ZipRecruiter

Log In

2

Entry Level Credit Risk Analyst Jobs in Michigan

KeyBank

Commercial Analyst

Southfield, MI · On-site

Bachelor's Degree in Business, Finance or a related field (required) Experience Qualifications * 2 years of commercial banking experience (e.g., credit structuring & analysis, sales functions, risk ...

Emergent Holdings

Assigned Risk Trainee

Lansing, MI · On-site

SUMMARY: This is an entry level position that is part of a formal training program. This job is ... Research and analyze information within the assigned areas. Maintain good company relationships.

The AF Group

Assigned Risk Trainee

Lansing, MI · On-site

SUMMARY: This is an entry level position that is part of a formal training program. This job is ... Research and analyze information within the assigned areas. Maintain good company relationships.

Emergent Holdings

Assigned Risk Trainee

Lansing, MI

SUMMARY: This is an entry level position that is part of a formal training program. This job is ... Research and analyze information within the assigned areas. Maintain good company relationships.

MSUFCU

Loan Officer - Mason Branch

Mason, MI · On-site

$21/hr

The Loan Officer is responsible for interviewing applicants, analyzing credit reports, and ... Maintain an understanding of credit risk through the member interview process and accurate ...

LSPedia Inc

Collection Specialist

Farmington, MI · On-site

$18.25 - $24.50/hr

Ability to analyze customer payment trends and credit risk. * Customer service-oriented mindset with professional follow-up skills. * Experience coordinating with cross-functional teams including ...

Nutrien

Crop Consultant - Part-time

Reading, MI · On-site

On-Site Experience Level: Entry Level Job Type: Part Time Nutrien is a leading provider of crop ... Perform initial credit review of customers to understand credit risk. Provide necessary information ...

The Leona Group

HS Credit Recovery

Pontiac, MI · On-site

Participate in ongoing analysis and * planning to ensure that the school's curriculum remains ... risk, limited English proficient students and others, to bring them to grade level proficiency.

The Leona Group

HS Credit Recovery

Pontiac, MI · On-site

Participate in ongoing analysis and * planning to ensure that the school's curriculum remains ... risk, limited English proficient students and others, to bring them to grade level proficiency.

next page

Showing results 1-20

All JobsEntry Level Credit Risk Analyst JobsEntry Level Credit Risk Analyst Jobs in Michigan

Entry Level Credit Risk Analyst information

See Michigan salary details

$32.2K

$99.3K

$172.1K

How much do entry level credit risk analyst jobs pay per year?

As of Jun 29, 2026, the average yearly pay for entry level credit risk analyst in Michigan is $99,258.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,900.00 and $122,500.00 per year, depending on experience, location, and employer.

What are the typical daily responsibilities of an Entry Level Credit Risk Analyst?

As an Entry Level Credit Risk Analyst, your daily tasks typically include gathering and analyzing financial data, evaluating the creditworthiness of loan applicants or counterparties, and preparing risk assessment reports. You'll often assist senior analysts in developing credit risk models and support the credit approval process by summarizing your findings for management review. Collaboration with colleagues in underwriting, portfolio management, and compliance is common, so you'll have the opportunity to learn from various teams. This role provides a solid foundation in risk analysis and offers significant exposure to financial and credit decision-making processes.

What are the key skills and qualifications needed to thrive in the Entry Level Credit Risk Analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What does an Entry Level Credit Risk Analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the most commonly searched types of Credit Risk Analyst jobs in Michigan? The most popular types of Credit Risk Analyst jobs in Michigan are:
What are popular job titles related to Entry Level Credit Risk Analyst jobs in Michigan? For Entry Level Credit Risk Analyst jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Risk Analyst jobs in Michigan look for? The top searched job categories for Entry Level Credit Risk Analyst jobs in Michigan are:
What cities in Michigan are hiring for Entry Level Credit Risk Analyst jobs? Cities in Michigan with the most Entry Level Credit Risk Analyst job openings:
Entry Level Credit Risk Analyst jobs near you
Infographic showing various Entry Level Credit Risk Analyst job openings in Michigan as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $99,258 per year, or $47.7 per hour.
Commercial Analyst

