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Junior Underwriter Jobs in Riverside, CA (NOW HIRING)

COMMERCE HOME MORTGAGE LLC

Jr. Underwriter

Anaheim, CA · On-site

$26 - $29/hr

About The Role The Junior Underwriter supports the underwriting team by reviewing, organizing, and validating loan files to ensure accuracy, completeness, and guideline compliance prior to full ...

LBC Mortgage

Senior Underwriter

Orange, CA · On-site

$105K - $124K/yr

We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite complex deals, support junior underwriters, and ensure strong credit and collateral decisions while ...

Quantum Electronic Payments

Senior Underwriter

Anaheim, CA · On-site

$68K/yr

... junior underwriters preferredExperience using TSYS systems preferredSALARY: This role includes biannual profit-sharing bonuses as part of a total compensation package, in addition to a full range of ...

Old Republic Surety Company

Surety Underwriter

Irvine, CA · Hybrid

$75K - $115K/yr

You'll also support and mentor junior team members, helping to build a strong, knowledgeable underwriting team. Every day as a Surety Underwriter brings variety, responsibility, and the chance to ...

Old Republic Surety Company

Surety Underwriter

Irvine, CA · On-site

$75K - $115K/yr

You'll also support and mentor junior team members, helping to build a strong, knowledgeable underwriting team. Every day as a Surety Underwriter brings variety, responsibility, and the chance to ...

Kings Mortgage Services

Underwriter

Santa Ana, CA

$85K - $95K/yr

Description The Wholesale Underwriter is responsible for reviewing and evaluating residential mortgage loan applications submitted through third-party brokers to ensure compliance with company ...

NovaFi Mortgage, Inc.

Underwriter

Santa Ana, CA · On-site +1

Underwriter Department: Operations Employment Type: Full Time Location: Remote Home Office - KMS Description The Wholesale Underwriter is responsible for reviewing and evaluating residential mortgage ...

LendPro Mortgage

Junior Loan Processor

North Tustin, CA · On-site

$41K - $55K/yr

Junior Loan Processor Location: Tustin, CA Work Schedule: On-site (Monday, Wednesday, Thursday ... Submit loan files to underwriting and assist with clearing underwriting conditions * Maintain ...

First American

Underwriter

Santa Ana, CA

$97K - $130K/yr

What We Do Provides underwriting support and expertise to company personnel, agents, and customer(s), related to the issuance of real estate title insurance commitments and policies. Utilizes ...

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Junior Underwriter information

See Riverside, CA salary details

$8

$23

$35

How much do junior underwriter jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for junior underwriter in Riverside, CA is $23.23, according to ZipRecruiter salary data. Most workers in this role earn between $17.55 and $28.61 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a junior underwriter?

To thrive as a Junior Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and regulatory compliance systems is typically required. Effective communication, organization, and a collaborative mindset help individuals excel in evaluating applications and coordinating with teams. These skills ensure accurate risk evaluation, regulatory adherence, and smooth workflow within the underwriting process.

What are some common challenges faced by junior underwriters in their first year on the job?

Junior Underwriters often encounter challenges such as managing a steep learning curve when assessing risk and understanding complex insurance policies. They may also find it challenging to balance speed and accuracy while processing applications, as well as adapting to various underwriting software and compliance requirements. Working closely with senior underwriters and other departments helps develop decision-making skills and a strong attention to detail, both of which are essential for success and career growth in underwriting.

What does a junior underwriter do?

A Junior Underwriter assists in evaluating and analyzing the risks associated with insurance applications or loan requests. They review documents, verify applicant information, and follow established guidelines to determine eligibility. Working under the supervision of senior underwriters, they help ensure that decisions are accurate and align with company policies. Their role often involves data entry, communication with clients or brokers, and learning the fundamentals of risk assessment.

What is a junior underwriter?

