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Fee Only Financial Advisor Jobs (NOW HIRING)

Wealth Advisor

New York, NY · On-site

$90K - $350K/yr

Insurance & Financial Services Employment Type: Full Time Location: New York Compensation: $90,000 ... A preference for fee-only, fee-based, hybrid, W2 or 1099 models depending on the firm * A client ...

Financial Advisor-Seattle, WA

Irvine, CA · On-site

$140K - $155K/yr

Financial Advisor We are working with a fee-only Registered Investment Advisor (RIA), providing comprehensive retirement planning services and tax-optimized investment management services. Using a ...

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Financial Advisor-Seattle, WA

Chicago, IL · On-site

$140K - $155K/yr

Financial Advisor We are working with a fee-only Registered Investment Advisor (RIA), providing comprehensive retirement planning services and tax-optimized investment management services. Using a ...

Apply Early

Financial Advisor We are working with a fee-only Registered Investment Advisor (RIA), providing comprehensive retirement planning services and tax-optimized investment management services. Using a ...

Financial Advisor We are working with a fee-only Registered Investment Advisor (RIA), providing comprehensive retirement planning services and tax-optimized investment management services. Using a ...

Apply Early

Financial Advisor We are working with a fee-only Registered Investment Advisor (RIA), providing comprehensive retirement planning services and tax-optimized investment management services. Using a ...

Financial Planner

Saint Louis, MO · On-site

$71K - $95K/yr

Nationally recognized fee-only RIA firm * St. Louis based; in business for 40 years * AUM approx ... Financial Planners are a key component of Plancorp's wealth management team. They will begin as ...

Financial Advisor in Lewes, DE Are you ready to build lasting relationships, deliver holistic ... We are a fee-only, independent, fiduciary wealth management firm providing comprehensive guidance ...

Financial Advisor We are working with a fee-only Registered Investment Advisor (RIA), providing comprehensive retirement planning services and tax-optimized investment management services. Using a ...

Financial Advisor We are working with a fee-only Registered Investment Advisor (RIA), providing comprehensive retirement planning services and tax-optimized investment management services. Using a ...

Our clients rely on us to identify Financial Advisors who fit their culture, planning philosophy ... A preference for fee-only, fee-based, hybrid, W2 or 1099 models depending on the firm * A client ...

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Financial Advisor

Hauppauge, NY · On-site

$70K - $85K/yr

... fiduciary, fee-based environment. Role Overview This position is designed for a motivated ... Financial Advisor responsibilities upon CFP ® completion What We're Looking For Required · ...

Associate Advisor

Walnut Creek, CA · On-site

$85K - $110K/yr

I. MISSION Founded in 1989, Burton Enright Welch (BEW) is an independent, fee-only financial ... BEW seeks an Associate Advisor who is eager to learn, intellectually curious, and will succeed in a ...

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Fee Only Financial Advisor information

See salary details

$36K

$102.1K

$144K

How much do fee only financial advisor jobs pay per year?

As of Jul 5, 2026, the average yearly pay for fee only financial advisor in the United States is $102,134.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $131,000.00 per year, depending on experience, location, and employer.

What is the average fee for a fee-only financial advisor?

Fee-only financial advisors typically charge between 0.5% and 1% of assets under management annually. Some may offer flat fees or hourly rates, especially for financial planning services. The fee structure often depends on the advisor's experience, client assets, and the scope of services provided.

What is the difference between Fee Only Financial Advisor vs Fee-Based Financial Advisor?

AspectFee Only Financial AdvisorFee-Based Financial Advisor
CompensationCharges only fees directly from clients, no commissionsCharges fees and may earn commissions from product sales
Conflicts of InterestLower potential for conflicts due to fee-only structurePotential conflicts due to commission-based earnings
Regulation & CertificationOften holds CFP, CFA, or similar credentialsMay hold similar credentials but with additional licensing for commissions
Work EnvironmentIndependent or affiliated with fee-only firmsOften affiliated with firms selling financial products

Fee Only Financial Advisors charge clients directly for their advice without earning commissions, promoting transparency and reducing conflicts of interest. Fee-Based Financial Advisors, on the other hand, earn both fees and commissions, which can create potential conflicts. Understanding these differences helps clients choose advisors aligned with their interests and needs.

What are the key skills and qualifications needed to thrive as a Fee Only Financial Advisor, and why are they important?

To thrive as a Fee Only Financial Advisor, you need a solid background in financial planning, investment analysis, and regulatory compliance, often supported by a CFP or similar credential. Familiarity with financial planning software (such as eMoney or MoneyGuidePro), portfolio management tools, and CRM systems is essential. Exceptional interpersonal skills, ethical judgment, and the ability to build trust are crucial soft skills in this role. These skills ensure that advisors provide unbiased, client-focused advice and build long-term relationships based on integrity and transparency.

