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Entry Level Credit Risk Analyst Jobs in Arizona (NOW HIRING)

Credit Analyst

Tolleson, AZ · On-site

$27 - $29/hr

Credit Analyst Position Summary: This role reports to the Credit Manager and is responsible for ... debt risk. Also involves collaborating with the Credit department to address credit issues and ...

Showing results 21-40

Entry Level Credit Risk Analyst information

See Arizona salary details

$34.5K

$106.1K

$184K

How much do entry level credit risk analyst jobs pay per year?

As of Sep 7, 2026, the average yearly pay for entry level credit risk analyst in Arizona is $106,124.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,900.00 and $130,900.00 per year, depending on experience, location, and employer.

What does an entry level credit risk analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the key skills and qualifications needed to thrive in the entry level credit risk analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What are the most commonly searched types of Credit Risk Analyst jobs in Arizona?

The most popular types of Credit Risk Analyst jobs in Arizona are:

What are popular job titles related to Entry Level Credit Risk Analyst jobs in Arizona?

For Entry Level Credit Risk Analyst jobs in Arizona, the most frequently searched job titles are:

What job categories do people searching Entry Level Credit Risk Analyst jobs in Arizona look for?

The top searched job categories for Entry Level Credit Risk Analyst jobs in Arizona are:

What cities in Arizona are hiring for Entry Level Credit Risk Analyst jobs?

Cities in Arizona with the most Entry Level Credit Risk Analyst job openings:

Infographic showing various Entry Level Credit Risk Analyst job openings in Arizona as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 11% Part Time, and 2% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $106,124 per year, or $51 per hour.

Commercial Analyst Development Program - Phoenix, AZ (New Grad 2027)

Bank of Montreal

Phoenix, AZ • On-site

$55K - $110K/yr

Full-time

Medical, Life, Retirement

Posted 6 days ago


Job description

Application Deadline:
10/09/2026
Address:
1850 N Central Ave, Suite 2000
Job Family Group:
Commercial Sales & Service
Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.
  • Performs financial analysis and calculations, assesses client creditworthiness, prepares detailed credit summaries, analyses financial performance and risk profiles of clients within the portfolio.
  • Supports credit-granting decisions by making recommendations to manager
  • Supports the negotiation of loan terms and conditions and the structuring of loans that align with client requirements and ensure compliance with the banks risk appetite and policies.
  • Supports portfolio monitoring and compliance, analyses metrics, and assesses industry trends to spot risks and opportunities.
  • Develops proposals to capture new business and expand client relationships.
  • Monitors loan performance, accuracy and integrity of loan documentation and addresses credit-related issues while ensuring the accuracy and integrity of loan documentation.
  • Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.
  • Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies
  • Conducts financial analysis and risk assessments of clients' credit information, for an assigned portfolio, to provide insights and make informed decisions
  • Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required.
  • Minimizes BMO's risk exposure by adhering to credit policies, regulatory standards, and operational guidelines.
  • Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded. Escalates issues when needed.
  • Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships.
  • Identifies revenue and cross-selling opportunities to enhance portfolio growth.
  • Identifies share of wallet opportunities.
  • Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis.
  • Manages timely and accurate data entry into BMO's systems and leverages the data to support decision-making.
  • Focus may be on a business/group.
  • Thinks creatively and proposes new solutions.
  • Exercises judgment to identify, diagnose, and solve problems within given rules.
  • Works mostly independently.
  • Broader work or accountabilities may be assigned as needed.
  • Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.
    Qualifications:
  • Preferred 1 - 3 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
  • If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
  • Bachelor's degree required; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered.
  • Specialized knowledge from education and/or business experience.

Foundational level of proficiency:
  • Problem Solving
  • Collaboration
  • Detail-Oriented
  • Customer Service
  • Analytical Thinking

Intermediate level of proficiency:
  • Financial Analysis
  • Loan Structuring
  • Data analysis tools
  • Regulatory Compliance
  • Portfolio Management
  • Credit Risk Assessment
  • Banking Operations
  • Microsoft Office

Salary:
$55,000.00 - $110,000.00
Pay Type:
Salaried
The above represents BMO Financial Group's pay range and type.
Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.
BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards
About Us
At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.
To find out more visit us at http://jobs.bmo.com/us/en
BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.
BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to BMOCareers.Support@bmo.com and let us know the nature of your request and your contact information.
Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

BMO logo

About BMO

Sourced by ZipRecruiter

BMO, or Bank of Montreal, is one of the biggest multinational banking and financial services corporations in North America. Developed in 1817, BMO's American headquarters are located ideally in Chicago, Illinois while its main world headquarters are situated in Montreal. The bank operates in a multitude of sectors including personal and commercial banking, wealth management and investment banking products and solutions. Over the years, BMO has been recognized for its commitment to doing what's right for its customers, employees, and society.

Industry

Banking and credit intermediation

Company size

5,001 - 10,000 Employees

Headquarters location

Chicago, IL, US

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