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Professional Underwriter Jobs in Riverside, CA (NOW HIRING)

Liberty Mutual

Underwriter

Orange, CA

$65K - $168K/yr

Actively pursuing professional insurance designations * Ability to successfully develop and ... Demonstrated analytical ability to evaluate and judge underwriting risks within defined authority

First American

Underwriter

Santa Ana, CA

$97K - $130K/yr

First American's Direct division provides comprehensive title insurance protection and professional ... Provides underwriting support, counsel, and authorization to company personnel, agents, and ...

Old Republic Surety Company

Surety Underwriter

Irvine, CA · On-site

$75K - $115K/yr

Description Surety Underwriter - Irvine, CA (Hybrid) Who We Are At Old Republic Surety Company, we don't just hire professionals-we build careers. As a leading provider of contract, fidelity, and ...

Old Republic Surety Company

Surety Underwriter

Irvine, CA · Hybrid

$75K - $115K/yr

Surety Underwriter - Irvine, CA (Hybrid) Who We Are At Old Republic Surety Company, we don't just hire professionals--we build careers. As a leading provider of contract, fidelity, and commercial ...

Berkley

Surety Underwriter

Irvine, CA

$125K/yr

Berkley Surety is a highly professional, service-oriented surety underwriting management company, providing a full spectrum of bonds for contract, environmental, and commercial surety accounts ...

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All JobsProfessional Underwriter JobsProfessional Underwriter Jobs in Riverside, CA

Professional Underwriter information

See Riverside, CA salary details

$33.9K

$82.3K

$145.5K

How much do professional underwriter jobs pay per year?

As of Aug 1, 2026, the average yearly pay for professional underwriter in Riverside, CA is $82,291.00, according to ZipRecruiter salary data. Most workers in this role earn between $63,600.00 and $90,800.00 per year, depending on experience, location, and employer.

Is underwriting a high paying career?

Underwriting is generally considered a mid- to high-paying profession within the insurance and finance industries, with salaries varying based on experience, location, and specialization. Senior underwriters and those with specialized skills or certifications tend to earn higher salaries, and the role often offers opportunities for advancement and bonuses. Overall, it can be a financially rewarding career for those with relevant expertise and experience.

How does a Professional Underwriter typically collaborate with other departments during the underwriting process?

Professional Underwriters often work closely with colleagues in sales, claims, actuarial, and risk management teams. They rely on communication with sales agents to clarify client needs and gather additional information, and consult with actuaries to assess risk models and pricing strategies. Additionally, underwriters may coordinate with claims specialists to understand historical claim trends and with legal teams to ensure compliance with regulations. This cross-functional collaboration helps ensure that underwriting decisions are both sound and aligned with the company's risk appetite.

What is the difference between Professional Underwriter vs Insurance Underwriter?

AspectProfessional UnderwriterInsurance Underwriter
CredentialsTypically requires a bachelor's degree in finance, business, or related field; professional certifications like CPCU or ARM are commonOften requires similar degrees and certifications; industry-specific licenses may be needed
Work EnvironmentWorks in insurance companies, brokerage firms, or consulting agenciesPrimarily employed by insurance carriers or agencies
Industry UsageUsed broadly across various insurance sectors including life, health, and property insurancePrimarily associated with property and casualty insurance

The main difference is that a Professional Underwriter is a general term for underwriters working across multiple insurance types, while an Insurance Underwriter often refers specifically to those working within the insurance industry, focusing on assessing risks and determining policy terms. Both roles require similar credentials and work environments, but their scope and industry focus can differ.

What is a professional underwriter?

A professional underwriter evaluates and assesses risks for insurance companies, banks, or financial institutions to determine whether to approve applications for policies or loans. They analyze applicant information, use underwriting guidelines, and often require knowledge of industry-specific tools and regulations. Strong analytical skills and attention to detail are essential for success in this role.

Do you need a CPA to be an underwriter?

A CPA license is not required to be a professional underwriter. Underwriters typically need strong analytical skills, knowledge of insurance or financial products, and relevant industry experience; certifications like CPCU or FCAS can be beneficial. While accounting knowledge can be helpful, it is not a mandatory credential for underwriting roles.

Will AI replace underwriting?

Professional underwriters analyze risk and make decisions based on data, but AI tools are increasingly used to assist in evaluating applications and identifying patterns. While AI can automate routine tasks and improve efficiency, human judgment remains essential for complex cases and ethical considerations. Therefore, AI is expected to augment rather than fully replace underwriters in the near future.

What are the key skills and qualifications needed to thrive as a Professional Underwriter, and why are they important?

To thrive as a Professional Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, risk management systems, and certifications like CPCU (Chartered Property Casualty Underwriter) are commonly required. Excellent communication, negotiation, and decision-making skills help underwriters effectively evaluate applications and collaborate with clients or agents. These competencies ensure accurate risk evaluations, minimize losses, and maintain profitability for insurance providers.
What are the most commonly searched types of Underwriter jobs in Riverside, CA? The most popular types of Underwriter jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Professional Underwriter jobs? Cities near Riverside, CA with the most Professional Underwriter job openings:
Professional Underwriter jobs near you

Underwriter

Liberty Mutual

Orange, CA

$65K - $168K/yr

Full-time

Re-posted 5 days ago

Liberty Mutual rating

9.0

Company rating: 9.0 out of 10

Based on 146 frontline employees who took The Breakroom Quiz

37th of 300 rated insurance

Job description


Description

Assesses risks and makes recommendations for underwriting decisions with support and guidance from leadership as needed, while developing underwriting skills and building critical internal and external relationships. Environmental education or experience is preferred.  Successful candidates also demonstrate strong business acumen, sales orientation, and ability to build broker partnerships and drive growth. 

Responsibilities

Focuses on building relationships with key external parties (brokers, agents). Manages portfolio of brokers/agents in parts of GRS where complexity and line size differ little between policies. Develops underwriting skills and builds relationships with internal stakeholders and partners (e.g., UW Support, Claims, Actuarial, Directors of Underwriting in GRS North America, etc.), uses understanding of how these teams work together to inform underwriting decisions. Continues building underwriting expertise using both internal and external resources. Executes, and may contribute to, marketing plans. Contributes to team projects (e.g., process / tool improvement). May contribute to the analysis of team`s portfolio. May manage the quality of data within relevant systems for the book of business that the team is responsible for underwriting. May provide on-the-job support for new hires.

Qualifications
  • Degree in Business or equivalent typically required
  • At least 1 year, typically 1.5 or more years, of underwriting experience and/or other related business experience
  • Actively pursuing professional insurance designations
  • Ability to successfully develop and maintain effective internal and external relationships
  • Demonstrated analytical ability to evaluate and judge underwriting risks within defined authority
  • Effective communication and interpersonal skills required with ability to successfully develop and maintain productive producer/customer relationships
  • When applicable, successful completion of certifications
About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices

  • California
  • Los Angeles Incorporated
  • Los Angeles Unincorporated
  • Philadelphia
  • San Francisco

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About Liberty Mutual

Sourced by ZipRecruiter

Since 1912, we've grown into the fifth largest global property and casualty insurer based on 2022 gross written premium. We also rank 86 on the Fortune 100 list of largest corporations in the US based on 2022 revenue. ​At Liberty Mutual Insurance we work hard every day to support our customers and our people, so they can protect their families, build their businesses and invest in their futures. We are headquartered in Boston, but our people, our customers and our reach span the globe. So to better serve our global customers and employees, we are organized into three business units.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Boston, MA, US

Social media

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