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Deposit Operations Analyst Jobs in Michigan (NOW HIRING)

ChoiceOne Bank

Deposit Operations Analyst

Kent City, MI · On-site

Deposit Operations Analyst Non-Exempt - Grade Level 2 Equal Employment Opportunity Corporate Values & Mission "Provide superior service, quality advice and show our utmost respect to everyone we meet ...

Sturgis Bank & Trust Co

Deposit Operations Clerk

Sturgis, MI · On-site

$16 - $19.25/hr

Summary: Performs a variety of duties in the operations area. May work on check processing ... Excellent organizational and analytical skills. * Must be knowledgeable or able to learn company ...

STURGIS BANK

Deposit Operations Clerk

Sturgis, MI

$16 - $19.25/hr

Performs a variety of duties in the operations area. May work on check processing, adjustments ... Excellent organizational and analytical skills. * Must be knowledgeable or able to learn company ...

Oxford Bank

Administrative Associate

Auburn Hills, MI

$16.50 - $20.50/hr

The team member in the position will work closely with Deposit Operations, IT, Purchasing, Personal ... Strong analytical, technical and facilitation skills * Problem-solving skills, possess critical ...

Oxford Bank

Administrative Associate

Auburn Hills, MI · On-site

$16.50 - $20.50/hr

The team member in the position will work closely with Deposit Operations, IT, Purchasing, Personal ... • Strong analytical, technical and facilitation skills • Problem-solving skills, possess ...

Oxford Bank

Administrative Associate

Auburn Hills, MI · On-site

$16.50 - $20.50/hr

The team member in the position will work closely with Deposit Operations, IT, Purchasing, Personal ... • Strong analytical, technical and facilitation skills • Problem-solving skills, possess ...

Union Bank

Financial Center Manager

Hastings, MI · On-site

Compile and analyze data for Consumer loan requests. Outline loan terms and conditions, and inform ... Other duties assigned from time to time by VP, Retail Banking and Deposit Operations or other ...

Union Bank

Financial Center Manager

Hastings, MI · On-site

Compile and analyze data for Consumer loan requests. Outline loan terms and conditions, and inform ... Deposit Operations or other members of Senior Leadership. • Adhere to all bank policy and ...

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Deposit Operations Analyst information

See Michigan salary details

$12

$29

$49

How much do deposit operations analyst jobs pay per hour?

As of Aug 12, 2026, the average hourly pay for deposit operations analyst in Michigan is $29.42, according to ZipRecruiter salary data. Most workers in this role earn between $20.96 and $35.19 per hour, depending on experience, location, and employer.

What does a deposit operations analyst do?

A typical day for a Deposit Operations Analyst involves monitoring and reconciling deposit transactions, researching discrepancies or exceptions, and ensuring all processes comply with banking regulations and policies. You may also review account activity for potential fraud, assist with audits, and collaborate with other departments such as customer service and compliance to resolve issues. Most analysts work in a structured office environment as part of a larger operations or back-office team, with a blend of independent and collaborative tasks. This role offers valuable exposure to core financial operations and can serve as a solid foundation for career advancement within banking or financial services.

What is a deposit operations analyst?

A Deposit Operations Analyst is responsible for overseeing and ensuring the accuracy of deposit-related transactions within a financial institution. They handle account reconciliations, process exceptions, monitor regulatory compliance, and support operational efficiency. Their role involves analyzing transaction data, troubleshooting discrepancies, and collaborating with internal teams to enhance banking processes. Strong attention to detail, analytical skills, and knowledge of banking regulations are essential for this position.

How much do deposit operations analysts make?

Deposit operations analysts typically earn a median annual salary of around $50,000 to $70,000, depending on experience, location, and the size of the financial institution. Entry-level roles may start lower, while experienced analysts or those with specialized skills can earn higher salaries. Compensation often includes benefits such as health insurance and retirement plans.

Is a deposit operations analyst a good career?

