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How much do entry level underwriter trainee jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for entry level underwriter trainee in the United States is $22.27, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $27.40 per hour, depending on experience, location, and employer.

What types of training and mentorship can I expect as an Entry Level Underwriter Trainee?

As an Entry Level Underwriter Trainee, you can expect to participate in structured training programs that teach you the fundamentals of risk assessment, policy analysis, and industry regulations. You'll often work closely with experienced underwriters who provide mentorship, guidance, and feedback on your decisions. Many companies also offer rotational assignments or shadowing opportunities to help you gain exposure to different lines of business and develop a well-rounded skill set. This supportive environment is designed to gradually increase your responsibility as you build confidence and expertise.

What is an Entry Level Underwriter Trainee?

An Entry Level Underwriter Trainee is a new professional in the insurance or finance industry who is learning how to assess risk and determine whether to approve or deny applications for insurance policies or loans. Trainees work under the supervision of experienced underwriters, receiving on-the-job training in evaluating financial documents, reviewing applications, and applying underwriting guidelines. This role is ideal for individuals starting their careers, as it provides foundational knowledge and skills needed for advancement in underwriting and related fields.

What is the difference between Entry Level Underwriter Trainee vs Insurance Underwriter?

AspectEntry Level Underwriter TraineeInsurance Underwriter
CredentialsHigh school diploma or equivalent; some roles may prefer a bachelor's degreeBachelor's degree often preferred; certifications like CPCU beneficial
Work EnvironmentTraining programs, supervised settings, entry-level office environmentFull-time office-based, independent decision-making after training
Job ResponsibilitiesLearning underwriting processes, assisting senior underwriters, basic risk assessmentEvaluating insurance applications, assessing risk, approving or rejecting policies

The Entry Level Underwriter Trainee is an entry-stage role focused on learning underwriting fundamentals, often in a training environment. An Insurance Underwriter is a more experienced professional responsible for evaluating and approving insurance policies. The trainee role prepares individuals for the full underwriting position, which involves independent decision-making and risk assessment.

What are the key skills and qualifications needed to thrive as an Entry Level Underwriter Trainee, and why are they important?

To thrive as an Entry Level Underwriter Trainee, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software systems, Microsoft Excel, and sometimes completion of industry certifications like the CPCU or AINS is beneficial. Effective communication, problem-solving abilities, and a willingness to learn make candidates stand out in this role. These skills are crucial for accurately assessing risk, making informed decisions, and contributing to the financial stability of the organization.
What cities are hiring for Entry Level Underwriter Trainee jobs? Cities with the most Entry Level Underwriter Trainee job openings:
What are the most commonly searched types of Underwriter Trainee jobs? The most popular types of Underwriter Trainee jobs are:
What states have the most Entry Level Underwriter Trainee jobs? States with the most job openings for Entry Level Underwriter Trainee jobs include:
Entry Level Underwriter Trainee jobs near you
Infographic showing various Entry Level Underwriter Trainee job openings in the United States as of May 2026, with employment types broken down into 1% Locum Tenens, 46% Full Time, 44% Part Time, 1% Temporary, 7% Contract, and 1% Nights. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $46,316 per year, or $22.3 per hour.

Insurance Sales Agent

Automobile Club Of Missouri

Lees Summit, MO

Other

Medical, Dental, Vision, Retirement, PTO

Posted 12 days ago

Job description

Insurance Sales Agent

This is an entry-level position designed to develop into a Sales Agent role. Upon successful completion of the training program, the Sales Agent Trainee will be reclassified as a Sales Agent.

This role operates from a District Office and involves both onsite and offsite sales activities, including appointments and inspections as directed by the Insurance Branch Manager (IBM). The Sales Agent Trainee sells AAA memberships and insurance products in support of club growth, profitability, and service quality objectives.

The position also includes educating members on AAA services and insurance products while ensuring all documentation is completed accurately, thoroughly, and in compliance with underwriting guidelines.

What We Offer

  • $100K+ earning potential (commission)

  • Comprehensive benefits package, including pension plan

  • Paid training and ongoing development

Key Responsibilities

  • Sell insurance products using the fundamentals of Successful Sales Calls (SSC)

  • Quote rates, qualify applicants, inspect vehicles or property, and complete required documentation in accordance with underwriting guidelines

  • Sell AAA memberships and promote club products and services

  • Generate leads through prospecting, networking, and referrals

  • Manage a pipeline of opportunities and meet or exceed production goals

  • Maintain strong knowledge of AAA products, services, and underwriting procedures

  • Provide exceptional customer service to support retention and member satisfaction

  • Ensure proper policy rating based on underwriting guidelines and client information

  • Service existing member policies in person, by phone, or through written communication

  • Process policy updates, cancellations, and changes accurately

  • Collect payments and maintain proper handling of company funds

  • Attend required meetings, training sessions, and complete all assigned administrative tasks

  • Identify cross-sell opportunities and refer business across insurance, travel, and membership lines

Qualifications

  • Bachelor’s degree or equivalent combination of education and experience preferred

  • 1–3 years of insurance sales or service experience preferred but not required

  • Property & Casualty (P&C) license required (or ability to obtain as required by state)

  • Valid driver’s license with an acceptable driving record and proof of liability insurance

  • Strong communication skills (written and verbal)

  • Competitive, persistent, and results-driven mindset

  • Strong organizational and time management skills

  • Proficiency in Microsoft Office (Word, Excel, PowerPoint, Access)

  • Ability to successfully complete background, credit check, and drug screening

Work Environment & Travel

  • Office-based with onsite and offsite sales activities

  • Occasional travel for meetings or events (approximately 5%)

About You

We are seeking motivated, customer-focused professionals with a strong work ethic, ambition, and a desire to build a successful career in a performance-driven sales environment.

Remarkable benefits:

•    Health coverage for medical, dental, vision

•    401(K) saving plans with company match AND Pension    

•    Tuition assistance

•    Floating holidays and PTO for community volunteer programs

•    Paid parental leave

•    Wellness programs

•    Employee discounts (membership, insurance,

travel, entertainment, services and more!)

Auto Club Enterprises is the largest club within the national AAA federation. We have nearly 17,000 employees in 24 states helping more than 18 million members. The strength of our organization is our employees. Bringing together and supporting different cultures, backgrounds, personalities, and strengths creates a team capable of delivering legendary, lifetime service to our members. When we embrace our diversity – we win. All of Us! With our national brand recognition, long-standing reputation since 1900, and constantly growing membership, we are seeking career-minded, service-driven professionals to join our team.

"Through dedicated employees we proudly deliver legendary service and beneficial products that provide members peace of mind and value.”

AAA is an Equal Opportunity Employer

Our organization participates in E-Verify

Apply