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Entry Level Loan Officer Jobs (NOW HIRING)

loanDepot

Entry Level Loan Officer - Sales

Troy, MI · On-site

$70K - $120K/yr

Our Lending Officers put their clients' needs first to pre-qualify and provide a consultative, customer first approach, to determine the loan program that best fits their specific financial goals.

loanDepot

Entry Level Loan Officer - Sales

Plymouth, MI · On-site

$70K - $120K/yr

Our Lending Officers put their clients' needs first to pre-qualify and provide a consultative, customer first approach, to determine the loan program that best fits their specific financial goals.

loanDepot

Entry Level Loan Officer - Sales

Oak Park, MI · On-site

$70K - $120K/yr

Our Lending Officers put their clients' needs first to pre-qualify and provide a consultative, customer first approach, to determine the loan program that best fits their specific financial goals.

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Entry Level Loan Officer information

See salary details

$22.5K

$70.3K

$126.5K

How much do entry level loan officer jobs pay per year?

As of Aug 9, 2026, the average yearly pay for entry level loan officer in the United States is $70,335.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What does an entry level loan officer do?

An Entry Level Loan Officer helps customers apply for loans, reviews their financial information, and guides them through the loan approval process. They typically work under the supervision of senior loan officers and are responsible for answering questions, collecting required documents, and verifying applicant details. Their goal is to ensure that clients understand the loan products available and assist them in selecting the best option for their needs.

What are the key skills and qualifications needed to thrive as an entry level loan officer, and why are they important?

To thrive as an Entry Level Loan Officer, you need a solid understanding of financial principles, basic math skills, and typically a bachelor's degree in finance, business, or a related field. Familiarity with loan origination systems, customer relationship management (CRM) software, and regulatory compliance tools is highly beneficial. Strong communication, attention to detail, and customer service skills help build trust with clients and ensure accuracy in documentation. These skills are crucial for processing loan applications efficiently, ensuring regulatory compliance, and providing a positive customer experience.

What are some common challenges faced by entry level loan officers, and how can they be overcome?

Entry level loan officers often face challenges such as building a client base, understanding complex lending regulations, and handling a high volume of applications. To overcome these, new loan officers benefit from ongoing training, seeking mentorship from experienced colleagues, and proactively networking within their communities. Effective communication and attention to detail are crucial for managing paperwork and ensuring compliance, while staying organized helps manage workloads and meet deadlines. Over time, these strategies help new loan officers gain confidence and advance in their careers.

What is the difference between Entry Level Loan Officer vs Loan Processor?

AspectEntry Level Loan OfficerLoan Processor
Required CredentialsHigh school diploma; some roles prefer or require a bachelor's degreeHigh school diploma; some roles may require certification or training
Work EnvironmentCustomer-facing, sales-oriented, in banks or mortgage companiesAdministrative, detail-oriented, supporting loan approval process
Employer & Industry UsageFinancial institutions, mortgage lenders, banksMortgage companies, banks, lending institutions
Common Search & Comparison IntentUnderstanding entry-level roles in lendingLearning about support roles in loan processing

The main difference is that an Entry Level Loan Officer actively interacts with clients, evaluates loan applications, and promotes loan products, while a Loan Processor primarily handles the administrative tasks of verifying documents and preparing files for approval. Both roles are essential in the lending process but differ in responsibilities and daily tasks.

More about Entry Level Loan Officer jobs
What cities are hiring for Entry Level Loan Officer jobs? Cities with the most Entry Level Loan Officer job openings:
What are the most commonly searched types of Loan Officer jobs? The most popular types of Loan Officer jobs are:
What states have the most Entry Level Loan Officer jobs? States with the most job openings for Entry Level Loan Officer jobs include:
Entry Level Loan Officer jobs near you
Infographic showing various Entry Level Loan Officer job openings in the United States as of August 2026, with employment types broken down into 94% Full Time, and 6% Part Time. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $70,335 per year, or $33.8 per hour.

