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Debt Management Jobs in Minnesota (NOW HIRING)

Director of Engineering

Minneapolis, MN ยท On-site

$170 - $228/hr

Own the quality framework for engineering: code review standards, testing strategy, release gates, and technical debt management. * Champion security, compliance, and data governance best practices ...

Own the quality framework for engineering: code review standards, testing strategy, release gates, and technical debt management * Champion security, compliance, and data governance best practices ...

Cloud Principal Engineer

Hopkins, MN ยท On-site

$56.50 - $75.50/hr

Coaches teams on trade-offs, prioritization, technical debt management, and the identification and mitigation of technical and business risks. * Collaborates effectively across business, technology ...

Cloud Principal Engineer

Hopkins, MN ยท On-site

$150 - $176/hr

Coaches teams on trade-offs, prioritization, technical debt management, and the identification and mitigation of technical and business risks. * Collaborates effectively across business, technology ...

Cloud Principal Engineer

Hopkins, MN ยท On-site

$56.50 - $75.50/hr

Coaches teams on trade-offs, prioritization, technical debt management, and the identification and mitigation of technical and business risks. * Collaborates effectively across business, technology ...

Cloud Principal Engineer

Hopkins, MN ยท On-site

$150 - $176/hr

Coaches teams on trade-offs, prioritization, technical debt management, and the identification and mitigation of technical and business risks. * Collaborates effectively across business, technology ...

Director of Engineering

Minneapolis, MN ยท On-site

$170 - $228/hr

Own the quality framework for engineering: code review standards, testing strategy, release gates, and technical debt management* Champion security, compliance, and data governance best practices ...

Showing results 21-40

Debt Management information

See Minnesota salary details

$13

$19

$29

How much do debt management jobs pay per hour?

As of Aug 19, 2026, the average hourly pay for debt management in Minnesota is $19.53, according to ZipRecruiter salary data. Most workers in this role earn between $14.71 and $25.19 per hour, depending on experience, location, and employer.

What is debt management?

Debt management refers to strategies and services that help individuals or organizations control, reduce, and eventually eliminate their outstanding debts. This can include creating a budget, negotiating with creditors, consolidating debts, or enrolling in a debt management plan (DMP) through a credit counseling agency. The goal is to make debt repayment more manageable and to avoid default or bankruptcy. Debt management professionals work with clients to develop personalized plans that fit their financial situations.

What are some common challenges faced in a debt management role, and how are they typically addressed?

Professionals in debt management often encounter challenges such as negotiating with difficult creditors, managing high volumes of client accounts, and keeping up with evolving financial regulations. Successfully addressing these challenges requires strong communication skills, attention to detail, and the ability to stay organized under pressure. Many organizations provide ongoing training, access to specialized software, and support from experienced team members to help debt management professionals navigate these complexities and deliver the best outcomes for clients.

What are the key skills and qualifications needed to thrive in debt management, and why are they important?

To excel in Debt Management, you need strong analytical abilities, financial literacy, and knowledge of credit and collection laws, often supported by a degree in finance or a related field. Familiarity with debt management software, CRM systems, and relevant financial regulations or certifications such as Certified Credit Counselor are typically required. Outstanding communication, negotiation, and problem-solving skills help professionals build rapport with clients and devise effective repayment strategies. These competencies ensure successful resolution of debts while maintaining compliance and fostering positive client relationships.

What is the difference between Debt Management vs Credit Counselor?

AspectDebt ManagementCredit Counselor
CredentialsOften requires financial certifications or experience in debt solutionsTypically holds certifications like Certified Credit Counselor (CCC)
Work EnvironmentFinancial institutions, debt relief agencies, or non-profitsNon-profit agencies, credit counseling centers, or financial advisory firms
Primary FocusHelping clients create debt repayment plans and negotiate with creditorsProviding financial education, budgeting advice, and debt management options

Debt Management specialists focus on creating repayment plans and negotiating with creditors, while Credit Counselors emphasize financial education and budgeting advice. Both roles aim to assist individuals with debt issues but differ in scope and approach.

How to become a debt management professional?

To become a debt management professional, individuals typically need a bachelor's degree in finance, accounting, or a related field. Relevant skills include strong communication, analytical abilities, and knowledge of financial software; certifications such as Certified Debt Specialist (CDS) can enhance job prospects. Gaining experience through internships or entry-level positions in financial services is also beneficial.

What does a debt management do?

A debt management professional helps individuals or organizations organize and reduce their debt through budgeting, negotiating payment plans, and providing financial advice. They often work with credit counselors and use financial tools to develop strategies for debt repayment and financial stability.

