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Debt Collector Jobs in Baltimore, MD (NOW HIRING)

Tower Loan

Customer Service Representative

Laurel, MD · On-site

$15.75 - $21.50/hr

We take pride in offering personal loans, home equity loans, and retail financing, helping our customers consolidate debt, cover unexpected expenses, and invest in their futures. With almost 260 ...

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Debt Collector information

See Baltimore, MD salary details

$8

$18

$26

How much do debt collector jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for debt collector in Baltimore, MD is $18.27, according to ZipRecruiter salary data. Most workers in this role earn between $15.29 and $19.81 per hour, depending on experience, location, and employer.

What is a debt collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

Is it hard to be a debt collector?

Being a debt collector can be challenging due to the need for strong communication skills, resilience, and adherence to legal regulations. The job often involves handling difficult conversations and managing stressful situations, but training and experience can help improve effectiveness and reduce difficulty.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, basic computer proficiency, and sometimes a background check; some states also require licensing or certification depending on local regulations.
More about Debt Collector jobs

What are the most commonly searched types of Debt Collector jobs in Baltimore, MD?

The most popular types of Debt Collector jobs in Baltimore, MD are:

What are popular job titles related to Debt Collector jobs in Baltimore, MD?

For Debt Collector jobs in Baltimore, MD, the most frequently searched job titles are:

What job categories do people searching Debt Collector jobs in Baltimore, MD look for?

The top searched job categories for Debt Collector jobs in Baltimore, MD are:

What cities near Baltimore, MD are hiring for Debt Collector jobs?

Cities near Baltimore, MD with the most Debt Collector job openings:

Debt Collector jobs near you
Infographic showing various Debt Collector job openings in Baltimore, MD as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $38,005 per year, or $18.3 per hour.

Sr. HUMINT Targeting Cell Support (HUMINT Targeting Specialist)

Prescient Edge

Fort George G Meade, MD • On-site

$100K - $130K/yr

Full-time

Medical, Dental, Vision, Retirement

Re-posted 11 days ago

Key responsibilities

  • Coordinate, plan, prepare, publish, maintain, write, execute, assess, and brief operations from initial concept until mission completion.

  • Develop targets and target systems, create database records, and produce all-source analytic damage estimates and battle damage assessments.

  • Develop HUMINT leads through research, conduct target nominations, and provide support packages and target development packages to operational elements.

Job description

Job Title
Sr. HUMINT Targeting Cell Support (HUMINT Targeting Specialist)
Location
Fort Meade, MD 20755 US (Primary)
Category
Intelligence
Job Type
Full-Time
Career Level
Staff
Education
High School / GED
Travel
Security Clearance Required
TS/SCI with CI Polygraph
Job Description
Prescient Edge is seeking a Sr. HUMINT Targeting Cell Support (HUMINT Targeting Specialist) to support a federal government client.
Benefits & Compensation:
At Prescient Edge, we believe that acting with integrity and serving our employees is the key to everyone's success. To that end, we provide employees with a best-in-class benefits package that includes:
  • A competitive salary with performance bonus opportunities.
  • Comprehensive healthcare benefits, including medical, vision, dental, and orthodontia coverage.
  • A substantial retirement plan with no vesting schedule.
  • Career development opportunities, including on-the-job training, tuition reimbursement, and networking.
  • A positive work environment where employees are respected, supported, and engaged.
  • Salary range: $100,000 - $130,000. Salary to be determined by the education, experience, knowledge, skills and the abilities of the applicant internal equity, and alignment with market data.

Description:
  • Shall coordinate, plan, prepare, publish, maintain, write, execute, assess, and brief operations from initial concept or task until the mission or operation is completed for a specific event, phased operation, or recurring task, mission or operation.
  • Develops targets and target systems for joint lethal and / or non-lethal engagements.
  • Develops target nominations, creates database records, and databases target intelligence products.
  • Produces all-source analytic damage estimates and battle damage assessments and assists with combat assessment requirements.
  • Conducts collateral damage estimation, performs target list management, target strategy development, and provides joint target intelligence support to deliberate and dynamic target engagements.
  • Provides recommendations for target prioritization to achieve commander objectives for plans and operations.
  • Provides database nominations, creates and updates database and uploads TMs into databases.
  • Shall develop HUMINT leads, based on Army G2, IG2X and/or unit collection and targeting strategies, by conducting extensive research through the use of multiple classified and unclassified resources and databases in support of current and future full spectrum US Army HUMINT Operations.
  • Shall conduct research and develop responses and Lead Tenders on RFIs on collector generated leads, once the lead is validated by the Officer in Charge (OIC) as a lead that can potentially satisfy an intelligence collection requirement.
  • Shall provide the leads to the TRB as a Target Nomination Package.
  • Shall provide assistance on additional leads that are reported from other sources to the TRB by assisting in the evaluation of nominations for passage by the Government directly to the appropriate supported operational element(s) for their action.
  • Shall prepare and provide to the supported element Lead Tenders, Operational Support Packages, and Target Development Packages.
  • Shall liaise with operational and support elements, external intelligence agencies, and external federal law enforcement elements to foster an environment of cooperation and sharing of information to better develop future products.
  • Shall pass CI leads that are developed out of the HUMINT leads to the appropriate HUMINT elements for their consideration.
  • Shall continuously assess asset reporting.
  • Shall assess and prepare production reviews in conjunction with Source validation boards.

Job Requirements
Required Experience:
  • 12 years of experience conducting CI/HUMINT analysis with at least a portion of the experience within the last 2 years.
  • 12 years of experience conducting CI analysis with at least a portion of the experience within the last 2 years.

Required Education:
  • High School Diploma- 20 years of relevant experience with at least a portion of the experience within the last 2 years.
  • Associate's degree- 16 years of relevant experience with at least a portion of the experience within the last 2 years.
  • Bachelor's degree- 14 years of relevant experience with at least a portion of the experience within the last 2 years.
  • Master's degree- 12 years of relevant experience with at least a portion of the experience within the last 2 years.

Security Clearance:
  • Security clearance required TS/SCI with CI POLY or the ability to obtain CI POLY.

Location:
  • Fort Meade, MD.

Prescient Edge is a Veteran-Owned Small Business (VOSB) founded as a counterintelligence (CI) and Human Intelligence (HUMINT) company in 2008. We are a global operations and solutions integrator delivering full-spectrum intelligence analysis support, training, security, and RD&E support solutions to the Department of Defense and throughout the intelligence community. Prescient Edge is an Equal Opportunity Employer (EEO). All applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other characteristic that is protected by law. We strive to foster equity and inclusion throughout our organization because we believe that diversity of thought is critical for creating a safe and engaging work environment while also enabling the organization's success.
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About Prescient Edge

Sourced by ZipRecruiter

Prescient Edge is a prominent name in the global security industry, based out of McLean, VA, US. Established with the primary mission of harnessing science and technology for safety and security purposes, the company specializes in providing a wide range of products and services. This includes research and development, consulting, global operations support, intelligence evaluation, and advanced data solutions. These offerings make Prescient Edge an integral factor in national defense and commercial innovations.

Industry

Guided missile and space vehicle manufacturing

Company size

51 - 200 Employees

Headquarters location

McLean, VA, US

Year founded

2008

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