, negotiation, and problem-solving skills help build rapport with clients and effectively resolve claims. These capabilities ensure efficient, accurate claims handling and high customer satisfaction in a demanding environment.

What are some common challenges field adjusters face when handling claims in diverse environments?

Field Adjusters often encounter challenges such as navigating difficult weather conditions, managing multiple claims in geographically dispersed areas, and interacting with policyholders who may be experiencing stress or distress. The role requires strong organizational and communication skills to coordinate inspections, document losses accurately, and negotiate settlements effectively. Adapting to varying property types and damage scenarios is common, so flexibility and problem-solving abilities are essential for success in this dynamic environment.

What is the average salary for a field adjuster?

The average salary for a field adjuster is approximately $50,000 to $65,000 per year, depending on experience, location, and certifications. Experienced adjusters or those working in high-cost areas may earn higher salaries, and some roles include commission or bonus opportunities.
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Field Adjuster jobs near you
Infographic showing various Field Adjuster job openings in Virginia as of August 2026, with employment types broken down into 72% Full Time, 14% Part Time, and 14% Contract. Highlights an 100% In-person job distribution, with an average salary of $75,233 per year, or $36.2 per hour.

Independent Property Field Adjuster

Ryze Claim Solutions

Richmond, VA • On-site

Contractor

Re-posted 9 days ago

Job description

Overview

We are seeking experienced Independent Field Adjusters to investigate and evaluate daily property claims on behalf of our clients. This role involves delivering timely, accurate, fair, and professional service while managing a high volume of claims independently. Contractors are expected to uphold the highest standards of service and professionalism, representing both the client and company with integrity.


Essential Responsibilities

  • Promptly and effectively manage all assigned claims with minimal oversight.
  • Make claim decisions within delegated authority per company and carrier policies.
  • Accurately interpret policy coverages and apply appropriate claims practices.
  • Establish and communicate reserves in alignment with carrier expectations.
  • Maintain up-to-date knowledge of insurance policies, guidelines, and industry practices.
  • Understand local construction methods, pricing, and repair standards.
  • Submit supplemental reports as needed (e.g., severe incident reports, ITV reports).
  • Provide exceptional customer service to all insureds, clients, and stakeholders.
  • Maintain high standards of professional conduct throughout all assignments.
  • Perform additional responsibilities as assigned.


Qualifications

  • High school diploma or equivalent required; associate's or bachelor's degree preferred
  • Minimum 2 years of experience handling property claims
  • Minimum 2 years of experience usingXactimateandSymbilityestimating software
  • Strong understanding of insurance policies, practices, and procedures
  • General construction knowledge strongly preferred


Important: This is a 1099 Independent Contractor Opportunity

This opportunity is classified as anindependent contractor roleunder the IRS and applicable state laws, including New York. By applying, you acknowledge and agree to the following:

  • You will not be classified as an employee of Ryze Claim Solutions, and no employer-employee relationship exists.
  • You are responsible for your own taxes, insurance, and business expenses.
  • You control the manner, timing, and method of completing your work, consistent with client expectations.
  • You may provide services to other clients or entities, subject to applicable confidentiality or non-compete terms.

To qualify as a 1099 contractor under the ABC test:

  • (A)You must be free from company control and direction in how work is performed.
  • (B)The work must be performed outside the usual course of our business.
  • (C)You must be customarily engaged in an independently established trade or business.

If you do not meet all three criteria, you may not be eligible for this engagement


Apply