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Director Of Lending Jobs (NOW HIRING)

Director of ESOP Lending

OR · Remote

$124K - $170K/yr

Director of ESOP Lending The Director of Employee Ownership Finance is a senior commercial banking role responsible for originating and managing ESOP (Employee Stock Ownership Plan) and employee ...

Director of ESOP Lending The Director of Employee Ownership Finance is a senior commercial banking role responsible for originating and managing ESOP (Employee Stock Ownership Plan) and employee ...

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Director Of Lending information

What are the key skills and qualifications needed to thrive as a director of lending, and why are they important?

To thrive as a Director of Lending, you need deep expertise in credit analysis, loan underwriting, portfolio management, and a degree in finance or a related field, often supplemented by significant experience in commercial or consumer lending. Familiarity with loan origination systems, risk assessment tools, regulatory compliance software, and certifications like Certified Lender Business Banker (CLBB) are typically valuable. Exceptional leadership, negotiation, and strategic decision-making skills help drive team performance and client satisfaction. These skills are crucial for effectively managing lending operations, mitigating risk, and achieving organizational growth targets.

What is the difference between Director Of Lending vs Loan Officer?

AspectDirector Of LendingLoan Officer
CredentialsTypically requires a bachelor’s degree, industry certifications, and extensive experience in lending or financeOften requires a high school diploma or bachelor’s degree, with licensing or certification depending on the loan type
Work EnvironmentWorks in financial institutions, overseeing lending departments and strategiesWorks directly with clients to evaluate and process loan applications
ResponsibilitiesDevelops lending policies, manages teams, and ensures complianceAssesses borrower eligibility, explains loan options, and approves or denies loans

The main difference is that the Director Of Lending oversees the entire lending department and strategy, while a Loan Officer works directly with clients to originate loans. The Director focuses on management and policy, whereas the Loan Officer handles day-to-day loan processing.

What does a director of lending do?

A Director of Lending oversees the lending operations within a financial institution, such as a bank or credit union. Their main responsibilities include developing lending policies, managing loan portfolios, ensuring compliance with regulations, and leading a team of loan officers. They analyze market trends, assess credit risk, and work to maximize profitability while maintaining sound lending practices. The Director of Lending also plays a crucial role in setting strategic goals for the lending department and ensuring high levels of customer satisfaction.

What are some common challenges faced by a director of lending, and how can they be addressed?

Directors of Lending often encounter challenges such as managing credit risk, ensuring regulatory compliance, and balancing loan portfolio growth with quality. Staying up-to-date with changing lending regulations and market conditions is essential. Building strong relationships with both internal teams and external partners, such as credit analysts and compliance officers, helps to streamline processes and address issues proactively. Regular training and fostering a culture of collaboration can also mitigate risks and improve overall team performance.
More about Director Of Lending jobs
What cities are hiring for Director Of Lending jobs? Cities with the most Director Of Lending job openings:
What are the most commonly searched types of Of Lending jobs? The most popular types of Of Lending jobs are:
What states have the most Director Of Lending jobs? States with the most job openings for Director Of Lending jobs include:
Infographic showing various Director Of Lending job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 12% Part Time, 1% Temporary, and 1% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution.

Assistant Lending Manager

Wheelhouse Credit Union

San Diego, CA • On-site

$74K - $89K/yr

Full-time

Re-posted 8 days ago


Job description

Job Type
Full-time
Description
Summary:
The Assistant Lending Manager is responsible for efficiently supervising the daily operations of the Lending Department, focusing on the direct management of the Loan Representatives, evaluating loan applications, developing loan procedures, and ensuring compliance with all relevant laws and regulations. Additionally, the Assistant Lending Manager will assume the responsibilities of the AVP of Lending during their absence.
Essential Duties and Responsibilities:
  1. Supervise and ensure on-going training and coaching of the Lending staff. Conduct performance reviews, recommend salary adjustments, and counsel staff toward optimum performance.
  2. Within established guidelines and procedures, perform work requiring the use of judgment and discretion in making credit decisions for consumer (direct/indirect) and real estate loans.
  3. Review loan applications, act upon the more complex loans, including recommendations from loan officers and provide appropriate notification.
  4. Monitor all loan queues, assign loans to the proper personnel, and monitor production reports to ensure Service Level Agreements are realized. Inform management of any anomalies.
  5. Prepare loan packages for submission to the Loan Committee or Board of Directors. Loan packages are to include supporting documentation, recommendations, conditions, etc.
  6. Maintain Lending employee shadowing schedule and monitor the processes to ensure they are providing value.
  7. Provide recommendations, written or verbal, to the AVP of Lending and/or the Credit Manager regarding credit applications outside individual underwriting authority.
  8. Assist personnel in facilitating the closing and disbursement of loans ensuring that guidelines and stipulations are met.
  9. Update department resources to remain current with lending processes and procedures.
  10. Participate in the research, recommendation, and implementation of any new or existing lending products/programs to increase profitability or efficiency.
  11. Collaborate with AVP and CLO to achieve strategic goals related to Lending.
  12. Assist in process improvement initiatives.
  13. Complete projects and reports as requested by management.
  14. Responsible for the review and possible resolution of problems occurring on loans.
  15. Oversee research of loan issues, reconciling of general ledgers and loan servicing.
  16. Assist with the development of the department's annual budget. Mange expenses to the approved budget.
  17. Responsible for reporting to all regulatory agencies (i.e., HMDA, FHLB, etc.). Upon request, prepare reports and documentation in preparation for examinations and audits.
  18. Register with the Nationwide Mortgage Licensing System and Registry (NMLS). Will be required to undergo a background check. Registration with the NMLS to be maintained on an annual basis.
  19. Assume the responsibilities of the AVP of Lending during their absence.

20. All other duties assigned.
Requirements
  1. Associate's degree from an accredited college or university plus two years of supervisory experience in a financial institution. A high school diploma with minimum of three years equivalent work experience in a financial institution will be considered in lieu of secondary education experience.
  2. Three to five years of loan underwriting experience along with strong knowledge of loan policies, procedures and credit granting practices.
  3. Must possess excellent analytical and decision-making skills, excellent written and verbal communication skills, teamwork abilities, and a deep understanding of the lending industry.
  4. Excellent collaborative skills and the ability to develop and maintain positive working relationships are essential.
  5. Strong knowledge of federal and state regulations as they pertain to real estate and consumer lending.
  6. Must have strong organizational skills & ability to handle multiple tasks & deadlines.
  7. Proficiency with 10-key, calculator, on-line data processing system and personal computers.
  8. Strong working ability and understanding of Microsoft Office products.
  9. Knowledge and understanding of the mission and vision of the Credit Union. Strictly adhere to the Credit Union's policy of confidentiality, security, professional conduct and dress.

Salary Description
$74,522 - $89,151