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Director Of Credit And Collections Jobs in Reston, VA

Manage a portfolio of commercial customer accounts and oversee collection efforts to reduce ... Process account adjustments, credits, and payment applications as needed. * Prepare collection ...

This Director of Finance position at Ardmore is both highly strategic and deeply operational. As is ... Maintain hands-on responsibility for LTSS/DDA billing, revenue recognition, and collections, while ...

This Director of Finance position at Ardmore is both highly strategic and deeply operational. As is ... Maintain hands-on responsibility for LTSS/DDA billing, revenue recognition, and collections, while ...

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Director Of Credit And Collections information

See Reston, VA salary details

$59.3K

$105.3K

$170.6K

How much do director of credit and collections jobs pay per year?

As of Aug 12, 2026, the average yearly pay for director of credit and collections in Reston, VA is $105,254.00, according to ZipRecruiter salary data. Most workers in this role earn between $83,200.00 and $115,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a director of credit and collections, and why are they important?

To thrive as a Director Of Credit And Collections, you need a solid background in finance or accounting, expertise in credit risk analysis, and typically a bachelor’s degree with several years of management experience. Familiarity with enterprise resource planning (ERP) systems, credit management software, and relevant certifications such as CCE (Certified Credit Executive) are often required. Outstanding leadership, negotiation, and communication skills help build high-performing teams and foster positive relationships with clients. These skills ensure effective risk mitigation, optimized cash flow, and strong organizational financial health.

What is the difference between Director Of Credit And Collections vs Credit Manager?

AspectDirector Of Credit And CollectionsCredit Manager
ResponsibilitiesOversees credit policies, manages collections, and directs credit risk strategies at a high levelManages credit approval processes, monitors accounts, and supervises credit staff
CredentialsBachelor’s degree, experience in credit and collections, leadership skillsBachelor’s degree, experience in credit analysis, attention to detail
Work EnvironmentStrategic, executive-level, cross-department collaborationOperational, team management, customer interaction
Industry UsageCommon in large corporations and financial institutionsFound in various industries, including retail, manufacturing, and services

The main difference is that the Director Of Credit And Collections holds a higher strategic and leadership role, overseeing the entire credit and collections function, while the Credit Manager focuses on day-to-day credit operations and team supervision.

How does a director of credit and collections typically collaborate with other departments to manage credit risk effectively?

A Director of Credit and Collections often works closely with sales, finance, and legal teams to balance customer relationships with risk mitigation. They collaborate with sales to establish appropriate credit terms for new clients, work with finance to monitor cash flow and aging receivables, and consult legal when handling escalated disputes or collections issues. This cross-functional teamwork is essential for developing credit policies that protect the company while supporting business growth. Regular meetings and reporting ensure all stakeholders are aligned on credit risk and collection strategies.

What does a director of credit and collections do?

A Director of Credit and Collections oversees the credit granting process for a company, ensuring that customers and clients are extended credit appropriately and that outstanding debts are collected in a timely manner. They develop credit policies, manage risk, supervise the collections team, and work to minimize bad debt while maximizing cash flow. This role often requires analyzing financial data, collaborating with sales and finance departments, and ensuring compliance with relevant laws and regulations.
What are popular job titles related to Director Of Credit And Collections jobs in Reston, VA? For Director Of Credit And Collections jobs in Reston, VA, the most frequently searched job titles are:
What job categories do people searching Director Of Credit And Collections jobs in Reston, VA look for? The top searched job categories for Director Of Credit And Collections jobs in Reston, VA are:
Infographic showing various Director Of Credit And Collections job openings in Reston, VA as of August 2026, with employment types broken down into 1% Internship, 80% Full Time, 18% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $105,254 per year, or $50.6 per hour.

Full-time

Re-posted 29 days ago


Job description

Description

 We are seeking an experienced individual that will play a key role in maintaining the quality and integrity of the Bank's credit portfolio. This individual will partner closely with commercial lenders, treasury staff, and credit analysts across a range of industry sectors to structure, evaluate, and monitor credit relationships. The successful candidate will also assist the Chief Credit Officer in managing and resolving problem loans, ensuring adherence to sound credit practices, policies, and regulatory standards. This is an opportunity to be part of a trusted community-focused bank committed to sound growth and personalized service. The Credit Officer will influence the Bank's credit culture, partner with an experienced leadership team, and help ensure the continued strength of our lending portfolio .

  • Support the CCO in overseeing credit risk management for commercial and limited consumer portfolios.
  • Participate in loan committee reviews, providing independent analysis and recommendations on credit requests.
  • Collaborate with relationship managers to structure complex credit facilities across a variety of industry types, including commercial real estate, C&I, and specialized lending.
  • Monitor portfolio performance, identify emerging risks, and propose proactive credit actions.
  • Lead or assist in the workout and resolution of criticized and classified assets, including direct borrower contact, negotiation, and documentation.
  • Review financial statements, projections, appraisals, and collateral documentation for accuracy and completeness.
  • Provide mentoring and training to lending and credit personnel to reinforce underwriting and portfolio management standards.
  • Contribute to policy development and process improvement initiatives within the Credit Administration function.
  • Maintain compliance with all internal policies, regulatory guidelines, and Bank risk appetite parameters.

Requirements

  • Bachelor's degree in Finance, Accounting, Business, or a related field (MBA or relevant certification preferred).
  • Minimum of 10 years of progressive credit or lending experience within a community or regional bank setting.
  • Strong understanding of credit risk management, loan structuring, and regulatory requirements.
  • Demonstrated experience resolving problem credits and managing workout situations.
  • Excellent analytical, communication, and interpersonal skills.
  • Ability to work effectively and collaboratively across departments and industry concentrations.
  • Proven leadership and mentoring abilities.