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Professional Underwriter Jobs in Riverside, CA (NOW HIRING)

First American

Underwriter

Santa Ana, CA

$97K - $130K/yr

First American's Direct division provides comprehensive title insurance protection and professional ... Provides underwriting support, counsel, and authorization to company personnel, agents, and ...

Old Republic Surety Company

Surety Underwriter

Irvine, CA · On-site

$75K - $115K/yr

Description Surety Underwriter - Irvine, CA (Hybrid) Who We Are At Old Republic Surety Company, we don't just hire professionals-we build careers. As a leading provider of contract, fidelity, and ...

Old Republic Surety Company

Surety Underwriter

Irvine, CA · Hybrid

$75K - $115K/yr

Surety Underwriter - Irvine, CA (Hybrid) Who We Are At Old Republic Surety Company, we don't just hire professionals--we build careers. As a leading provider of contract, fidelity, and commercial ...

Berkley

Surety Underwriter

Irvine, CA · On-site

$125K/yr

Berkley Surety is a highly professional, service-oriented surety underwriting management company, providing a full spectrum of bonds for contract, environmental, and commercial surety accounts ...

Berkley

Surety Underwriter

Irvine, CA

$125K/yr

Company Details Berkley Surety is a highly professional, service-oriented surety underwriting management company, providing a full spectrum of bonds for contract, environmental, and commercial surety ...

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All JobsProfessional Underwriter JobsProfessional Underwriter Jobs in Riverside, CA

Professional Underwriter information

See Riverside, CA salary details

$33.9K

$82.3K

$145.5K

How much do professional underwriter jobs pay per year?

As of Jul 26, 2026, the average yearly pay for professional underwriter in Riverside, CA is $82,291.00, according to ZipRecruiter salary data. Most workers in this role earn between $63,600.00 and $90,800.00 per year, depending on experience, location, and employer.

Is underwriting a high paying career?

Underwriting is generally considered a mid- to high-paying profession within the insurance and finance industries, with salaries varying based on experience, location, and specialization. Senior underwriters and those with specialized skills or certifications tend to earn higher salaries, and the role often offers opportunities for advancement and bonuses. Overall, it can be a financially rewarding career for those with relevant expertise and experience.

How does a Professional Underwriter typically collaborate with other departments during the underwriting process?

Professional Underwriters often work closely with colleagues in sales, claims, actuarial, and risk management teams. They rely on communication with sales agents to clarify client needs and gather additional information, and consult with actuaries to assess risk models and pricing strategies. Additionally, underwriters may coordinate with claims specialists to understand historical claim trends and with legal teams to ensure compliance with regulations. This cross-functional collaboration helps ensure that underwriting decisions are both sound and aligned with the company's risk appetite.

What is the difference between Professional Underwriter vs Insurance Underwriter?

AspectProfessional UnderwriterInsurance Underwriter
CredentialsTypically requires a bachelor's degree in finance, business, or related field; professional certifications like CPCU or ARM are commonOften requires similar degrees and certifications; industry-specific licenses may be needed
Work EnvironmentWorks in insurance companies, brokerage firms, or consulting agenciesPrimarily employed by insurance carriers or agencies
Industry UsageUsed broadly across various insurance sectors including life, health, and property insurancePrimarily associated with property and casualty insurance

The main difference is that a Professional Underwriter is a general term for underwriters working across multiple insurance types, while an Insurance Underwriter often refers specifically to those working within the insurance industry, focusing on assessing risks and determining policy terms. Both roles require similar credentials and work environments, but their scope and industry focus can differ.

What is a professional underwriter?

A professional underwriter evaluates and assesses risks for insurance companies, banks, or financial institutions to determine whether to approve applications for policies or loans. They analyze applicant information, use underwriting guidelines, and often require knowledge of industry-specific tools and regulations. Strong analytical skills and attention to detail are essential for success in this role.

Do you need a CPA to be an underwriter?

A CPA license is not required to be a professional underwriter. Underwriters typically need strong analytical skills, knowledge of insurance or financial products, and relevant industry experience; certifications like CPCU or FCAS can be beneficial. While accounting knowledge can be helpful, it is not a mandatory credential for underwriting roles.

Will AI replace underwriting?

Professional underwriters analyze risk and make decisions based on data, but AI tools are increasingly used to assist in evaluating applications and identifying patterns. While AI can automate routine tasks and improve efficiency, human judgment remains essential for complex cases and ethical considerations. Therefore, AI is expected to augment rather than fully replace underwriters in the near future.

What are the key skills and qualifications needed to thrive as a Professional Underwriter, and why are they important?

