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Loan Companies Jobs (NOW HIRING)

Finance Factors Ltd

Loan Officer

Lihue, HI · On-site

$24K - $500K/yr

As one of Hawai'i's largest locally owned depository financial services loan companies and portfolio lender, we take pride in providing exceptional financial solutions to our neighbors. We're honored ...

Finance Factors Ltd

VP, Loan Officer

Honolulu, HI · On-site

$24K - $500K/yr

As one of Hawai'i's largest locally owned depository financial services loan companies and portfolio lender, we take pride in providing exceptional financial solutions to our neighbors. We're honored ...

Aldridge Pite Haan

Garnishment Manager

Atlanta, GA · On-site

$60K - $85K/yr

We represent an array of clients including credit card companies, auto loan companies, student loans and more. Our office files large volume lawsuits and garnishments across several states. We are ...

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How much do loan companies jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for loan companies in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive at a loan company, and why are they important?

To excel at a loan company, you need a solid understanding of financial analysis, credit evaluation, and risk assessment, often supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, underwriting software, and regulatory compliance tools is typically required. Strong interpersonal skills, attention to detail, and ethical judgment help build client trust and ensure accurate evaluations. These competencies are crucial for making sound lending decisions, managing risk, and maintaining regulatory compliance.

What are loan companies?

Loan companies are financial institutions or businesses that provide loans to individuals or businesses. They offer various types of loans, such as personal loans, auto loans, mortgages, and small business loans, often with different interest rates and repayment terms. Loan companies assess a borrower's creditworthiness before approving a loan and may require collateral for certain types of loans. Their primary function is to lend money, earn interest, and facilitate credit in the economy.

What are some common challenges faced by employees working at loan companies, and how can they effectively manage them?

Employees at loan companies often face challenges such as meeting strict regulatory compliance standards, managing high volumes of client inquiries, and handling sensitive financial information. To effectively manage these challenges, it’s important to stay up-to-date on industry regulations, maintain strong attention to detail, and develop clear communication skills when explaining loan terms to clients. Collaborating closely with colleagues in underwriting, customer service, and risk assessment teams can also help streamline processes and improve client satisfaction.

What is the difference between Loan Companies vs Loan Officers?

AspectLoan CompaniesLoan Officers
CredentialsBusiness licenses, industry-specific licensesLoan originator license, certifications (e.g., NMLS)
Work EnvironmentCorporate offices, online platformsBank branches, mortgage offices, online
Employer & Industry UsageFinancial institutions, online lendersBanks, credit unions, mortgage companies
Search & Comparison IntentFinding lenders, loan optionsApplying for loans, understanding loan processes

Loan companies are organizations that provide various types of loans, often operating online or through branches. Loan officers are professionals who work within these companies or banks to evaluate and process loan applications. While loan companies focus on offering loan products, loan officers handle the application process and client interactions. Understanding these roles helps consumers navigate borrowing options effectively.

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Loan Companies jobs near you
Infographic showing various Loan Companies job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 17% Part Time, 5% Contract, and 1% Nights. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.

Loan Officer

Finance Factors Ltd

Lihue, HI • On-site

$24K - $500K/yr

Full-time

Re-posted 29 days ago

Job description

Passionate about Hawai‘i and helping people achieve their goals?

When you join Finance Factors, you become part of a family-owned company with over 70 years of history serving our local community. As one of Hawai‘i’s largest locally owned depository financial services loan companies and portfolio lender, we take pride in providing exceptional financial solutions to our neighbors.

We’re honored that our employees — and Hawaii Business Magazine — have recognized us as one of the Best Places to Work in Hawai‘i for 2023, 2024, and 2025.

With our streamlined, digital-first approach, we specialize in residential real estate loans for purchase, refinance, cash-out, and home equity, as well as commercial real estate loans. We also offer competitive rates on certificates of deposit and savings accounts, all insured by the FDIC.

Minimum Requirements

  • High school diploma or equivalent

  • NMLS registration

  • Proficiency with mortgage loan software and Microsoft Office Suite

  • Self-starter with strong organizational skills


What You’ll Do

· Build and maintain strong relationships with the real estate community and prospective clients through sales calls and networking

· Meet or exceed monthly sales call targets and review production results regularly

· Solicit and secure new business opportunities

· Ensure high-quality customer service and operational excellence

· Manage the end-to-end mortgage loan process

· Participate in regular team sales meetings

· Attend trade shows and community events to promote Finance Factors

· Complete required management reports

For the full job description and to apply, please visit our careers page: Careers – Finance Factors