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Debt Collector Jobs in Decatur, GA (NOW HIRING)

Toi Toi USA LLC

Collection Specialist

Alpharetta, GA

$25 - $28/hr

Job Summary The Collections Specialist is responsible for ensuring that the company receives all necessary payments from debtors. Their duties include monitoring accounts receivable statements to ...

Collabera

Collections Specialist

Kennesaw, GA

$17 - $23/hr

Collections Representatives The Collector works in the Collections and Recovery Operations environment and is typically aligned with routine inbound or outbound collections calling processes. This ...

Collabera

Collections Representative

Kennesaw, GA

$15.75 - $20.25/hr

The Collector works in the Collections and Recovery Operations environment and is typically aligned with routine inbound or outbound collections calling processes. * This role can work in any stage ...

CRH

Senior Collections Specialist

Atlanta, GA · On-site

$17.75 - $24/hr

Job Summary The Senior Collector is responsible for coordinating departmental collection activities, working closely with team members and management to monitor and ensure compliance with collection ...

CRH

Senior Collections Specialist

Atlanta, GA

$17.75 - $24/hr

Job Summary The Senior Collector is responsible for coordinating departmental collection activities, working closely with team members and management to monitor and ensure compliance with collection ...

Monitise

Executive Collection Representative

Marietta, GA · On-site

$16 - $20.75/hr

As an Executive Collections Representative, you are responsible for driving results by collecting unpaid consumer debt through manual dialing in a call center environment. You will clearly ...

Segoso

Commercial Collectors

Atlanta, GA · On-site

$17 - $20/hr

Eligible for remote work within 60 days At Sequium Asset Solutions , we're redefining what it means to be a leader in the debt collection industry. Through innovation, technology, and a people-first ...

Segoso

1st Party Collection Specialists-ATL

Atlanta, GA · On-site

$17 - $20/hr

Eligible for remote work within 60 days At Sequium Asset Solutions , we're redefining what it means to be a leader in the debt collection industry. Through innovation, technology, and a people-first ...

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Debt Collector information

See Decatur, GA salary details

$7

$17

$26

How much do debt collector jobs pay per hour?

As of May 31, 2026, the average hourly pay for debt collector in Decatur, GA is $17.95, according to ZipRecruiter salary data. Most workers in this role earn between $15.00 and $19.47 per hour, depending on experience, location, and employer.

What Is a Debt Collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What are debt collectors?

Debt collectors are professionals or agencies hired by creditors to recover unpaid debts from individuals or businesses. They contact debtors by phone, mail, or email to arrange payment plans or settlements. Debt collectors must follow specific laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA) in the United States, to ensure ethical practices. Their main goal is to recover as much of the owed amount as possible while maintaining professionalism and compliance with the law.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, some knowledge of debt collection laws, and may provide on-the-job training; a valid driver’s license can also be beneficial for fieldwork. Certification is not mandatory but can enhance job prospects and credibility in the field.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

More about Debt Collector jobs
What are the most commonly searched types of Debt Collector jobs in Decatur, GA? The most popular types of Debt Collector jobs in Decatur, GA are:
What are popular job titles related to Debt Collector jobs in Decatur, GA? For Debt Collector jobs in Decatur, GA, the most frequently searched job titles are:
What job categories do people searching Debt Collector jobs in Decatur, GA look for? The top searched job categories for Debt Collector jobs in Decatur, GA are:
What cities near Decatur, GA are hiring for Debt Collector jobs? Cities near Decatur, GA with the most Debt Collector job openings:
Debt Collector jobs near you

Collection Specialist

Toi Toi USA LLC

Alpharetta, GA

$25 - $28/hr

Full-time

Medical, Dental, Vision, Retirement

Posted 19 days ago

Job description

Job description

Job Summary

The Collections Specialist is responsible for ensuring that the company receives all necessary payments from debtors. Their duties include monitoring accounts receivable statements to identify debts owed to their company, contacting customers or business partners to notify them of overdue payments and documenting debts collected.

Duties amp; Responsibilities

· Corresponding with customers that have a past due balance either by phone, email, or mail.

· Sending statements or invoices and figuring out different payment methods.

· Working with customers to resolve their past due account and update any information that is relevant to billing.

· Keeping either a log or notes of customers contacted and what was discussed.

· Notifying our billing team of any errors and working in house to resolve those errors.

· Working with General Managers and sales to figure out the best approach with certain customers.

· Working to reduce our overall bad debt risk.

Qualifications

· Finance/Accounting experience preferred but not a must.

· At least 3 + years’ experience in customer service is required.

· Must be able to work in a fast-paced work environment.

· Must be able to operate general office equipment.

· Effective problem-solving skills.

· Ability to handle conflict and resolution.

· Ability to learn a new system relativity quickly.

· Organized and a great note taker.

Physical Requirements amp; Working Conditions

· Must be able to talk, listen, and speak clearly on telephone.

· Job is primarily sedentary, minimal physical effort/lifting – up to 10 pounds.

· Office environment.

· No travel is required for this job.

Job Type: Full-time

Pay: $25.00 - $28.00 per hour

Benefits:

  • 401(k)
  • Dental insurance
  • Health insurance
  • Vision insurance

Experience:

  • Microsoft Excel: 1 year (Preferred)
  • Customer service: 1 year (Preferred)

Work Location: In person

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