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Debt Collector Jobs in Elgin, IL (NOW HIRING)

At Accendra Health, we understand that healthcare is complex, and we're here to make it easier. We help deliver care beyond traditional settings, making essential products and services more ...

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Remote Commercial Collections Associates

Chicago, IL ยท Remote

$36K - $100K/yr (+ commission)

We are growing and would like to speak with you today if you are a Commercial Collector or have ... Call debtors to secure payments on past-due accounts * Knowledge of skip tracing and asset searches ...

PATIENT ACCOUNTS REP

Streamwood, IL ยท On-site

$19.45 - $29.17/hr

... Collector/Biller is responsible for the billing, follow-up, and collection of assigned patient ... The representative is also responsible for the accurate completion of the monthly Medicare Bad Debt ...

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Collections Specialist - Deficiency

Oak Brook, IL ยท On-site

$19 - $21/hr (+ commission)

Deficiency Collector - Oak Brook, IL ( In-Office Position Only ) Works directly with customers to negotiate payment solutions on pre charge-off and charged-off accounts. In addition to the ...

Collections Team Lead

Lisle, IL ยท On-site

$18.25 - $24.75/hr

Identify and escalate potential bad debt accounts to management. * Openly communicate with internal field associates and management to advise of balance and account status. * Provide invoices and ...

Collections Team Lead

Lisle, IL ยท On-site

$55 - $75/hr

Identify and escape potential bad debt accounts to management. * Openly communicate with internal field associates and management to advise of balance and account status. * Provide invoices and ...

Collections Team Lead

Lisle, IL ยท On-site

$60K - $62K/yr

Identify and escalate potential bad debt accounts to management. * Openly communicate with internal field associates and management to advise of balance and account status. * Provide invoices and ...

Showing results 21-40

Debt Collector information

See Elgin, IL salary details

$8

$18

$26

How much do debt collector jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for debt collector in Elgin, IL is $18.18, according to ZipRecruiter salary data. Most workers in this role earn between $15.19 and $19.71 per hour, depending on experience, location, and employer.

What is a debt collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

Is it hard to be a debt collector?

Being a debt collector can be challenging due to the need for strong communication skills, resilience, and adherence to legal regulations. The job often involves handling difficult conversations and managing stressful situations, but training and experience can help improve effectiveness and reduce difficulty.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, basic computer proficiency, and sometimes a background check; some states also require licensing or certification depending on local regulations.

What are popular job titles related to Debt Collector jobs in Elgin, IL?

For Debt Collector jobs in Elgin, IL, the most frequently searched job titles are:

What cities near Elgin, IL are hiring for Debt Collector jobs?

Cities near Elgin, IL with the most Debt Collector job openings:

Infographic showing various Debt Collector job openings in Elgin, IL as of August 2026, with employment types broken down into 85% Full Time, 12% Part Time, 2% Temporary, and 1% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $37,809 per year, or $18.2 per hour.

Collector, Associate

Accendra Health, Inc.

Downers Grove, IL โ€ข On-site

$20/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 17 days ago


Job description

At Accendra Health, we understand that healthcare is complex, and we're here to make it easier. We help deliver care beyond traditional settings, making essential products and services more accessible through every stage of life. As part of the care team, our teammates play a critical role in delivering personalized, long-term care for the patients we serve.
With deep expertise promoting health outside the hospital and a presence in communities nationwide through our Apria and Byram Healthcare brands, Accendra Health does more than just deliver the essentials.
If you're interested in meaningful work with impact, explore our career opportunities and join us in our purpose of Bringing Care To Lifeโ„ข.
The anticipated salary range for this position is $20.00 hourly.
POSITION SUMMARY:
The representative is to service the needs of our customers by accurately billing customer accounts, assuring timely remittance, and taking immediate action on issues that involve account integrity. The representative will also follow-up with payers to facilitate uninterrupted cash flow.
ESSENTIAL TASKS:
  • Must possess excellent communication skills and the ability to practice proper phone and email etiquette,
  • Skilled in answering a telephone in a pleasant and helpful manner.
  • Ability to read, understand and follow oral and written instructions.
  • Answers questions from customers, clerical staff, and insurance companies.
  • Identifies and resolves patient billing complaints.
  • Handles customer collection calls.
  • Familiar with medical terminology and insurances HCPC/ICD-9 codes,
  • Documents activities in ERP system in an efficient accurate and timely manner.
  • Ensures the billing activity is handled correctly.
  • Ability to evaluate and secure the needed Rx's, PA's and medical justification to facilitate payment of claims for initial and review/appeals payments.
  • Ability to edit and resubmit claims for payment.
  • Prepares and reviews clean claims for submission to various insurances either electronically or y paper.
  • Working knowledge of Microsoft Office, particularly Word and Outlook.
  • Provide feedback to Group Team Lead regarding issues regarding accounts.
  • Conducts routine tasks as directed; works under clearly defined guidelines.
  • Contributes to specific objectives and outcomes as directed.

Teammate Benefits
As an Accendra Health employee, you have choices to fit your life. Our comprehensive benefits program is designed to meet you where you are - through all of life's stages. We've got you and your family covered with benefits that support your health, finances, and overall wellness.
Our benefits program includes:
  • Medical, dental, and vision care coverage
  • Paid time off plan
  • 401(k) Plan
  • Flexible Spending Accounts
  • Basic life insurance
  • Short-and long-term disability coverage
  • Accident insurance
  • Teammate Assistance Program
  • Paid parental leave
  • Domestic partner benefits
  • Mental, physical, and financial well-being programs

If you feel this opportunity could be the next step in your career, we encourage you to apply.
Accendra is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, sex, sexual orientation, genetic information, religion, disability, age, status as a veteran, or any other status prohibited by applicable national, federal, state or local law.
Note: Accendra is not accepting unsolicited assistance from search firms for this employment opportunity. Please, no phone calls or emails. All resumes submitted by search firms to any employee at our Company via email, the Internet, or in any form and/or method without a valid written search agreement in place for this position will be deemed the sole property of our Company. No fee will be paid in the event the candidate is hired by our Company as a result of the referral or through other means.
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