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Credit Union Jobs in Oak Ridge, TN (NOW HIRING)

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Credit Union information

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$12

$31

$91

How much do credit union jobs pay per hour?

As of Aug 12, 2026, the average hourly pay for credit union in Oak Ridge, TN is $31.16, according to ZipRecruiter salary data. Most workers in this role earn between $15.62 and $18.37 per hour, depending on experience, location, and employer.

What are the common job titles in credit unions?

Common job titles in credit unions include tellers, loan officers, member service representatives, branch managers, financial advisors, and back-office staff. These roles require customer service skills, financial knowledge, and often relevant certifications or licenses. Positions vary from entry-level to management, supporting daily operations and member needs.

What are the key skills and qualifications needed to thrive as a credit union member service representative, and why are they important?

To thrive as a Credit Union Member Service Representative, you need strong financial knowledge, attention to detail, and typically a background in banking or customer service. Familiarity with banking software, cash handling systems, and compliance regulations is often required. Exceptional communication, problem-solving, and interpersonal skills help you build trust and effectively serve members. These skills and qualities are vital to ensuring accurate transactions, regulatory compliance, and a positive member experience.

What is the difference between Credit Union vs Loan Officer?

AspectCredit UnionLoan Officer
CredentialsTypically requires high school diploma or equivalent; some roles may need financial certificationsRequires high school diploma; often needs mortgage or loan origination licenses
Work EnvironmentNon-profit financial cooperative, community-focusedBanking or lending institutions, sales-driven environment
Employer & IndustryCredit unions, financial servicesBanks, mortgage companies, lending firms
Common Search/ComparisonYesYes

While credit union employees focus on member services and financial products within a cooperative setting, loan officers primarily evaluate and approve loan applications for banks or lending companies. Both roles require financial knowledge, but their work environments and objectives differ, with credit unions emphasizing community and member relations, and loan officers concentrating on lending and sales.

What are some common challenges faced by employees working at a credit union, and how are they typically addressed?

Employees at credit unions often face challenges such as managing a high volume of member inquiries, staying updated with regulatory changes, and ensuring personalized service in a fast-paced environment. To address these, credit unions typically provide ongoing training, emphasize teamwork, and utilize up-to-date technology to streamline processes. Many credit unions also foster a collaborative culture, encouraging staff to share knowledge and support one another, which helps employees deliver excellent service while staying compliant with industry standards.

How hard is it to work at a credit union?

Working at a credit union as a staff member typically involves customer service, financial knowledge, and attention to detail. The job can be demanding during busy hours and may require certifications or training in financial services. Overall, it depends on the role and individual skills, but it generally requires professionalism and good communication skills.

What is a credit union?

A credit union is a member-owned financial cooperative that provides banking services like savings accounts, loans, and credit cards. Unlike banks, credit unions are nonprofit organizations, and any profits are returned to members through lower fees and better interest rates. Membership is typically based on a common bond, such as where you work, live, or your association with a particular group. Credit unions are regulated and insured, making them a safe place for your money. They often focus on personalized service and community involvement.
What are the most commonly searched types of Credit jobs in Oak Ridge, TN? The most popular types of Credit jobs in Oak Ridge, TN are:
What job categories do people searching Credit Union jobs in Oak Ridge, TN look for? The top searched job categories for Credit Union jobs in Oak Ridge, TN are:
What cities near Oak Ridge, TN are hiring for Credit Union jobs? Cities near Oak Ridge, TN with the most Credit Union job openings:
Infographic showing various Credit Union job openings in Oak Ridge, TN as of August 2026, with employment types broken down into 1% Internship, 77% Full Time, 19% Part Time, 1% Contract, and 2% Nights. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $64,819 per year, or $31.2 per hour.

Financial Services Officer - Oak Ridge

ORNL Federal Credit Union

Oak Ridge, TN โ€ข On-site

Full-time

Posted 8 days ago


Job description

The Financial Service Officer (FSO) delivers a high level of member service by building strong relationships and providing comprehensive financial solutions that meet member and employee needs. This role is responsible for assisting members with a wide range of financial transactions and services, including deposit accounts, consumer loans, Individual Retirement Accounts (IRAs), commercial accounts, certificates, fraud education and resolution, and other credit union products and services. The FSO serves as a trusted advisor, identifying opportunities to improve members' financial well-being, support credit union growth, and ensure compliance with established policies and procedures.
Essential Functions and Responsibilities:

  • Provides a high level of professional, courteous, and personalized service while building strong member relationships. Assists and guides members with their financial transactions; opening, maintaining, and closing consumer and commercial accounts; answers questions about products and services; works with business partners to discover member solutions beyond employee's scope.
  • Conducts meaningful member conversations to assess borrowing needs and recommend appropriate loan and ancillary products. Guides members through the consumer loan application process while identifying opportunities to deepen relationships. Adheres to established lending guidelines and clearly communicate loan decisions, including approval terms, denial reasons, payment options, and lending requirements.
  • Assists members with a variety of teller transactions while providing accurate, efficient, and professional service. Maintains current knowledge of fraud trends and prevention practices to identify and mitigate potential risks. Processes transactions within established authority limits and policies and collaborate with coworkers to support branch operations and ensure a positive member experience.
  • Ensures the accuracy and completeness of documentation by thoroughly reviewing system information, supporting documents, disclosures, and agreements. Verifies member information for compliance with credit union policies, regulatory requirements, and established procedures. Maintains a high level of accuracy to minimize risk and support sound practices.
  • Demonstrates a heightened awareness of physical security and member privacy by safeguarding confidential information and adhering to established security procedures. Remains vigilant in identifying potential security risks and taking appropriate action to protect members, employees, and credit union assets.
  • Promotes and actively supports branch and credit union initiatives by participating in sales, service, and operational goals. Demonstrates a commitment to organizational objectives, contributes to team success, and fosters member engagement through consistent advocacy of credit union products, services, and community involvement efforts.
  • Performs other job-related duties as required.


Experience:

  • Minimum 1 year of customer service and/or sales experience is required
  • Minimum 1 year of Lending experience is preferred
  • Minimum 1 year of financial services experience is preferred


Education:

  • High School Diploma or GED is required