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Embedded Finance Jobs in California (NOW HIRING)

Senior Product Manager, Lending

San Francisco, CA · On-site

$149K - $196K/yr

... embedded finance at a global scale. Proudly founded in Melbourne, we have a team of over 2,300 of the brightest and most innovative people in tech across 27 offices around the globe. Valued at US$11 ...

Enterprise Product Lead

San Francisco, CA · On-site

$230K - $350K/yr

Our customers are gig-economy employers, embedded-finance providers, credit unions and CDFIs, neobanks, and lenders serving the underserved economy. This role is leading one of our newest and most ...

Embedded Software Engineer

Carlsbad, CA · On-site

$145K - $218K/yr

What you'll do This is a role for a Embedded Software Engineer within Secure Netowrk Systems (SNS ... financial, and/or other benefits, dependent on the position offered. Learn more about Viasat ...

Embedded Software Engineer

Carlsbad, CA · On-site

$145K - $218K/yr

What you'll do This is a role for a Embedded Software Engineer within Secure Netowrk Systems (SNS ... financial, and/or other benefits, dependent on the position offered. Learn more about Viasat ...

Embedded Software Engineer

Carlsbad, CA · On-site

$145K - $218K/yr

What you'll do This is a role for a Embedded Software Engineer within Secure Netowrk Systems (SNS ... financial, and/or other benefits, dependent on the position offered. Learn more about Viasat ...

Embedded Software Engineer

Carlsbad, CA · On-site

$145K - $218K/yr

What you'll do This is a role for a Embedded Software Engineer within Secure Netowrk Systems (SNS ... financial, and/or other benefits, dependent on the position offered. Learn more about Viasat ...

Embedded Software Engineer

Carlsbad, CA · On-site

$145K - $218K/yr

What you'll do This is a role for a Embedded Software Engineer within Secure Netowrk Systems (SNS ... financial, and/or other benefits, dependent on the position offered. Learn more about Viasat ...

What you'll do This is a role for a Embedded Software Engineer who is eager to contribute to a ... financial, and/or other benefits, dependent on the position offered. Learn more about Viasat ...

Embedded Software Engineer

Sunnyvale, CA · On-site

$96K - $118K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Description As an Embedded Software Engineer on our team, you will be responsible for the design ... financial well-being. Embark on a challenging, enjoyable, and rewarding career journey with ...

Software Engineer - Embedded

San Mateo, CA · On-site

$127K - $210K/yr

  • Medical

  • Retirement

  • PTO

Reliable embedded firmware acts as the brain stem of our autonomous drones and the foundation for ... Fundamentally, we believe that equity is the key to long-term financial growth, and we ensure all ...

Embedded Software Engineer

Sunnyvale, CA · On-site

$96K - $118K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Description As an Embedded Software Engineer on our team, you will be responsible for the design ... financial well-being. Embark on a challenging, enjoyable, and rewarding career journey with ...

Embedded Software Engineer

Sunnyvale, CA · On-site

$96K - $118K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Description As an Embedded Software Engineer on our team, you will be responsible for the design ... financial well-being. Embark on a challenging, enjoyable, and rewarding career journey with ...

Showing results 41-60

Embedded Finance information

What is embedded finance?

Embedded finance refers to the integration of financial services such as payments, lending, insurance, or investments into non-financial platforms or products. This means that companies outside of traditional banking can offer financial services directly to their customers through their own apps or websites. Examples include ride-sharing apps that offer in-app payments, e-commerce sites providing 'buy now, pay later' options, or retail brands offering branded credit cards. Embedded finance streamlines the customer experience by making financial transactions seamless and convenient within everyday digital interactions.

What are the key skills and qualifications needed to thrive as an embedded finance professional?

To thrive in Embedded Finance, you need a strong background in finance, fintech, and software development, often supported by degrees in finance, computer science, or related fields. Familiarity with APIs, payment processing platforms, compliance systems, and certifications such as CFA or relevant fintech credentials is highly valuable. Strong analytical thinking, problem-solving abilities, and effective communication are essential soft skills for integrating financial solutions across industries. These competencies are crucial to ensure secure, innovative, and seamless financial services within non-financial platforms.

What are some common challenges professionals face when working in embedded finance roles?

Professionals in Embedded Finance often navigate challenges such as integrating financial services seamlessly into non-financial platforms, ensuring compliance with complex regulations, and maintaining robust data security. Collaboration across teams—like product, engineering, and compliance—is essential to deliver a smooth user experience while adhering to legal standards. Staying current with evolving fintech trends and regulatory changes is also key, as these can significantly impact product development and timelines.

What is the difference between Embedded Finance vs Payment Specialist?