To thrive as a Professional Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, risk management systems, and certifications like CPCU (Chartered Property Casualty Underwriter) are commonly required. Excellent communication, negotiation, and decision-making skills help underwriters effectively evaluate applications and collaborate with clients or agents. These competencies ensure accurate risk evaluations, minimize losses, and maintain profitability for insurance providers.
What are the most commonly searched types of Underwriter jobs in Riverside, CA? The most popular types of Underwriter jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Professional Underwriter jobs? Cities near Riverside, CA with the most Professional Underwriter job openings:
Professional Underwriter jobs near you
Underwriter - Professional Lines - Mission Viejo, CA

Underwriter - Professional Lines - Mission Viejo, CA

USLI

Mission Viejo, CA • On-site

$80K - $140K/yr

Full-time

Posted 10 days ago

Job description

Back to Open Opportunities
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Notice: Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. However, USLI reserves its right to provide employment-based immigrant visa assistance on a discretionary basis.
Explore USLI's extensive company benefits, perks, and more below! *Not applicable to External Customer Program
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Underwriter - Professional Lines - Mission Viejo, CA Location: Mission Viejo, CA Team: Professional Lines Job Type: Underwriting FT/PT Status: Full Time
Job Title: Underwriter- Professional Lines
Location: Mission Viejo, CA
About Us: At USLI, we're not just about insurance-we are committed to making a difference, both internally and externally. Our community is built upon five values: Caring, Attitude, Respect, Empathy and Energy. Our commitment to these values leads us to make better decisions and furthers our true sense of community. By joining our team, you'll be part of a vibrant organization that values innovation, collaboration, and growth. Here, you'll have the opportunity to shape the future of underwriting and make a meaningful impact.
Your Role: As an Underwriter, you'll be at the heart of our operations, driving success by evaluating submissions, handling customer requests, and building strong relationships. You'll work in a dynamic environment where creativity and strategic thinking are highly valued. Join us to be part of a team that's respected for delivering exceptional service and innovative solutions.
Key Responsibilities:
  • Evaluate and Underwrite: Assess and manage submissions with precision, adhering to our guidelines and delegated authority
  • Customer Engagement: Address quotes, re-quotes, and endorsements with a customer-first mindset, ensuring top-tier service
  • Relationship Building: Cultivate and maintain strong relationships with customers, addressing their needs and driving business growth
  • Collaborative Approach: Partner with teams across Underwriting as well as Business Development, Claims, IT, and more, contributing to a unified and effective operation
  • Innovative Contribution: Stay ahead of the curve by researching market trends, analyzing competitive information, and supporting product development

What You'll Bring:
  • Attitude : A positive and growth-focused mindset combined with a caring attitude committed to USLI's success, with the grit and resiliency to make it happen
  • Customer-Centric Focus: A dedication to placing our customers at the center of everything you do
  • Analytical Mindset: Strong decision-making abilities, with a blend of data analysis and critical thinking
  • Team Collaboration: A proactive, team-oriented approach with excellent relationship-building skills
  • Adaptability: Ability to navigate and thrive in a fast-paced, evolving business landscape

Qualifications:
  1. Experience:
    • 3+ years of underwriting experience in Management and Professional Liability, Commercial Property and Casualty, or Personal lines OR
    • 5+ years of experience in other insurance roles, such as claims or sales
  2. Insurance-related course work (CPCU, RPLU, etc.) is a plus
  3. Travel: Ability to travel at least monthly to drive effective customer interactions

Salary Range: $80,000-$140,000What We Offer: One of the advantages of working at USLI is the competitive salary and benefits program we offer full-time and eligible part-time employees. Benefits include performance-based triannual bonuses, medical benefits paid at 100% for full-time employees and 80% for eligible part-time employees, a profit-sharing program, free lunch every day while onsite, and more than 450 annual personal and professional development courses. Explore more company benefits .
Why USLI? At USLI, we are committed to fostering a vibrant and inclusive community that celebrates the rich diversity of all ethnicities, nationalities, abilities, genders, gender identities, sexual orientations, ages, religions, socioeconomic backgrounds, and life experiences. We understand the importance of continuous learning, self-reflection, acknowledging our biases, and expanding our perspectives beyond our own. We actively encourage open dialogue on diversity, equity, inclusion, and belonging to support a workplace where every individual feels valued, respected, and empowered to contribute at their fullest potential. Join us in building a diverse and inclusive environment where our shared values drive us toward excellence.
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About USLI

Sourced by ZipRecruiter

Industry

Insurance services

Company size

1,001 - 5,000 Employees

Headquarters location

Wayne, PA, US

Year founded

1951

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