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Ecoa Test Lead Jobs (NOW HIRING)

mfcu

Mortgage - Lending Compliance Officer

San Diego, CA · Hybrid

$78K - $98K/yr

Lead with expertise : Serve as the primary advisor on federal and state mortgage lending ... Monitor & test : Conduct risk-based reviews, loan file audits, and transaction testing using data ...

Braviant Holdings

Director of Compliance

Dallas, TX · Hybrid

Lead and develop a team of compliance professionals. * Monitor and test the effectiveness of our ... B (ECOA), and Fair Debt Collection Practices Act (FDCPA) required; knowledge of BSA/AML/KYC ...

Braviant Holdings

Director of Compliance

Dallas, TX · On-site

Lead and develop a team of compliance professionals. * Monitor and test the effectiveness of our ... B (ECOA), and Fair Debt Collection Practices Act (FDCPA) required; knowledge of BSA/AML/KYC ...

Braviant Holdings

Director of Compliance

Dallas, TX · Hybrid

Lead and develop a team of compliance professionals. * Monitor and test the effectiveness of our ... B (ECOA), and Fair Debt Collection Practices Act (FDCPA) required; knowledge of BSA/AML/KYC ...

Republic Finance

Decision Platforms Engineer

Plano, TX · On-site

Excellent analytical and problem-solving skills, with strong attention to detail and a strict, test ... Exposure to model risk management, fair lending, or ECOA/Regulation B adverse action requirements ...

Republic Finance

Decision Platforms Engineer

Plano, TX · On-site

Excellent analytical and problem-solving skills, with strong attention to detail and a strict, test ... Exposure to model risk management, fair lending, or ECOA/Regulation B adverse action requirements ...

Origence

Product Manager

Irvine, CA · On-site

Lead as primary content authority for product features during SAFe ceremonies including PI Planning ... Design and analyze A/B tests and experiments to validate product decisions; apply data-driven ...

Origence

Product Manager

Irvine, CA · On-site

Lead as primary content authority for product features during SAFe ceremonies including PI Planning ... Design and analyze A/B tests and experiments to validate product decisions; apply data-driven ...

Origence

Product Manager

Irvine, CA · On-site

Lead as primary content authority for product features during SAFe ceremonies including PI Planning ... Design and analyze A/B tests and experiments to validate product decisions; apply data-driven ...

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How much do ecoa test lead jobs pay per hour?

As of Sep 15, 2026, the average hourly pay for ecoa test lead in the United States is $53.05, according to ZipRecruiter salary data. Most workers in this role earn between $45.67 and $62.26 per hour, depending on experience, location, and employer.

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Infographic showing various Ecoa Test Lead job openings in the United States as of August 2026, with employment types broken down into 89% Full Time, 9% Part Time, and 2% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $110,351 per year, or $53.1 per hour.

Mortgage - Lending Compliance Officer

San Diego, CA • Hybrid

mfcu
See more jobs at mfcuexternal

$78K - $98K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 21 days ago

Job description

Lending Compliance Officer

Hybrid | San Diego, CA 

Compensation: $78,000 - $98,000 annually 

Actual compensation within this range will be determined by factors including experience, qualifications, skills, and internal equity. 

As our Real Estate Mortgage Lending Compliance Officer, you’ll serve as the go-to expert on lending regulations, ensuring we stay ahead of evolving requirements while protecting the organization and our members. You’ll work across real estate, consumer, and indirect lending—helping the business operate confidently, compliantly, and efficiently.

This is more than monitoring and testing—it’s about influence, insight, and impact. 

Why Mission Fed? 

Our culture is guided by six core values: 

Integrity • Service • Commitment • Teamwork • Trust • Communication 

When you join Mission Fed, you'll become part of an award-winning organization that invests in its people, supports professional growth, and remains deeply connected to the communities we serve. 

What We Offer 

  • Competitive compensation 
  • 18 days of PTO during your first year 
  • 12 paid holidays annually 
  • Full 6% 401(k) match 
  • Comprehensive medical, dental, and vision coverage 
  • Life insurance and additional voluntary benefits 
  • Employee wellness resources, including an on-site gym 
  • Career development opportunities 
  • An award-winning workplace culture 

What You'll Do 

  • Lead with expertise: Serve as the primary advisor on federal and state mortgage lending regulations, guiding business decisions with confidence.
  • Drive compliance strategy: Support and enhance our lending compliance management program, including regulatory change management and risk assessments.
  • Monitor & test: Conduct risk-based reviews, loan file audits, and transaction testing using data-driven methods.
  • Strengthen controls: Identify gaps, assess control effectiveness, and recommend improvements to mitigate risk.
  • Turn insights into action: Analyze findings, identify trends and root causes, and deliver clear recommendations to leadership.
  • Own issue resolution: Manage remediation efforts from identification through validation of corrective actions.
  • Ensure regulatory accuracy: Review loan documentation and disclosures (TRID, ECOA, FCRA, TILA, RESPA, etc.) for compliance.
  • Support HMDA & fair lending: Oversee data integrity, reporting, and monitoring for potential risk patterns.
  • Partner with auditors & regulators: Serve as a key liaison during exams and audits, ensuring smooth coordination and communication.
  • Influence the business: Collaborate cross-functionally to implement improvements, enhance controls, and drive continuous compliance excellence.

What You'll Bring 

  • Experience: 5+ years in compliance, audit, or risk (financial services preferred)
  • Expertise: Strong knowledge of lending regulations and compliance frameworks
  • Analytical mindset: Ability to interpret complex data, identify trends, and solve problems
  • Influence & collaboration: Proven ability to partner with stakeholders and guide decisions
  • Communication skills: Able to translate regulatory requirements into clear, actionable insights
  • Technical skills: Proficiency in Excel and Microsoft Office; familiarity with LOS systems, QA tools, and data platforms (Power BI a plus)

 

Build a Career with Purpose 

At Mission Federal Credit Union, we believe in people helping people—and that starts with our Team Members. For more than 60 years, Mission Fed has proudly served San Diego, helping individuals, families, and businesses achieve financial well-being. We're committed to creating a workplace where people feel valued, supported, and empowered to make a meaningful impact. 

If you're looking for an opportunity to grow your career, make a meaningful difference, and contribute to an organization that values its people and its purpose, we'd love to hear from you. 

Apply today and help us create brighter financial futures for our members, our communities, and one another. 

Apply