2

Entry Level Underwriter Trainee Jobs in California

Be Seen First

Sales Representative

Irvine, CA · On-site

$16.90/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... Trainee program -- an entry-level path to a long-term career in mortgage sales. In the Inside ... Learn the end-to-end loan origination process -- application, underwriting, closing, and funding

Be Seen First

Sales Representative

Irvine, CA · On-site

$16.90/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... Trainee program -- an entry-level path to a long-term career in mortgage sales. In the Inside ... Learn the end-to-end loan origination process -- application, underwriting, closing, and funding

Be Seen First

Sales Representative

Lake Forest, CA · On-site

$4.0K - $7.5K/mo

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... Trainee program -- an entry-level path to a long-term career in mortgage sales. In the Inside ... Learn the end-to-end loan origination process -- application, underwriting, closing, and funding

Be Seen First

Sales Representative

Lake Forest, CA · On-site

$4.0K - $7.5K/mo

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... Trainee program -- an entry-level path to a long-term career in mortgage sales. In the Inside ... Learn the end-to-end loan origination process -- application, underwriting, closing, and funding

Life Sales Agent

Alhambra, CA

$86K - $105K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Life Sales Agent Job Summary The Life Specialist Trainee role is an entry-level position for life ... Interact with staff from ACE Life Operations and AAA Life Insurance Company regarding underwriting ...

Life Sales Agent

Encinitas, CA

$86K - $105K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Life Sales Agent The Life Specialist Trainee role is an entry-level position for life insurance ... Interact with staff from ACE Life Operations and AAA Life Insurance Company regarding underwriting ...

Life Sales Agent

Encinitas, CA · On-site

$86K - $105K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Life Sales Agent The Life Specialist Trainee role is an entry-level position for life insurance ... Interact with staff from ACE Life Operations and AAA Life Insurance Company regarding underwriting ...

Life Sales Agent

Encinitas, CA · On-site

$86K - $105K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Life Sales Agent The Life Specialist Trainee role is an entry-level position for life insurance ... Interact with staff from ACE Life Operations and AAA Life Insurance Company regarding underwriting ...

New

Life Sales Agent

Encinitas, CA · On-site

$86K - $105K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Life Sales Agent The Life Specialist Trainee role is an entry-level position for life insurance ... Interact with staff from ACE Life Operations and AAA Life Insurance Company regarding underwriting ...

Entry Level Underwriter Trainee information

What is an entry level underwriter trainee?

An Entry Level Underwriter Trainee is a new professional in the insurance or finance industry who is learning how to assess risk and determine whether to approve or deny applications for insurance policies or loans. Trainees work under the supervision of experienced underwriters, receiving on-the-job training in evaluating financial documents, reviewing applications, and applying underwriting guidelines. This role is ideal for individuals starting their careers, as it provides foundational knowledge and skills needed for advancement in underwriting and related fields.

What are the key skills and qualifications needed to thrive as an entry level underwriter trainee?

To thrive as an Entry Level Underwriter Trainee, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software systems, Microsoft Excel, and sometimes completion of industry certifications like the CPCU or AINS is beneficial. Effective communication, problem-solving abilities, and a willingness to learn make candidates stand out in this role. These skills are crucial for accurately assessing risk, making informed decisions, and contributing to the financial stability of the organization.

What types of training and mentorship can I expect as an entry level underwriter trainee?

As an Entry Level Underwriter Trainee, you can expect to participate in structured training programs that teach you the fundamentals of risk assessment, policy analysis, and industry regulations. You'll often work closely with experienced underwriters who provide mentorship, guidance, and feedback on your decisions. Many companies also offer rotational assignments or shadowing opportunities to help you gain exposure to different lines of business and develop a well-rounded skill set. This supportive environment is designed to gradually increase your responsibility as you build confidence and expertise.

What is the difference between Entry Level Underwriter Trainee vs Insurance Underwriter?

AspectEntry Level Underwriter TraineeInsurance Underwriter
CredentialsHigh school diploma or equivalent; some roles may prefer a bachelor's degreeBachelor's degree often preferred; certifications like CPCU beneficial
Work EnvironmentTraining programs, supervised settings, entry-level office environmentFull-time office-based, independent decision-making after training
Job ResponsibilitiesLearning underwriting processes, assisting senior underwriters, basic risk assessmentEvaluating insurance applications, assessing risk, approving or rejecting policies

The Entry Level Underwriter Trainee is an entry-stage role focused on learning underwriting fundamentals, often in a training environment. An Insurance Underwriter is a more experienced professional responsible for evaluating and approving insurance policies. The trainee role prepares individuals for the full underwriting position, which involves independent decision-making and risk assessment.

What are the most commonly searched types of Underwriter Trainee jobs in California?

The most popular types of Underwriter Trainee jobs in California are:

What cities in California are hiring for Entry Level Underwriter Trainee jobs?

Cities in California with the most Entry Level Underwriter Trainee job openings:

Infographic showing various Entry Level Underwriter Trainee job openings in California as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution.

Sales Representative

theLender

Irvine, CA • On-site

$16.90/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

Be Seen First

After you apply to this job, you can share why you’re interested to jump to the top of the candidate list.


Job description

Job description:

Learn the Mortgage Business — No Experience Necessary!

Do you love to talk? Are you good on the phone? Competitive? We're hiring motivated, coachable individuals to join our Mortgage Sales Trainee program — an entry-level path to a long-term career in mortgage sales.


In the Inside Account Executive role, you'll generate new business relationships with mortgage brokers and become their trusted point of contact. We provide 10 days of paid training and a hands-on mentor program with real growth potential.


What You'll Do:

  • Learn the fundamentals of mortgage products, terminology, and sales strategy
  • Get proficient in our lending products, guidelines, and pricing
  • Learn the end-to-end loan origination process — application, underwriting, closing, and funding
  • Make outbound and inbound calls to build relationships with potential clients
  • Develop and maintain strong relationships with mortgage brokers
  • Manage your sales pipeline, track broker interactions, and analyze performance
  • Hit activity and performance goals with ongoing coaching and support
  • Meet and exceed sales targets as you grow into the full Account Executive role

What We're Looking For:

  • Strong communication skills and a positive attitude
  • Coachable, motivated, and reliable
  • Comfortable on the phone — or willing to learn
  • Excellent presentation skills
  • Detail-oriented with strong organizational and follow-through skills
  • Drive to build and grow strong business relationships
  • Desire to grow into a higher-earning sales role

Experience:

  • Sales, customer service, or call-center experience is preferred — but not required
  • Mortgage experience is a plus— but not required


Why You'll Love Working at theLender:

Voted a Top Workplace by our employees for 6 years running! Our culture is fun, inclusive, energetic, and full of growth opportunity. If you're willing to work hard and want a career with real room to grow, this is it.


Location: Lake Forest, CA 92630 Job Type: Full-time Compensation: $16.90/hour base + a commission structure, plus a 90-day ramp-up incentive to help you earn more while you build your pipeline.


Benefits:

  • 401(k) / Retirement plan
  • Health, dental, and vision insurance
  • Life insurance
  • Employee assistance program
  • Paid time off
  • Professional development assistance
  • Referral program

Company Description

Our Company theLender was created to make a difference. As a group of proven industry leaders who founded one of the largest and fastest growing Wholesale mortgage companies in the United States, we aim to change the stagnant landscape of Wholesale mortgage – one partnership, one loan, and one day at a time.