A junior underwriter works at a loan company or other financial institution and supports a senior underwriter during the consumer loan process. As a junior underwriter, your job duties include reviewing customer loan applications for accuracy and completeness, evaluating credit reports to determine the creditworthiness of an applicant, and resolving issues with the application process. You may also work with the funding side of the business to secure financing for loans.

Is it hard to get a job in underwriting?

Getting a junior underwriter position can be competitive, as it often requires relevant education, such as a degree in finance or risk management, and sometimes industry certifications. Strong analytical skills, attention to detail, and familiarity with underwriting software can improve chances of employment, but entry-level roles are generally accessible to candidates with the right qualifications and training.

How do I become a junior underwriter with no experience?

To become a junior underwriter with no experience, candidates should focus on gaining relevant knowledge through online courses or certifications in insurance or risk assessment. Entry-level roles often require strong analytical skills, attention to detail, and basic computer proficiency; internships or related administrative roles can also provide valuable experience and industry exposure.

How much do beginner underwriters make?

Entry-level underwriters typically earn between $45,000 and $60,000 annually, depending on the industry, location, and company size. Starting salaries may be lower for those without prior experience, but can increase with relevant certifications and skills in risk assessment and insurance policies.
More about Junior Underwriter jobs
What are the most commonly searched types of Underwriter jobs in Riverside, CA? The most popular types of Underwriter jobs in Riverside, CA are:
What are popular job titles related to Junior Underwriter jobs in Riverside, CA? For Junior Underwriter jobs in Riverside, CA, the most frequently searched job titles are:
What cities near Riverside, CA are hiring for Junior Underwriter jobs? Cities near Riverside, CA with the most Junior Underwriter job openings:
Junior Underwriter jobs near you
Infographic showing various Junior Underwriter job openings in Riverside, CA as of August 2026, with employment types broken down into 100% Full Time. Highlights an 67% In-person, and 33% Remote job distribution, with an average salary of $48,320 per year, or $23.2 per hour.

Jr. Underwriter

COMMERCE HOME MORTGAGE LLC

Anaheim, CA • On-site

$26 - $29/hr

Other

Posted 14 days ago

Job description

About The Role
The Junior Underwriter supports the underwriting team by reviewing, organizing, and validating loan files to ensure accuracy, completeness, and guideline compliance prior to full underwriting review. This role requires strong attention to detail, a sense of urgency, and a commitment to the Company's Core Values.
Essential Job Duties/Responsibilities:
The following job functions are not all-inclusive. The employee will be required to perform other job-related tasks/responsibilities as requested. Job duties may change as required by needs of the company.
  • Commitment to and behavior modeling of the Company's Core Values
  • Observable display of a sense of urgency in the execution of duties
  • Complete income calculations from bank statement help desk and provide completed income analysis to broker partners via Freshdesk
  • Review and scrub loan initial submission package - review and label documents such as credit reports, income documents, Fraudguard / Loansafe, bank statements, purchase contracts, title documents
  • Request missing required documents from our AE team via email
  • Review and confirm Encompass 1003 and encompass forms match broker credit report and documents
  • Confirm loan file perimeters meets program guidelines and matrix
  • Regular on-site attendance
  • Other duties as assigned
  • Regular on-site attendance
  • Other duties as assigned

Qualifications, Knowledge, Skills and Abilities:
  • High school diploma or equivalent required; Associate's or Bachelor's degree in Finance, Business, Accounting, or a related field preferred
  • 1+ years of experience in mortgage operations (e.g., disclosures, processing, underwriting support, loan setup, or quality control) preferred
  • Basic understanding of residential mortgage loan products, documentation, and terminology
  • Experience working in Encompass or a similar Loan Origination System preferred
  • High school diploma required
  • Effective business writing, time management and organizational skills
  • Strong analytical and problem-solving skills
  • Ability to work effectively in a fast-paced environment
  • Self-motivated with an ability to work independently and in a team environment
  • Strong organizational skills and ability to handle detailed assignments
  • Ability to prioritize workload while meeting deadlines
  • Ability to communicate in writing and verbally effectively

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