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Entry Level Underwriter Trainee Jobs (NOW HIRING)

Appraiser (Entry/Journey)

Fairfield, CA · On-site

$83K - $101K/yr

... underwriter, right-of-way agent, licensed building contractor; or (b) A real estate licensee ... Two (2) years of work experience at entry-level or associate-level property appraisal or equivalent ...

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Entry Level Underwriter Trainee information

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How much do entry level underwriter trainee jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for entry level underwriter trainee in the United States is $22.27, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $27.40 per hour, depending on experience, location, and employer.

What types of training and mentorship can I expect as an Entry Level Underwriter Trainee?

As an Entry Level Underwriter Trainee, you can expect to participate in structured training programs that teach you the fundamentals of risk assessment, policy analysis, and industry regulations. You'll often work closely with experienced underwriters who provide mentorship, guidance, and feedback on your decisions. Many companies also offer rotational assignments or shadowing opportunities to help you gain exposure to different lines of business and develop a well-rounded skill set. This supportive environment is designed to gradually increase your responsibility as you build confidence and expertise.

What is an Entry Level Underwriter Trainee?

An Entry Level Underwriter Trainee is a new professional in the insurance or finance industry who is learning how to assess risk and determine whether to approve or deny applications for insurance policies or loans. Trainees work under the supervision of experienced underwriters, receiving on-the-job training in evaluating financial documents, reviewing applications, and applying underwriting guidelines. This role is ideal for individuals starting their careers, as it provides foundational knowledge and skills needed for advancement in underwriting and related fields.

What is the difference between Entry Level Underwriter Trainee vs Insurance Underwriter?

AspectEntry Level Underwriter TraineeInsurance Underwriter
CredentialsHigh school diploma or equivalent; some roles may prefer a bachelor's degreeBachelor's degree often preferred; certifications like CPCU beneficial
Work EnvironmentTraining programs, supervised settings, entry-level office environmentFull-time office-based, independent decision-making after training
Job ResponsibilitiesLearning underwriting processes, assisting senior underwriters, basic risk assessmentEvaluating insurance applications, assessing risk, approving or rejecting policies

The Entry Level Underwriter Trainee is an entry-stage role focused on learning underwriting fundamentals, often in a training environment. An Insurance Underwriter is a more experienced professional responsible for evaluating and approving insurance policies. The trainee role prepares individuals for the full underwriting position, which involves independent decision-making and risk assessment.

What are the key skills and qualifications needed to thrive as an Entry Level Underwriter Trainee, and why are they important?

To thrive as an Entry Level Underwriter Trainee, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software systems, Microsoft Excel, and sometimes completion of industry certifications like the CPCU or AINS is beneficial. Effective communication, problem-solving abilities, and a willingness to learn make candidates stand out in this role. These skills are crucial for accurately assessing risk, making informed decisions, and contributing to the financial stability of the organization.
What cities are hiring for Entry Level Underwriter Trainee jobs? Cities with the most Entry Level Underwriter Trainee job openings:
What are the most commonly searched types of Underwriter Trainee jobs? The most popular types of Underwriter Trainee jobs are:
What states have the most Entry Level Underwriter Trainee jobs? States with the most job openings for Entry Level Underwriter Trainee jobs include:
Infographic showing various Entry Level Underwriter Trainee job openings in the United States as of May 2026, with employment types broken down into 1% Locum Tenens, 46% Full Time, 44% Part Time, 1% Temporary, 7% Contract, and 1% Nights. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $46,316 per year, or $22.3 per hour.

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 10 days ago


Job description

Insurance Sales Agent
Job Summary
This is an entry-level position designed to lead to Sales Agent. Upon successful completion of the training period, the Sales Agent Trainee will be reclassified as a Sales Agent. This position works exclusively in a District Office, engaged in sales activities, appointments and inspections conducted exclusively onsite and offsite at the direction of the IBM. Club memberships and insurance products are sold in support of Club growth, profitability and service quality objectives. The Sales Agent Trainee provides information on member services and new insurance products. Must complete documentation thoroughly, accurately and in a timely manner, as well as adhere to underwriting rules and guidelines to achieve underwriting objectives.
Job Duties
  • Sell Insurance products utilizing the fundamentals of "Successful Sales Calls," (SSC). Quote rates, qualify applicants, inspect vehicles or property and complete documentation with accepted underwriting criteria, procedures and quality standards.
  • Sell Club memberships, promote consideration of Club services and products, and provide information on membership and insurance.
  • Achieve a successful sales strategy. Develop sales leads and contacts, and utilize leads and contacts provided from all sources. Manage time and organize information to achieve goals. Take advantage of sales opportunities. Maintain a high level of expertise regarding Club products and services. Communicate effectively with clients and co-workers. Enhance effectiveness of closing skills.
  • Maintain an acceptable product balance. Take advantage of cross-sell opportunities to enhance product balance.
  • Ensure proper ratings are applied to new policies, based on the insured's statements, current underwriting guidelines and completed paperwork.
  • Provide insurance policy service to Club members in person, by telephone or through correspondence. Complete insurance and membership forms to amend, cancel or otherwise update existing insurance policies and/or membership records. Compile and complete accurate documentation for all transactions.
  • Collect membership and insurance payments, and maintain security in the handling of Club monies and receipts.
  • Attend meetings, training workshops and seminars. Complete and approve accurate timecards, expense diaries and other required documentation. Adhere to scheduled duties and activities as directed by management.
  • Identify cross-sell opportunities based on members' product needs and service requests. Enhance member relationship by diversifying use of products and services. Provide sales leads to insurance, travel and other departments as appropriate.

Qualifications
  • Bachelors Equivalent combination of education and experience Preferred
  • 1-3 years Insurance sales/service Preferred
  • Oral and written communication skills required.
  • Moderate knowledge of Microsoft Office software including, Word, Access, Excel, and PowerPoint required.
  • Previously demonstrated advanced level of competitive and persistent nature required.
  • Organization skill required.
  • Property and Casualty Insurance License, valid in selling state - Issued by State Required
  • Valid Driver's License, acceptable Department of Motor Vehicles record and minimum liability insurance - Issued by State

Travel Requirements
  • Occasional travel to off-site business meetings or conferences. (5% proficiency)

Remarkable benefits:

• Health coverage for medical, dental, vision

• 401(K) saving plans with company match AND Pension

• Tuition assistance

• Floating holidays and PTO for community volunteer programs

• Paid parental leave

• Wellness programs

• Employee discounts (membership, insurance,

travel, entertainment, services and more!)

Auto Club Enterprises is the largest club within the national AAA federation. We have nearly 17,000 employees in 24 states helping more than 18 million members. The strength of our organization is our employees. Bringing together and supporting different cultures, backgrounds, personalities, and strengths creates a team capable of delivering legendary, lifetime service to our members. When we embrace our diversity – we win. All of Us! With our national brand recognition, long-standing reputation since 1900, and constantly growing membership, we are seeking career-minded, service-driven professionals to join our team.

"Through dedicated employees we proudly deliver legendary service and beneficial products that provide members peace of mind and value.”

AAA is an Equal Opportunity Employer

Our organization participates in E-Verify