A deposit operations analyst is a stable role within the banking and financial services industry, focusing on processing and managing deposit transactions, reconciling accounts, and ensuring compliance. It often requires strong attention to detail, proficiency with banking software, and knowledge of financial regulations, making it a viable career path for those interested in finance and operations. Career growth can include advancing to supervisory or managerial positions with experience and additional certifications.

What skills and qualifications are needed to be a deposit operations analyst?

To thrive as a Deposit Operations Analyst, you need a strong understanding of banking operations, attention to detail, and familiarity with regulatory compliance, often supported by a degree in finance, accounting, or a related field. Experience with core banking systems, transaction processing software, and knowledge of regulations such as NACHA or BSA/AML are highly valued and sometimes required. Exceptional analytical thinking, problem-solving skills, and clear communication help you collaborate effectively and resolve issues efficiently. These competencies are essential to ensure the accurate processing of deposits, maintain compliance, and support the overall integrity of financial operations.

What are popular job titles related to Deposit Operations Analyst jobs in Michigan? For Deposit Operations Analyst jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Deposit Operations Analyst jobs in Michigan look for? The top searched job categories for Deposit Operations Analyst jobs in Michigan are:
What cities in Michigan are hiring for Deposit Operations Analyst jobs? Cities in Michigan with the most Deposit Operations Analyst job openings:
Deposit Operations Analyst jobs near you
Infographic showing various Deposit Operations Analyst job openings in Michigan as of August 2026, with employment types broken down into 83% Full Time, 12% Part Time, 2% Temporary, and 3% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $61,195 per year, or $29.4 per hour.

Deposit Operations Analyst

ChoiceOne Bank

Kent City, MI • On-site

Full-time

Posted 15 days ago

Job description

Job Type
Full-time
Description
Deposit Operations Analyst
Non-Exempt - Grade Level 2
Equal Employment Opportunity
Corporate Values & Mission
"Provide superior service, quality advice and show our utmost respect to everyone we meet."
General Summary
Involved in a wide range of duties including responsibilities associate with daily Deposit Operations tasks. Handles inquiries and issues raised by both internal staff and customers.
Reports To: AVP Deposit Operations Manager
Essential Duties and Responsibilities
  • Provide customer service to internal and external customers by answering inquiries and solving problems related to bank accounts, data processing, and image retrieval.
  • Handling daily tasks including but not limited to review of holds, stop payments and wires, monitoring returned mail, processing garnishments and levy requests, entries and reconcilements.
  • Assist other Operations staff by performing delegated tasks and necessary back-up and overflow coverage.
  • Make appropriate recommendations for procedural changes to help achieve efficiencies and to stay current and consistent with new regulations, policies, procedures, and audits.
  • Additional responsibilities as assigned.
  • Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position. Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.
  • Be familiar with and comply with all federal and state banking regulations as applicable.

Qualifications
To perform this job successfully, an Individual in this position must be able to perform each of the above essential duties satisfactorily and exhibit the values of the Company. In addition, the requirements listed below are representative of the knowledge, skill and/or ability required.
Experience and/or Education
  • High School Diploma or equivalent
  • Previous banking experience, preferably in retail and operations.
  • Familiarity with Bank products, regulations, and internal operations. Strong interpersonal skills to resolve complex problems effectively with customers and employees.

Competencies
Communication - Effective written and oral communication skills required, with the ability to interface with Internal and external stakeholders and community partners. Has group presentation skills.
Analytical - Synthesizes complex and diverse information; collects and researches data; uses intuition and experience to complement data.
Technical Skills - Assesses own strengths and weaknesses; pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others.
Quality - Demonstrates accuracy and thoroughness; monitors own work and the work of others to ensure quality.
Quantity - Meets productivity standards; completes work in a timely manner; strives to increase productivity; works quickly.
Adaptability - Adapts to changes in work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays, or unexpected events.
Dependability - Follows instructions; responds to management direction; takes responsibility for own actions; keeps commitments; commits to long hours of work when necessary to reach goals; completes tasks on time or notifies appropriate person with an alternate plan.
Initiative - Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed.
Physical Demands and Work Environment
Ability to work in an office environment which may include many hours of computer and telephone usage. This position is not remote-eligible.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position description is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodations.

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