ZipRecruiter

Log In

1

Deposit Operations Processor Jobs in Baltimore, MD

APGFCU

ACH Share Draft Representative

Edgewood, MD · On-site

$40K - $65K/yr

Three to five years financial institution experience in deposit operations, including check processing, ACH transmissions, and credit union services. Knowledge, Skills, and Abilities: Knowledge of ...

WESBANCO

Client Relationship Officer

Bowie, MD · On-site

Facilitates deal submissions of all credit requests into commercial processing software; utilizing ... Collaborates with Loan Operations, Treasury Management and Deposit Operations to ensure ongoing ...

APGFCU

ACH Share Draft Representative

Edgewood, MD · On-site

$40K - $65K/yr

Three to five years financial institution experience in deposit operations, including check processing, ACH transmissions, and credit union services. Knowledge, Skills, and Abilities: Knowledge of ...

next page

Showing results 1-20

All JobsDeposit Operations Processor JobsDeposit Operations Processor Jobs in Baltimore, MD

Deposit Operations Processor information

See Baltimore, MD salary details

$14

$22

$45

How much do deposit operations processor jobs pay per hour?

As of Sep 8, 2026, the average hourly pay for deposit operations processor in Baltimore, MD is $22.86, according to ZipRecruiter salary data. Most workers in this role earn between $17.45 and $25.82 per hour, depending on experience, location, and employer.

What is a deposit operations processor?

Deposit Operations Processors are banking professionals responsible for handling and processing various financial transactions related to customer deposit accounts, such as checking and savings accounts. They ensure the accuracy and timeliness of deposits, withdrawals, account transfers, and other related transactions. Their role often involves reconciling balances, resolving discrepancies, maintaining compliance with banking regulations, and providing support to both internal teams and customers. Attention to detail and strong organizational skills are essential in this position to prevent errors and maintain the integrity of financial records.

What are the key skills and qualifications needed to thrive as a deposit operations processor?

To thrive as a Deposit Operations Processor, you need a strong attention to detail, understanding of banking procedures, and familiarity with compliance regulations, typically supported by a high school diploma or relevant experience. Proficiency with banking software, document imaging systems, and Microsoft Office applications is usually required. Strong organizational skills, teamwork, and effective communication help you excel in managing high volumes of transactions and resolving discrepancies. These skills are crucial for ensuring accurate processing, regulatory compliance, and maintaining the integrity of financial operations.

What are some of the most common challenges faced by deposit operations processors, and how can they be managed effectively?

Deposit Operations Processors often encounter challenges such as handling high transaction volumes, ensuring accuracy under tight deadlines, and staying updated with regulatory changes. Managing these challenges requires strong attention to detail, effective time management, and a solid understanding of banking compliance standards. Collaborating closely with team members and leveraging automated systems can also help maintain accuracy and efficiency. Continuous learning and proactive communication with other departments are key to addressing issues promptly and minimizing errors.

What is the difference between Deposit Operations Processor vs Deposit Clerk?

AspectDeposit Operations ProcessorDeposit Clerk
CredentialsHigh school diploma; some roles may require banking certificationsHigh school diploma or equivalent
Work EnvironmentBank back-office, processing transactions and dataBank branch, customer service area
Employer & Industry UsageFinancial institutions, banksBank branches, credit unions
Primary ResponsibilitiesProcessing deposits, verifying transactions, data entryAssisting customers, handling deposits and withdrawals

The Deposit Operations Processor primarily handles back-office transaction processing and data verification, while the Deposit Clerk interacts directly with customers at the branch, focusing on deposit and withdrawal services. Both roles are essential in banking operations but differ in responsibilities and work environment.

What are popular job titles related to Deposit Operations Processor jobs in Baltimore, MD?

For Deposit Operations Processor jobs in Baltimore, MD, the most frequently searched job titles are:

What job categories do people searching Deposit Operations Processor jobs in Baltimore, MD look for?

The top searched job categories for Deposit Operations Processor jobs in Baltimore, MD are:

Deposit Operations Processor jobs near you
Infographic showing various Deposit Operations Processor job openings in Baltimore, MD as of September 2026, with employment types broken down into 85% Full Time, and 15% Part Time. Highlights an 100% In-person job distribution, with an average salary of $47,547 per year, or $22.9 per hour.

Teller / Deposit Operations Associate

Baltimore, MD • On-site

Homewood Federal Savings Bank
Commercial Banking • 1 - 10 employees
Learn more about Homewood Federal Savings Bankexternal

$43K - $50K/yr

Full-time

Posted 6 days ago

Key responsibilities

  • Process customer transactions such as deposits, withdrawals, check cashing, transfers, and loan payments accurately.

