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Debt Collector Jobs in Columbus, GA (NOW HIRING)

First Credit Services Inc

Collector

Columbus, GA

$15.25 - $20.50/hr

Job Summary: The Collector will locate and notify customers of delinquent status, initiate ... Basic understanding of the Fair Debt Collection Practices Act and state and federal laws pertaining ...

First Credit Services Inc

Bilingual Collector

Columbus, GA

$15.25 - $20.50/hr

The Collector will identify delinquent accounts, locate and notify customers of delinquent status, initiate appropriate action to recover balances, and maintain all related records. Supervisory ...

Tower Loan

Customer Service Representative

Phenix City, AL · On-site

$14.50 - $19.75/hr

We take pride in offering personal loans, home equity loans, and retail financing, helping our customers consolidate debt, cover unexpected expenses, and invest in their futures. With almost 260 ...

Towerloan

Customer Service Representative

Phenix City, AL

$14.50 - $19.50/hr

We take pride in offering personal loans, home equity loans, and retail financing, helping our customers consolidate debt, cover unexpected expenses, and invest in their futures. With almost 260 ...

All JobsDebt Collector JobsDebt Collector Jobs in Columbus, GA

Debt Collector information

See Columbus, GA salary details

$7

$16

$23

How much do debt collector jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for debt collector in Columbus, GA is $16.46, according to ZipRecruiter salary data. Most workers in this role earn between $13.75 and $17.84 per hour, depending on experience, location, and employer.

What is a debt collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

Is it hard to be a debt collector?

Being a debt collector can be challenging due to the need for strong communication skills, resilience, and adherence to legal regulations. The job often involves handling difficult conversations and managing stressful situations, but training and experience can help improve effectiveness and reduce difficulty.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, basic computer proficiency, and sometimes a background check; some states also require licensing or certification depending on local regulations.
More about Debt Collector jobs

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For Debt Collector jobs in Columbus, GA, the most frequently searched job titles are:

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The top searched job categories for Debt Collector jobs in Columbus, GA are:

What cities near Columbus, GA are hiring for Debt Collector jobs?

Cities near Columbus, GA with the most Debt Collector job openings:

Debt Collector jobs near you
Infographic showing various Debt Collector job openings in Columbus, GA as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 12% Part Time, and 2% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $34,237 per year, or $16.5 per hour.

Collector

First Credit Services Inc

Columbus, GA

$15.25 - $20.50/hr

Full-time

Re-posted 18 days ago

Job description

Job Summary:

The Collector will locate and notify customers of delinquent status, initiate appropriate action to recover balances, and maintain all related records.

Supervisory Responsibilities:

  • None.

Duties/Responsibilities:

  • Monitors the status of delinquent accounts.
  • Initiates collection actions by notifying account holders and cosigners of delinquent status.
  • Records payments made to the customers account.
  • Investigates disputed balances; where appropriate, corrects errors such as misapplied payments, reversed late charges, direct deposit errors, etc.
  • Ensures the security of customer files and delinquent account reports.
  • Performs other related duties as required.

Required Skills/Abilities:

  • Excellent verbal and written communication skills.
  • Basic understanding of the Fair Debt Collection Practices Act and state and federal laws pertaining to collection activities.
  • Excellent organizational skills with great attention to detail.
  • Ability to keep information confidential.
  • Ability to exercise integrity and discretion.
  • Ability to remain professional in tense situations.
  • Proficient in Microsoft Office Suite or related software.

Education and Experience:

  • Collections experience highly preferred
  • Previous call center experience is required

Physical Requirements:

  • Prolonged periods sitting at a desk and working on a computer.
  • Must be able to lift up to 15 pounds at times.

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