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Crypto Lending Jobs (NOW HIRING)

$133K - $181K/yr

Structure, negotiate, and draft complex crypto, fintech, and capital markets agreements - including ... in Arc's lending, borrowing, FX, and tokenized asset use cases. * Support the creation and ...

$134K - $182K/yr

Structure, negotiate, and draft complex crypto, fintech, and capital markets agreements - including ... in Arc's lending, borrowing, FX, and tokenized asset use cases. * Support the creation and ...

Stay updated on global crypto regulations (e.g., MiCA, VASP requirements, SEC/CFTC shifts) to ... Strong understanding of traditional finance (TradFi) instruments-derivatives, spot trading, lending ...

... and access to lending, insurance, and exchange markets as DeFi infrastructure matures. Role ... Experience with crypto infrastructure, wallets, or stablecoin projects * Proficiency in Solidity ...

$136K - $185K/yr

Structure, negotiate, and draft complex crypto, fintech, and capital markets agreements - including ... in Arc's lending, borrowing, FX, and tokenized asset use cases. * Support the creation and ...

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Crypto Lending information

See salary details

$25K

$42.1K

$63K

How much do crypto lending jobs pay per year?

As of Jun 30, 2026, the average yearly pay for crypto lending in the United States is $42,087.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,000.00 and $45,000.00 per year, depending on experience, location, and employer.

What is crypto lending?

Crypto lending is a financial service where individuals or institutions lend their cryptocurrency assets to borrowers in exchange for interest payments. This process is typically facilitated through specialized platforms, which connect lenders and borrowers and use smart contracts to manage transactions securely. Crypto lending allows lenders to earn passive income on their digital assets, while borrowers can access funds without liquidating their holdings. The process often involves collateral to mitigate risk, with popular cryptocurrencies like Bitcoin or Ethereum used as either the loan or collateral. Both centralized and decentralized platforms offer crypto lending services, each with different levels of risk and regulation.

What are some common challenges faced by professionals working in crypto lending, and how can they be managed?

Professionals in crypto lending frequently encounter challenges such as navigating regulatory uncertainties, managing counterparty risk, and addressing the volatility of digital asset prices. Staying updated on evolving regulations and implementing robust risk assessment frameworks are essential strategies for managing these issues. Additionally, collaborating closely with compliance, legal, and risk management teams helps ensure that lending operations remain secure and compliant. Proactive communication with clients and ongoing education about crypto market trends can also mitigate potential risks.

What is the difference between Crypto Lending vs Crypto Loan Officer?

AspectCrypto LendingCrypto Loan Officer
CredentialsKnowledge of blockchain, cryptocurrencies, and lending platformsFinancial certifications, understanding of crypto assets, and client assessment skills
Work EnvironmentOnline platforms, fintech companies, or crypto exchangesFinancial institutions, banks, or crypto lending firms
Employer & IndustryFintech, cryptocurrency, and blockchain sectorsBanking, financial services, and crypto finance sectors
Search & Comparison IntentUnderstanding crypto lending processes and platformsAssessing loan options and client eligibility in crypto finance

Crypto Lending involves providing loans using cryptocurrencies through online platforms, focusing on platform operations and blockchain technology. A Crypto Loan Officer typically works within financial institutions, evaluating client applications, and managing crypto-backed loans. While both roles require knowledge of cryptocurrencies, Crypto Lending emphasizes platform operation, whereas Crypto Loan Officers focus on client assessment and loan management within financial services.

What are the key skills and qualifications needed to thrive in Crypto Lending, and why are they important?

To thrive in Crypto Lending, you need a solid understanding of blockchain technology, financial analysis, and risk management, often supported by a degree in finance, economics, or computer science. Familiarity with crypto lending platforms, decentralized finance (DeFi) protocols, and relevant certifications such as Certified Blockchain Professional are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top professionals apart in this field. These skills and qualities are crucial for making sound lending decisions, managing risks, and building trust in the rapidly evolving crypto finance sector.
More about Crypto Lending jobs
What cities are hiring for Crypto Lending jobs? Cities with the most Crypto Lending job openings:
What are the most commonly searched types of Crypto Lending jobs? The most popular types of Crypto Lending jobs are:
What states have the most Crypto Lending jobs? States with the most job openings for Crypto Lending jobs include:
Infographic showing various Crypto Lending job openings in the United States as of June 2026, with employment types broken down into 98% Full Time, and 2% Part Time. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $42,087 per year, or $20.2 per hour.
Senior Counsel, Transactions (Capital Markets)

Senior Counsel, Transactions (Capital Markets)

Circle

Portland, IN

$118K - $160K/yr

Full-time

Posted 19 days ago


Key responsibilities

  • Serve as a legal partner to the capital markets business development team by supporting crypto exchange partnerships, digital asset market maker agreements, and institutional capital markets transactions globally.

  • Structure, negotiate, and draft complex agreements for crypto, fintech, and capital markets transactions, including exchange listing, integration, market maker, liquidity provision, co-funding, credit, collateral, and tokenized collateral transactions.