  • Review and reconcile daily operational reports, monitor transactions for accuracy, and resolve discrepancies.

  • Follow bank policies and procedures related to compliance, security, and internal controls, and assist with branch operational activities.

Job description

Position Summary

We are seeking a reliable and detail-oriented Teller / Deposit Operations Associate to join our banking team in Baltimore, MD. This position is responsible for providing excellent customer service while supporting the branch's daily teller, deposit, and operational activities.
The ideal candidate will have at least two years of banking experience, strong attention to detail, excellent communication skills, and a solid understanding of deposit products, transaction processing, and banking operations. This individual should be comfortable working directly with customers as well as reviewing reports and identifying and resolving operational discrepancies.
Key Responsibilities

Teller & Customer Service

  • Provide friendly, professional, and efficient service to customers in person and by telephone.
  • Process deposits, withdrawals, cashing checks, transfers, loan payments, and other customer transactions accurately.
  • Receive and verify cash, checks, and other negotiable instruments in accordance with bank policies and procedures.
  • Balance cash drawer and daily transactions accurately.
  • Maintain appropriate cash levels and follow established cash-handling and security procedures.
  • Assist customers with account-related questions and routine banking needs.
  • Identify customer needs and refer appropriate products and services to bank officers or other departments.
  • Verify customer identification and account information in accordance with bank procedures.
  • Handle customer concerns and escalate issues when appropriate.
Deposit & Bank Operations

  • Review and reconcile daily operational reports, including ACH, mobile banking, remote deposits, withdrawals, transfers, and other electronic transactions.
  • Monitor daily transactions for accuracy, completeness, and unusual activity.
  • Research and resolve discrepancies between transaction records, reports, and core banking system balances.
  • Process and verify incoming and outgoing ACH transactions in accordance with established procedures.
  • Review mobile banking and electronic deposit activity and assist with resolving transaction exceptions.
  • Process and review check deposits, including applicable check verification and deposit procedures.
  • Assist with check adjustments, returns, exceptions, and other deposit-related items.
  • Assist with end-of-day branch balancing and operational closing procedures.
  • Maintain accurate records and documentation for daily operational activities.
  • Work closely with operations staff and management to resolve posting errors, transaction discrepancies, and customer account issues.
  • Follow established procedures for holds, exceptions, adjustments, and transaction corrections.
Compliance & Risk Management

  • Follow all bank policies and procedures related to BSA/AML, OFAC, CIP, fraud prevention, and customer identification.
  • Maintain awareness of potentially suspicious or unusual transactions and escalate concerns according to bank procedures.
  • Follow dual-control, segregation-of-duties, and other internal control requirements.
  • Protect customer information and maintain strict confidentiality.
  • Follow all cash-handling, security, and physical access procedures.
  • Assist with internal and external audits by providing requested documentation and information.
  • Maintain compliance with applicable banking regulations and internal policies.
General Branch Support

  • Assist with opening and closing branch operations as assigned.
  • Maintain organized transaction records and operational documentation.
  • Assist other branch employees with daily operational needs as necessary.
  • Participate in training on bank products, systems, procedures, and regulatory requirements.
  • Provide backup support for other branch and deposit operations functions when needed.
  • Perform other duties and responsibilities as assigned by management.
Qualifications

  • Minimum of 2 years of banking experience, preferably in teller, branch operations, deposit operations, or a similar role.
  • Strong cash-handling and transaction-processing skills.
  • Working knowledge of deposits, ACH transactions, electronic banking, and general branch operations.
  • Strong attention to detail and accuracy.
  • Excellent customer service and communication skills.
  • Ability to identify discrepancies and investigate issues to resolution.
  • Ability to handle confidential customer and financial information appropriately.
  • Comfortable working with computers, banking software, and Microsoft Office applications.
  • Ability to work independently while also functioning effectively as part of a team.
  • High level of integrity, dependability, and professionalism.
Preferred Qualifications

  • Previous experience with a bank core processing system.
  • Experience with ACH and electronic banking operations.
  • Experience reviewing daily branch or operations reports.
  • Knowledge of BSA/AML and other banking compliance requirements.
  • Experience with check processing, returns, adjustments, and deposit exceptions.
  • Previous experience in a community bank or similar financial institution.
What We Offer

  • Full-time employment
  • Professional and collaborative work environment
  • Opportunities for growth and development
  • Competitive compensation and benefits package
If you are an experienced banking professional who enjoys working with customers while also taking pride in accurate and efficient operations, we encourage you to apply.