Are fee-only financial advisors worth it?

Fee-only financial advisors are compensated solely by client fees, which can reduce conflicts of interest and promote transparency. They often charge a flat fee or a percentage of assets under management, making their advice potentially more objective compared to commission-based advisors. Their value depends on the advisor's expertise, fee structure, and the client's financial needs.

What is a fee-only financial advisor?

A fee-only financial advisor is a financial professional who is compensated solely by the fees paid directly by their clients, rather than earning commissions or incentives for selling specific products. This compensation structure is designed to reduce potential conflicts of interest, as the advisor’s only financial motivation is to provide advice that is in the best interest of the client. Fee-only advisors typically charge hourly, flat, or percentage-based fees for their services. Many people choose fee-only advisors for greater transparency and objective financial guidance.

How many financial advisors make $500,000 a year?

Fee-only financial advisors typically earn between $60,000 and $200,000 annually, with top earners in the industry making over $500,000. Achieving this level often requires extensive experience, a large client base, and specialized skills or certifications such as the CFP or CFA. Very few financial advisors reach the $500,000 annual income mark.

Is $200,000 enough to work with a financial advisor?

A fee-only financial advisor typically requires a minimum investment or fee, which can range from $1,000 to $10,000 or more, depending on the advisor and services provided. With $200,000, you generally have sufficient assets to work with a financial advisor, especially if they charge a percentage of assets under management or flat fees, making personalized financial planning accessible at this level.

How does a fee-only financial advisor typically collaborate with other professionals to serve clients?

As a fee-only financial advisor, you will often work closely with professionals such as accountants, estate attorneys, and tax specialists to provide holistic financial planning for clients. This collaborative approach ensures that clients receive well-rounded advice tailored to their unique financial situations. Regular communication and coordination with these professionals is common, especially when developing tax strategies, estate plans, or handling complex investment portfolios. Being proactive in building and maintaining these relationships is crucial for delivering comprehensive and seamless client service.
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What states have the most Fee Only Financial Advisor jobs? States with the most job openings for Fee Only Financial Advisor jobs include:
Wealth Advisor / Financial Planner

Wealth Advisor / Financial Planner

Tobias Financial Advisors

Plantation, FL

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 11 days ago


Job description

About Tobias Financial Advisors

Tobias Financial Advisors is an independent, fee-only wealth management firm founded in 1980 with a simple guiding principle: always act in our clients' best interests. We partner with successful individuals, families, and business owners to deliver integrated financial planning, proactive tax strategies, and long-term guidance through life's transitions. Our collaborative, client-first culture drives everything we do, from how we serve clients to how we support and develop our team.


Why Join Us

As part of our team, you'll have the opportunity to make a meaningful impact on clients' lives while growing your career in a supportive, education-focused environment. We offer fully paid medical coverage, unlimited PTO, and ongoing professional development support, including certification reimbursement and association memberships.


Position Summary

We're looking for a passionate and driven Wealth Advisor to manage client relationships, lead planning engagements, and contribute to firm-wide initiatives. This role is ideal for someone who thrives in a collaborative environment, enjoys solving complex financial challenges, and wants to grow with an established, values-driven firm.


What You'll Get to Do

  • Lead and deepen relationships with new and existing clients
  • Develop comprehensive financial plans that align with clients' goals
  • Build investment policy statements and conduct ongoing portfolio reviews
  • Identify tax planning opportunities and collaborate with CPAs and planning associates
  • Research and provide recommendations on estate planning, investments, and Social Security strategies
  • Participate in business development, including attending client events and engaging Centers of Influence
  • Contribute to firm initiatives and mentor junior team members (as applicable)


What We're Looking For

  • Bachelor's degree
  • CFP certification
  • Minimum 3-5 years of financial planning experience within a wealth management or financial advisory firm
  • Experience managing client relationships and presenting complex planning concepts
  • Proficiency with financial planning and CRM software (e.g., MoneyGuidePro, Salesforce)
  • Strong analytical skills, attention to detail, ethical decision-making, and a commitment to fiduciary standards


Compensation & Benefits

  • Competitive salary + performance-based incentive compensation
  • Fully paid medical, dental and vision coverage
  • Unlimited PTO
  • 401(k) and profit-sharing plan
  • Professional development support (tuition reimbursement, certification expenses, association dues)


Please note:Tobias Financial Advisors is unable to provide immigration or visa sponsorship for this position, now or in the future. Candidates must be authorized to work in the United States without current or future employer sponsorship.


*Applicants must be able to pass a background check. Current or previously registered Investment Advisor Representatives (IARs) should have no regulatory disclosures or disciplinary action in their history.


**Tobias Financial Advisors is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.