  • Support Arc's capital markets go-to-market by drafting and negotiating agreements with exchanges, liquidity providers, validators, and institutional partners for lending, borrowing, FX, and tokenized asset use cases.


Job description

Circle (NYSE: CRCL) is one of the world's leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle's platform includes the world's largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com.

What you'll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What you'll be responsible for:

Under the direction of the Assistant General Counsel - Transactions, you will play an immediate and direct role in complex commercial transactional work, supporting Circle's global capital markets business - including crypto exchanges, digital asset market makers, and institutional capital markets partners - as well as Circle's Arc network, a purpose-built Layer-1 blockchain for stablecoin finance. We are looking for someone who is highly proactive, accountable, team-oriented, capable of managing multiple competing priorities, and who is excited to join a lean team that executes on a variety of novel and complex legal issues at the cutting edge of crypto and global finance.


What you'll work on:

  • Serve as a trusted legal partner to Circle's capital markets business development team, working collaboratively and building strong lines of communication across global deal teams - with a primary focus on supporting crypto exchange partnerships, digital asset market maker agreements, and institutional capital markets transactions globally.

  • Structure, negotiate, and draft complex crypto, fintech, and capital markets agreements - including exchange listing and integration agreements, market maker and liquidity provision agreements, co-funding, credit and collateral arrangements, and USYC tokenized collateral transactions - addressing legal risk in business-centric ways with the goal of strengthening commercial partnerships and advancing revenue opportunities.

  • Support Arc's capital markets go-to-market, including drafting and negotiating agreements with exchanges, liquidity providers, validators, and institutional partners participating in Arc's lending, borrowing, FX, and tokenized asset use cases.

  • Support the creation and expansion of contract templates and playbooks for capital markets transaction types, including exchange, market maker, and digital asset collateral frameworks, to increase speed and consistency across the deal pipeline.

  • Aid in the development and implementation of processes, procedures, and metrics (including efficient contracting workflows) to increase the overall effectiveness of legal services provided to global capital markets teams.

  • Assist business leaders with contract interpretation and management as they execute deals with exchanges, trading firms, custodians, and other institutional counterparties globally.

  • Remain current on developments in crypto capital markets, digital assets, tokenization, stablecoins, and blockchain infrastructure - including Arc's role as a settlement and capital markets layer - to provide sound, practical transactional advice across Circle's institutional go-to-market motion.

What you'll bring to Circle:
You are passionate about financial technology and the potential of cryptocurrency and blockchains - a team player with a sense of humor who enjoys both learning and mentoring. Commercially minded, you keep the business objective front and center and communicate complex ideas clearly, both verbally and in writing, in a way that allows clients to act on them. You thrive in evolving, fast-moving environments, manage multiple priorities with ease, and exercise sound judgment under pressure - equally comfortable working autonomously and collaborating as part of a team. You are obsessively organized, energetic, and deeply accountable, with a strong sense of ownership over your actions and decisions.
Core Requirements

  • 10+ years of legal experience in capital markets, crypto, or financial services.

  • 3+ years of prior experience at a top-tier law firm.

  • J.D. (or foreign equivalent) and active membership in at least one U.S. State Bar.

  • Extensive experience drafting and negotiating complex crypto, fintech, and capital markets agreements, including exchange, market maker, liquidity provision, collateral, and digital asset transactions.

  • Familiarity with TradFi capital markets concepts - including derivatives, structured products, collateral management, and market infrastructure - and how these intersect with digital asset and blockchain ecosystems.

  • Experience collaborating with cross-functional teams on high-impact, institutional partnerships, with a focus on capital markets, exchanges, and market maker business teams.

  • Ability to manage a variety of initiatives, matters, and transactions requiring analysis and distillation of relevant laws, regulations, and industry standards, ideally in a financial services, fintech, or crypto environment.

  • Ability to identify regulatory, tax, accounting, and other potential implications and quarterback deals to ensure all relevant stakeholders are aligned on transactions.

  • Comfort leveraging AI tools to streamline routine tasks and enhance workflow efficiency, while exercising independent legal judgment and maintaining full responsibility for reviewing, verifying, and validating outputs to ensure legal accuracy and mitigate risk.

  • Willingness to participate in negotiation calls outside standard business hours to support global deal teams.


Preferred Requirements

  • Familiarity with the legal and regulatory landscape across key global markets relevant to Circle's business, including digital assets, stablecoins, tokenization, and capital markets - with an understanding of how product and technology requirements intersect with those frameworks.

  • Prior exposure to ISDA documentation, master trading agreements, or other capital markets framework agreements is a plus.

  • Prior experience working with the Monetary Authority of Singapore and the Financial Supervisory Service regulations is a plus.

  • Experience/familiarity with Slack, Apple MacOS, ChatGPT and other AI tools, and GSuite.

Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

Base Pay Range: $230,000-$297,500

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law.

Should you require accommodations or assistance in our interview process because of a disability, please reach out toaccommodations@circle.comfor support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.

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