Entry Level Loan Officer - Sales

loanDepot

Garland, TX • On-site

$70K - $120K/yr

Full-time

Medical, Dental, Vision, Retirement

Re-posted 24 days ago

loanDepot rating

7.8

Company rating: 7.8 out of 10

Based on 18 frontline employees who took The Breakroom Quiz

Job description

Position Summary:
loanDepot is offering an incredible opportunity for individuals seeking a challenging yet fulfilling career in sales with a renowned industry leader. Our consumer direct sales approach boasts a team of over 350+ inside sales team members who cater to our valued customers nationwide. This is your moment to become part of something significant!
Joining us as an ACES Lending Officer means embarking on a transformative journey where you'll undergo comprehensive training to ace the SAFE and National Licensing exams.
Throughout the program, you'll not only develop a deep understanding of the lending landscape, covering both mortgages and HELOCS, but also collaborate closely with our experienced training & sales leadership teams. Our aim is to equip you with the necessary expertise to excel in the ever-evolving lending industry, laying the foundation for a successful and fulfilling career as a future Licensed Lending Officer.
Who We're Looking For:
Our ideal candidate is someone who prioritizes customer satisfaction, is comfortable with technology, is proactive, and excels at building strong sales relationships. While previous lending experience isn't necessary, we do require a proven sales record demonstrating the ability to meet and surpass sales targets.
Responsibilities:
  • Dedication to Learning: Embrace wholeheartedly a comprehensive training program tailored to cultivate expertise across the entire loan life cycle.
  • Sales Aptitude: Ability to identify and pursue sales opportunities effectively.
  • Financial Acumen: Understanding of basic financial concepts and mortgage products.
  • Adaptability: Willingness to learn and adapt to industry changes and company policies.
  • Time Management: Capacity to prioritize tasks and meet deadlines in a fast-paced environment.
  • Ethical Standards: Commitment to maintaining high ethical standards in all interactions.
  • Technology Proficiency: Comfort with using software for loan processing and customer management.
  • Customer Focus: Dedication to delivering exceptional customer service throughout the loan process.
Requirements:
  • Sales Experience: Minimum of 2 years of sales experience with a proven history of meeting and exceeding goals is REQUIRED. Call center sales experience is highly preferred.
  • Location: Must be able to commute to Irvine, CA full-time.
  • Licensing Requirements: Must have the ability to pass the NMLS exam and meet mortgage requirements for obtaining state and national licenses.
  • Customer Focus: Demonstrated ability to effectively connect with clients through phone presentations and cultivate strong client relationships.
  • Reliability: Consistent attendance and punctuality are essential, with a collaborator attitude and a willingness to embrace coaching for continuous improvement.
  • Education: A bachelor’s degree is highly preferred.
Why work for #teamloanDepot:
  • Industry leader when it comes to training individuals effectively to join the mortgage industry.
  • Company provided leads, so you don’t have to source your own referrals or purchase leads with your own wallet.
  • Competitive compensation plan including hourly paid training.
  • Comprehensive benefits package including medical/dental/vision options, 401K matching, tuition reimbursement, parental leave, and much more. (loanDepotlivewell.com).
  • Best in class leadership team to support you during the transition.
Base pay is one part of our total compensation package for an ACES Lending Officers. The base hourly rate for this role is $15.00/hour in training; in addition to a monthly per origination bonus incentive once you are licensed and talking to customers.
Post ACES Training, you will move to our Licensed Lending Officer position which is comprised of an hourly minimum wage plus lucrative bonus structure based on fundings. If you were to transition to a Licensed Lending Officer—there would be a new compensation structure shared at that time.
About loanDepot:
loanDepot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loanDepot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loanDepot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts.
We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Company Description

loanDepot, America's lender, matches borrowers through technology and high-touch customer care with the credit they need to fuel their lives. As a fast-growing national consumer lender, the loanDepot platform is disrupting finance by dissolving the lines between mortgage and nonmortgage credit.

The company has funded over $100 billion in loans since inception, and is passionate about emerging financial technology and dynamic product delivery supported by excellent customer service to empower consumers.

Headquartered in Southern California, loanDepot employs 5,400+ lending professionals across the country including 1,700+ licensed loan officers who hold 10,000+ licenses. The company operates 180+ local loan locations nationwide. NMLS # 174457

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