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Debt Collection Jobs in Indiana (NOW HIRING)

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Collection Specialist

Noblesville, IN ยท On-site

$17.25 - $23.50/hr

They maintain accounts receivable past due ratios and prevent the development of bad debt. This ... Previous collection experience/accounting is a plus Company Description SMC Corporation of America ...

Collection Rep

Noblesville, IN ยท On-site

$16 - $20.75/hr

Coordinate and prepare a variety of collection and Medicare Bad Debt reports and log as directed. * Correct all information supplied, if necessary, and obtain necessary documentation to submit with ...

Collection Rep

Noblesville, IN

$16 - $20.75/hr

Coordinate and prepare a variety of collection and Medicare Bad Debt reports and log as directed. * Correct all information supplied, if necessary, and obtain necessary documentation to submit with ...

Collection Rep

Noblesville, IN ยท On-site

$16 - $20.75/hr

Coordinate and prepare a variety of collection and Medicare Bad Debt reports and log as directed. * Correct all information supplied, if necessary, and obtain necessary documentation to submit with ...

Showing results 21-40

Debt Collection information

See Indiana salary details

$6

$21

$34

How much do debt collection jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for debt collection in Indiana is $21.88, according to ZipRecruiter salary data. Most workers in this role earn between $17.16 and $27.21 per hour, depending on experience, location, and employer.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

How to get a job as a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent and must pass a background check. Relevant skills include communication, negotiation, and knowledge of debt collection laws; some employers may require certification or training programs. Entry-level positions often involve on-the-job training and may require a valid driver's license for fieldwork.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves working under pressure to meet collection targets and may require knowledge of relevant laws and regulations. Success in this role depends on interpersonal skills and resilience.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may also require a valid driver's license and background checks. Certification is not mandatory but can enhance job prospects and credibility in the field.

What are the most commonly searched types of Debt Collection jobs in Indiana?

The most popular types of Debt Collection jobs in Indiana are:

What cities in Indiana are hiring for Debt Collection jobs?

Cities in Indiana with the most Debt Collection job openings:

Infographic showing various Debt Collection job openings in Indiana as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 18% Part Time, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $45,515 per year, or $21.9 per hour.

Collections Representative- Hybrid

BCForward

Indianapolis, IN โ€ข On-site

$40K - $41K/yr

Full-time

Posted 3 days ago

New


Job description

BCforward is currently seeking a highly motivated Collections Specialist for an opportunity in Indianapolis, IN


Position Title: Collections Specialist

Location: Indianapolis, IN, Hybrid


Anticipated Start Date: ASAP

Please note that this is the target date, which is subject to change. BCforward will send official notice ahead of a confirmed start date.


Duration: Direct Hire


Salary Range: $41,600/Annum

Please note that actual compensation may vary within this range due to factors such as location, experience, and job responsibilities, and does not encompass additional non-standard compensation (e.g., benefits, paid time off, per diem, etc.).

  • Schedule: 40 hours per week. Hybrid, 2 days per week in the office.
  • Post-training shifts vary: 8–5, 10–7, or 12–9. Management assigns shifts based on business need.
  • Location - 8425 Woodfield Crossing Boulevard, Indianapolis, IN

Job Description:
Responsibilities:

  • Manage a portfolio of assigned delinquent accounts.
  • Initiate contact with debtors via phone, email, and written correspondence to discuss balances, options, and negotiate payment arrangements.
  • Document all collection activities, communications, and arrangements in accordance with client standards and federal regulations.
  • Provide customer service by responding to inquiries, delivering accurate information, and addressing concerns.
  • Use skip tracing techniques and tools to locate hard-to-reach debtors.
  • Perform related duties as required by the role.

Required Skills & Qualifications:

  • Strong negotiation and persuasion abilities with respectful, professional communication.
  • Effective verbal and written communication, active listening, and empathy.
  • Ability to handle difficult conversations and resolve conflicts with composure.
  • Detail orientation with sound organization and time management.
  • Reliability and ability to work flexible day, evening, and weekend hours as required.
  • Basic computing skills.
  • Ability to obtain the required collection license upon placement.

Preferred Skills:

  • High school diploma or equivalent; some college coursework in business or related fields preferred.
  • 0–1 years of experience in collections or customer service, preferably in financial or credit environments.
  • Proficiency with collections software, CRM systems, and Microsoft Office Suite.
  • Familiarity with debt collection laws, regulations, and compliance requirements.


About BCforward:

Founded in 1998 on the idea that industry leaders needed a professional service and workforce management expert, to fuel the development and execution of core business and technology strategies, BCforward is a Black-owned firm providing unique solutions supporting value capture and digital product delivery needs for organizations around the world. Headquartered in Indianapolis, IN, with an Offshore Development Center in Hyderabad, India, BCforward’ s 6,000 consultants support more than 225 clients globally.

BCforward champions the power of human potential to help companies transform, accelerate, and scale. Guided by our core values of People-Centric, Optimism, Excellence, Diversity, and Accountability, our professionals have helped our clients achieve their strategic goals for more than 25 years. Our strong culture and clear values have enabled BCforward to become a market leader and best in class place to work.

BCforward is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against based on disability.

To learn more about how BCforward collects and uses personal information as part of the recruiting process, view our Privacy Notice and CCPA Addendum. As part of the recruitment process, we may ask for you to disclose and provide us with various categories of personal information, including identifiers, professional information, commercial information, education information, and other related information. BCforward will only use this information to complete the recruitment process.

This posting is not an offer of employment. All applicants applying for positions in the United States must be legally authorized to work in the United States. The submission of intentionally false or fraudulent information in response to this posting may render the applicant ineligible for the position. Any subsequent offer of employment will be considered employment at-will regardless of the anticipated assignment duration.


BCforward logo

About BCforward

Sourced by ZipRecruiter

BCforward began as an IT business solutions and staffing firm. Founded in 1998, BCforward has grown with our customers' needs into a full service personnel solutions organization. Headquartered in Indianapolis, Indiana, BCforward also operates numerous delivery centers across North America and India. We are currently the largest consulting firm and largest MBE certified firm in Indiana. Our uninterrupted growth has allowed BCforward to deliver uniquely configured IT staffing and project solutions for over years of catering to our customers' specific needs. BCforward currently maintains a team of over 5000 global resources. With our additional brand, Stafforward, together we have the capabilities to deliver services for a variety of industries in both public and private sectors which allows us to address your most challenging needs.

Industry

It services

Company size

5,001 - 10,000 Employees

Headquarters location

Indianapolis, IN, US

Year founded

1998

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