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As the Staff Analyst, Risk Compliance Financial Services, you will be a key contributor to the ongoing buildout of a world-class Risk & Compliance function within Lucid Financial Services. The primary focus will be on supporting the consumer financial services teams compliance efforts related to Cybersecurity, Privacy and Fraud Prevention. 

In this role, you will serve as a liaison for the consumer financial services team in collaborating within the broader Cybersecurity and Privacy organization and supporting the consumer financial services Fraud Prevention efforts, ensuring overall integration across our regulatory compliance agenda within our domestic and international regions. More specifically, youll support the development of tools, standards, and metrics on regulatory compliance matters (e.g. dashboards, systems, testing) and ensure geographic compliance leads have a holistic, integrated understanding of the relevant and specific regulatory areas for their regions and deliver expertise and guidance as needed. You will also provide input on the development of our broader capabilities (e.g., learning, communications) as it relates to regulatory compliance.

The successful candidate must have outstanding communication skills, an ability to anticipate and deliver on the needs of a fast-paced and innovative business, and the flexibility to simultaneously manage a wide range of projects.

You Will:

• Collaborate with cross-functional teams and stakeholders including IT, Cybersecurity, Legal, and Sales to manage financial partner obligations, vendor assessments, and integrate privacy and compliance controls into product development. 
• Conduct impact assessments, support and/or oversee financial services data subject rights requests, and establish effective compliance frameworks to align with global regulations and safeguard organizational data. 
• Lead the development of programs to foster understanding of cybersecurity, data privacy, and regulatory requirements across domestic and international markets. 
• Build a risk-aligned monitoring program, support in the investigation of  breaches or incidents, guide remediation efforts, and support root cause analyses. 
• Produce health metrics and strategic reports, advise on risk for new products, and strengthen first-line risk management functions. 
• Implement, test, and mature internal controls to prevent fraud and compliance violations. Prepare for and support internal and external audits.  
• Conduct training sessions and awareness programs to ensure employees understand compliance obligations and risk management practices.  
• Serve as a trusted advisor, promoting a cohesive risk culture and maintaining strong alliances across business units. 

You Bring:

• Cybersecurity, Privacy, Fraud governance, risk and compliance practitioner.
• Direct experience with managing data privacy access control, testing and business line certifications. 
• 3+ years experience leading Risk & Compliance functions, preferably within Auto Finance in a dealer environment and as a non-banking financial entity. 
• Solid understanding of US Federal Regulations, guidelines and self-regulatory frameworks. Specifically, these include: Cybersecurity, Privacy, Fraud governance, Data Privacy Laws including Federal Trade Commission (FTC Gramm-Leach-Bliley Act (GLBA, Office of Foreign Asset Control (OFAC) , Fair Credit Reporting Act (FCRA), Americans with Disability Act (ADA) , Gramm-Leach-Bliley Act (GLBA) , Servicemembers Civil Relief Act (SCRA) , Unfair, Deceptive, or Abusive Acts or Practices (UDAAP); State Laws including California Consumer Privacy Act (CCPA), New York Department of Financial Services Cybersecurity, California Financial Information Privacy Act (FIPA) and more generally Truth in Lending Act (TILA) , Equal Credit Opportunity Act (ECOA), and SOX guidelines and controls. Understanding of international privacy laws such as the EU General Data Protection Regulation (GDPR).  
• Excellent working knowledge of the regulatory environment for financial services, including experience with regulatory exams  
• Ability to communicate regulatory requirements clearly across departments.  
• A demonstrated ability to balance prudent risk management with commercial outcomes 
• Comfort with building and expanding on compliance program infrastructure to incorporate oversight of financial partner requirements, including developing new processes and workflows 
• Experience in data analytics, and navigation of multiple data sources to produce cohesive and accurate regulatory reporting deliverables 
• Position based in AZ or MI. 

Preferred Qualifications: 

• Experience in the Luxury & EV segment is strongly preferred 
• Experience with international markets including Europe & Middle East is a plus 
• Experience in project management and/or process improvement 
• ACAMS, CRCM or equivalent certification 

At Lucid, we dont just welcome diversity - we celebrate it! Lucid Motors is proud to be an equal opportunity workplace. We are committed to equal employment opportunity regardless of race, color, national or ethnic origin, age, religion, disability, sexual orientation, gender, gender identity and expression, marital status, and any other characteristic protected under applicable State or Federal laws and regulations.