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Entry Level Insurance Underwriter Jobs in Riverside, CA

Commercial Surety Underwriter

Anaheim, CA · On-site +1

$55K - $120K/yr

IAT Insurance Group is seeking a highly skilled Commercial Surety Underwriter to join our team in ... We offer comprehensive benefits like: * 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid ...

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

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Showing results 1-20

Entry Level Insurance Underwriter information

See Riverside, CA salary details

$29.2K

$65K

$109.5K

How much do entry level insurance underwriter jobs pay per year?

As of Jun 9, 2026, the average yearly pay for entry level insurance underwriter in Riverside, CA is $64,978.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,900.00 and $87,100.00 per year, depending on experience, location, and employer.

What Does an Entry-Level Insurance Underwriter Do?

An entry-level insurance underwriter works as a trainee or assistant while learning how to assess an insurance application, define risk, determine eligibility, calculate policy premiums, and accept or deny each request for coverage. You perform your duties under the supervision of a senior underwriter. At the start of your career, your responsibilities focus on data collection and basic application processing. As you gain experience, you handle more-complex applications and can work independently. An insurance underwriter can specialize in life, property, casualty, commercial, or specialty insurance.

What is the difference between Entry Level Insurance Underwriter vs Insurance Claims Adjuster?

AspectEntry Level Insurance UnderwriterInsurance Claims Adjuster
Required CredentialsHigh school diploma or bachelor’s; some certifications (e.g., CPCU) beneficialHigh school diploma or bachelor’s; licensing may be required
Work EnvironmentOffice-based, analyzing applications and risk factorsField and office work, investigating claims
Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments
Common Search/ComparisonEntry Level Insurance Underwriter vs Insurance Claims Adjuster

While both roles are vital in the insurance industry, an Entry Level Insurance Underwriter primarily assesses risk and approves policies, whereas an Insurance Claims Adjuster investigates and settles claims. Both positions require strong analytical skills and industry knowledge, but they focus on different stages of the insurance process.

What are the key skills and qualifications needed to thrive as an Entry Level Insurance Underwriter, and why are they important?

To thrive as an Entry Level Insurance Underwriter, you need a solid understanding of risk assessment, analytical thinking, and attention to detail, typically backed by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like Associate in Commercial Underwriting (AU) are valuable. Strong communication, organizational skills, and the ability to make sound judgments help you stand out in this position. These skills and qualifications ensure accurate risk evaluations, effective decision-making, and smooth collaboration with clients and colleagues.

What are some typical challenges faced by entry level insurance underwriters, and how can they be overcome?

Entry level insurance underwriters often encounter challenges such as learning to assess risk accurately with limited experience, keeping up with ever-changing regulations, and managing a high volume of applications within tight deadlines. Overcoming these challenges involves actively seeking mentorship from senior underwriters, participating in ongoing training programs offered by employers, and developing strong organizational skills. Collaborating closely with colleagues in claims, sales, and actuarial departments also helps new underwriters gain a broader perspective and make more informed decisions.

What does an entry level insurance underwriter do?

An entry level insurance underwriter reviews applications for insurance coverage and evaluates the risks involved in insuring people or assets. They analyze information such as financial data, health records, and other relevant documents to determine if the applicant meets the company's guidelines. Their responsibilities also include making recommendations on coverage amounts, premiums, and policy terms under the supervision of more experienced underwriters. This role is essential for making sure insurance companies issue policies that are both fair to the customer and profitable for the business.
What are the most commonly searched types of Insurance Underwriter jobs in Riverside, CA? The most popular types of Insurance Underwriter jobs in Riverside, CA are:
What are popular job titles related to Entry Level Insurance Underwriter jobs in Riverside, CA? For Entry Level Insurance Underwriter jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Entry Level Insurance Underwriter jobs in Riverside, CA look for? The top searched job categories for Entry Level Insurance Underwriter jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Entry Level Insurance Underwriter jobs? Cities near Riverside, CA with the most Entry Level Insurance Underwriter job openings:
Infographic showing various Entry Level Insurance Underwriter job openings in Riverside, CA as of May 2026, with employment types broken down into 1% As Needed, 75% Full Time, 22% Part Time, and 2% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $64,978 per year, or $31.2 per hour.
Commercial Surety Underwriter

Commercial Surety Underwriter

IAT Insurance Group

Anaheim, CA • On-site

$55K - $120K/yr

Full-time

Medical, Retirement, PTO

Posted 8 days ago


Job description

IAT Insurance Group is seeking a highly skilled Commercial Surety Underwriter to join our team in Anaheim, California. For the ideal candidate, we are open to remote work from Washington or Oregon, or from our Bellevue location. This position supports our Pacific Northwest book of business and involves occasional travel.
Key responsibilities include collaborating with regional office underwriters, home office personnel, agents, and principals. This role follows a hybrid schedule, reflecting our commitment to ownership, collaboration, and teamwork. You will work from the Anaheim office Monday through Wednesday, with the option to work remotely on Thursday and Friday.
This is an excellent opportunity for professional growth and development within a dynamic and supportive environment.
Responsibilities:
  • Financial and account analysis of pertinent financial data, authority, and referral requirements for consideration of new, existing, and renewal business
  • Requesting and gathering financial information on assigned accounts
  • Bond renewal preparation and determination on whether bonds should be canceled
  • Maintain Agency relationships and provide exceptional service and support. May have authority to underwrite low-value bonds and renewals
  • Provide general direction to the Account Managers for bond processing.
  • Provide quality recommendations to Branch and Home Office Reports on assigned accounts and agents
  • Rate and review bonds for premium and classification accuracy
  • Ensure accuracy and completeness of files and verify that all necessary documentation is complete in the file
  • Act as the primary service contact and visit agents assigned by the Regional Manager in order to foster and maintain an ongoing relationship
  • Accurately communicate knowledge of assigned accounts to Branch and Home Office personnel via written and verbal means
  • Prioritize workflow to ensure work is done in a timely fashion and all deadlines are met
  • Travel on a limited basis
  • Perform other duties as needed

Qualifications:
Must-Have:
  • Bachelor's degree in Risk Management, Finance, Mathematics, Business or related with at least 2 years experience in Surety or equivalent
  • Equivalent is defined as 6 years of relevant Commercial or Contract Surety underwriting experience
  • We will consider commercial or contract experience
  • Strong marketing skills and ability to obtain new business and work with clients
  • Strong competency in quantitative and financial analysis
  • Requires strong math aptitude, excellent verbal and written communication, interpersonal and negotiating skills
  • Must be customer service oriented and have the utmost integrity
  • Ability to travel on a limited basis
  • To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes

Preferred to Have:
  • AFSB industry designation

Compensation:
Please note, that the annual gross salary range associated with this posting is $55,200 - $120,330. This range represents the anticipated low and high end of the base salary for this position. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more.
To view details of our full benefits, please visit https://www.iatinsurancegroup.com/careers/benefits
IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.
At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent.
We offer comprehensive benefits like:
  • 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
  • 7% 401(k) Company Match and additional Profit Sharing
  • Hybrid work environment
  • Numerous training and development opportunities to assist you in furthering your career
  • Healthcare and Wellness Programs
  • Opportunity to earn performance-based bonuses
  • College Loan Assistance Support Plan
  • Educational Assistance Program
  • Mentorship Program
  • Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.