Commercial Analyst

KeyBank

Southfield, MI • On-site

Full-time

Posted 10 days ago

KeyBank rating

8.3

Company rating: 8.3 out of 10

Based on 94 frontline employees who took The Breakroom Quiz

35th of 142 rated banks

Job description

Location:
4000 Town Center, Southfield Michigan
Job Summary
The Commercial Analyst functions as part of a relationship team and works collaboratively to support sales and credit functions of the bank. Core responsibilities include working with relationship managers to create pitch materials for prospects and managing all functions of the lending process for relationships less than $10 million in credit commitments. This includes sales team support, client due diligence and managing the credit approval process to ensure timeliness, quality and the data integrity of all documentation and system of record information.
Responsibilities
  • Work closely with relationship managers, loan closers, and underwriters to identify and respond to client requirements as a member of the deal team for credit commitments less than $10 million.
  • Create pitch materials for all prospects and/or clients, regardless of credit commitment amount.
  • Lead and/or participate in due diligence meetings for in-depth understanding of clients' business, management teams and industry sector.
  • Review loan requests under $10 million in credit commitments to determine required business documents and financial statements needed for loan approval; collect and upload items to Salesforce, utilizing the bank's secure document collection portal as appropriate.
  • Complete related lending tasks such as requesting and reviewing financial statement spreads, preparing a Return on Equity (ROE) analysis.
  • Prepare preflight memo for discussion with deal team, focusing on accuracy of loan request details.
  • Complete data entry in nCino for new loan requests/renewals/modifications and submit requests for underwriting.
  • Review final credit approval memos for accuracy and engage with loan closers or outside counsel for preparation of loan documentation
  • Review loan documentation to ensure all terms are consistent with the credit approval memo (e.g. interest rates, covenant definitions, etc.).
  • Ensure all waiver, amendment, and extension requests are properly approved and saved appropriately.
  • Work with Credit Surveillance team to ensure interim and annual relationship reviews are completed accurately.
  • Perform annual portfolio data integrity reviews to ensure systems of record (e.g., Salesforce, nCino, Hogan, LIQ) accurately reflect risk ratings, loan booking data and any other related borrower information.
  • Take proactive approach in early identification of deteriorating credits and other potential credit concerns, such as change in borrower ownership or wherewithal, by communicating those concerns to risk partners.
  • Work with bank examiners and internal credit reviewers to validate credit quality and integrity of the credit process.
  • Take proactive approach to ongoing portfolio management of client relationships, including timely collection of borrower financial statements using the bank's secure document collection portal, ensuring loans/lines are renewed and/or extended timely, and internal risk rating findings are properly remediated and managed
  • Assist in training and developing new Commercial Analysts
  • Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
  • Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key.
  • Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
  • Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key.

Education Qualifications
  • Bachelor's Degree in Business, Finance or a related field (required)

Experience Qualifications
  • 2 years of commercial banking experience (e.g., credit structuring & analysis, sales functions, risk assessment, knowledge of commercial banking products, services & technology) accounting (required)
  • 2 years working in Credit Structuring & Financial Analysis (required)
  • Ability to manage workflow and complex commercial banking deals (required)
  • Ability to manage stress and competing priorities ( (required)
  • 2 years working in Commercial Middle Market Credit Structuring & Financial Analysis (preferred)
  • 2 years Commercial Middle Market Underwriting and Financial Analysis (preferred)

Tactical Skills
  • Formal credit training strongly preferred
  • Proficiency in Microsoft Word, Excel, PowerPoint
  • Applicable systems may include - Key proprietary systems e.g. Salesforce, nCino, SharePoint
  • Ability to meet timelines and perform multiple tasks

Practical Skills
  • Business Acumen
  • Oral & Written Communication
  • Analytical Thinking
  • Risk Management

Core Competencies
  • All KeyBank employees are expected to demonstrate Key's Values and sustain proficiency in identified Leadership Competencies.

Physical Demands
  • General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.

COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $71,000.00 - $125,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 06/30/2026KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
#LI-Hybrid

What KeyBank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

KeyBank logo

About KeyBank

Sourced by ZipRecruiter

Key is one of the nation's largest bank-based financial services companies. Key provides deposit, lending, cash management, insurance, and investment services to individuals and businesses in 15 states under the name KeyBank National Association through a network of more than 1,200 branches and more than 1,500 ATMs. Key also provides a broad range of sophisticated corporate and investment banking products, such as merger and acquisition advice, public and private debt and equity, syndications, and derivatives to middle market companies in selected industries throughout the United States under the KeyBanc Capital Markets trade name.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Cleveland, OH, US

Year founded

1849

View All KeyBank Jobs

Apply