AspectEmbedded FinancePayment Specialist
CredentialsFinancial certifications, fintech knowledgeFinancial or technical certifications, payment systems expertise
Work EnvironmentFintech companies, banks, tech firms integrating financial servicesPayment processing companies, banks, e-commerce platforms
Industry UsageDeveloping embedded financial products within platformsManaging and optimizing payment systems and transactions

Embedded Finance involves integrating financial services directly into non-financial platforms, focusing on product development and user experience. Payment Specialists primarily manage and optimize payment processes and systems. While both roles require financial and technical knowledge, Embedded Finance professionals focus on creating seamless financial integrations, whereas Payment Specialists concentrate on transaction efficiency and security.

What are popular job titles related to Embedded Finance jobs in California?

For Embedded Finance jobs in California, the most frequently searched job titles are:

What job categories do people searching Embedded Finance jobs in California look for?

The top searched job categories for Embedded Finance jobs in California are:

What cities in California are hiring for Embedded Finance jobs?

Cities in California with the most Embedded Finance job openings:

Senior Product Manager, Lending

Airwallex

San Francisco, CA • On-site

$149K - $196K/yr

Full-time

Re-posted 25 days ago


Job description

About Airwallex
Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 250,000 businesses worldwide - including Brex, Rippling, Navan, Qantas, SHEIN and many more - with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.
Proudly founded in Melbourne, we have a team of over 2,300 of the brightest and most innovative people in tech across 27 offices around the globe. Valued at US$11 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you're ready to do the most ambitious work of your career, join us.
Attributes We Value
We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you're motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.
You're humble and collaborative; turn zero‑to‑one ideas into real products, and you "get stuff done" end-to-end. You use AI to work smarter and solve problems faster. Here, you'll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let's build what's next.
About the team
The Product team at Airwallex is a group of passionate builders and problem-solvers who are obsessed with crafting customer-centric solutions that empower businesses to operate anywhere, anytime. We combine technical expertise with a deep understanding of our customers' needs to design and build unified, intuitive, and scalable products. As a team, we thrive in a collaborative and fast-paced environment, constantly iterating and pushing boundaries to deliver exceptional product experiences.
The Lending team is building the future of credit at Airwallex. We are focused on creating simple, scalable, and high-impact lending experiences for businesses, spanning both embedded lending and first-party lending use cases. This is a highly strategic area for Airwallex, with the opportunity to solve complex customer problems at the intersection of product, risk, data, operations, and commercial strategy.
What you'll do
As Senior Product Manager, Lending, you will own a critical part of Airwallex's lending product portfolio and help shape how businesses access credit through our platform. You will work closely with engineering, design, credit risk, legal, compliance, operations, data, and commercial teams to build products that are intuitive for customers and robust for the business.
You will be responsible for identifying customer pain points, defining product strategy for your area, and driving execution from concept through launch and iteration. This role is ideal for someone who is excited by ambiguity, motivated by customer impact, and energised by solving hard problems in a fast-moving and regulated environment.
Responsibilities
  • Own product strategy, roadmap, and execution for a key area within Airwallex's lending and credit product suite
  • Partner with customers, commercial teams, and internal stakeholders to deeply understand customer problems, validate opportunities, and identify the right segments to serve
  • Translate complex credit, regulatory, operational, and technical requirements into simple, scalable product experiences
  • Work closely with engineering and design to define solutions, prioritise trade-offs, and deliver high-quality products with speed and rigor
  • Partner with credit risk, legal, compliance, and operations teams to ensure products are commercially effective and operationally sound
  • Help shape embedded lending and first-party lending propositions, taking new ideas from concept to launch
  • Define success metrics, analyse product and portfolio performance, and use data to improve conversion, customer experience, unit economics, and risk outcomes
  • Stay close to market trends, customer needs, and the competitive landscape in SME banking, credit, and embedded finance
Who you are
We're looking for people who meet the minimum qualifications for this role. The preferred qualifications are great to have, but are not mandatory.
Minimum qualifications
  • 5 to 7 years of overall professional experience
  • Significant experience in product management, with a strong track record of shipping and scaling products in fintech, financial services, lending, or adjacent regulated domains
  • Experience taking products from ideation through delivery and iteration, ideally in complex cross-functional environments
  • Strong product judgment and analytical skills, with the ability to use data and first-principles thinking to make decisions
  • Strong stakeholder management and communication skills, with the ability to influence technical and non-technical audiences
  • Ability to thrive in cross-cultural and cross-functional teams
  • Bachelor's degree or higher with strong academic achievement
Preferred qualifications
  • Experience with lending, credit, working capital, underwriting, or embedded finance products
  • Familiarity with SME banking, lending operations, credit risk, or regulatory requirements across one or more markets
  • Experience working closely with risk, legal, compliance, or operations teams in a regulated environment
  • Experience in high-growth technology or startup environments
  • Background in software engineering, economics, finance, or consulting
Applicant Safety Policy: Fraud and Third-Party Recruiters
To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page.
Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.
Equal opportunity
Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don't regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.