What are popular job titles related to Debt Management jobs in Minnesota?

For Debt Management jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Debt Management jobs in Minnesota look for?

The top searched job categories for Debt Management jobs in Minnesota are:

What cities in Minnesota are hiring for Debt Management jobs?

Cities in Minnesota with the most Debt Management job openings:

Infographic showing various Debt Management job openings in Minnesota as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 14% Part Time, 3% Contract, and 1% Nights. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $40,616 per year, or $19.5 per hour.

COLLECTOR - Bilingual (Spanish)

MESSERLI & KRAMER P.A.

Minneapolis, MN โ€ข On-site

$19.73/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago


Job description

Description:

***$1,000 Sign-on Bonus After Successfully Completing 90 Days***

***NO WEEKENDS***

***Veterans Strongly Encourage to Apply***


$19.73/hour base, plus monthly bonus:

*$600 starting monthly Bonus Guarantee while on Training Ramp Up Plan, equates to $23.19/hour*

*After Training Ramp Up, Average Collectors earn between $1,200-$2,400 in monthly bonuses, equates to ~$30.11/hour*

*High Performing Collectors earn between $3,000-$6,000 or more in monthly bonuses, equates to ~$45.69/hour*


Summary:

Messerli Kramer, a trusted Twin Cities law firm since 1965, is looking for a full-time Bilingual (English/Spanish Speaking) Collector to join our team in Plymouth, MN. The Collector position will recover outstanding debts on client accounts by creating a positive consumer experience while negotiating to satisfy the debt quickly and responsibly. Looking for individuals driven to meet and exceed goals to maximize their bonus potential.


Essential Functions and Duties:

  • Communicating with Consumers via phone, taking inbound and making outbound calls
  • Basic skiptracing
  • Negotiating repayment of debts according to firm/client standards
  • Maintaining a professional demeanor and supporting a positive Consumer Experience in all interactions
  • Accurately enter data into database & tracking system
  • Review consumer files, keeping confidentially at the highest level

Benefits & Perks Include:

  • Medical, Dental, & Vision Insurance
  • HSA & FSA Accounts
  • 401K, with 4% company contribution (after 1 year of service)
  • Paid time off (17 days per year)
  • Paid holidays off (7 days per year + a floating holiday)
  • Company Paid Life Insurance
  • Employee Assistance Program
  • Building amenities include: Free parking, onsite restaurant, & onsite free gym
  • Flexible Scheduling

Collections Bonus:

Collectors are eligible for a monthly bonus based off their performance metrics. Collectors must work a full calendar month following the two (2) weeks in training to be eligible. Bonuses are paid on the second pay period of the following month.

Requirements:

Required Education & Experience:

  • High school diploma
  • 1-3 years of collections experience, call center experience (telemarketing or customer service), sales, retail, or other related experience preferred, but not required
  • Fluent in English & Spanish

Competencies:

  • Excellent communication and people skills
  • Organized, self-motivated, and goal-oriented
  • Ability to manage stressful situations while maintaining composure
  • Ability to be confident and engaging as well as polite and compassionate
  • Attention to detail and ability to reason and think quickly when negotiating
  • Working knowledge of MS Office

Work Environment and Physical Demands:

This role operates in a professional office setting, routinely working with standard office equipment. Generally, due to the nature of this office position, the person in this role would be required to talk and hear, sit or stand for long period of time, and use their hands and fingers, to handle and feel. Occasionally required to walk, reach with arms and hand, climb or balance, and to stoop, kneel, or crouch. Regularly required to lift and/or move up to 10 pounds, occasionally lift and/or move up to 25 pounds. Vision abilities required by the job include close vision.


Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and to meet job requirements.


All applicants must pass a criminal background and drug screening before commencing employment with Messerli & Kramer, P.A.


Wage Disclaimer: The starting wage for this position is $19.73/hour. The wage range for this position is $19.73/hour to $25.00/hour + monthly bonuses.


About Us:

The Collection Division of Messerli Kramer, located in Plymouth, Minnesota, is one of most respected law firms in the legal collections industry. Practicing in nine states and supported by nearly 290 employees within our division, we are a leader in our field and large by industry standards. As a well-established firm, we have built a reputation for consistency, reliability, and long-term client partnerships—making us a stable, long-term employer. Our approach is rooted in treating consumers with respect and dignity, working collaboratively to find realistic solutions that help them resolve debt and move forward, while still achieving successful outcomes for our clients. This people-first philosophy is a core part of our culture and something we are proud to stand behind.


Reference Titles:

Customer Service Representative

Account Manager

Accounts Receivable

Call Center Representative