As the Credit Strategy - Chase Auto - Vice President, you will report to the Credit Strategy Officer - Executive Director within the Chase Auto Credit Decisioning Unit. You will lead complex credit ...
As the Credit Strategy - Chase Auto - Vice President, you will report to the Credit Strategy Officer - Executive Director within the Chase Auto Credit Decisioning Unit. You will lead complex credit ...
Credit Manager
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
New Hudson, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
New Hudson, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
Redford, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
Redford, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Strategy Ownership & Governance * Own the prescreen credit strategy framework, including selection rules/waterfalls, cutoffs and segmentation for relevant prescreen populations. * Lead strategy ...
Strategy Ownership & Governance * Own the prescreen credit strategy framework, including selection rules/waterfalls, cutoffs and segmentation for relevant prescreen populations. * Lead strategy ...
Credit Manager
Ann Arbor, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
Ann Arbor, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
New Hudson, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
New Hudson, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Lead Analytics Consultant - Business Credit Card - Originations Prescreen Credit Strategy
Charlotte, NC · On-site
Strategy Ownership & Governance * Own the prescreen credit strategy framework, including selection rules/waterfalls, cutoffs and segmentation for relevant prescreen populations. * Lead strategy ...
Lead Analytics Consultant - Business Credit Card - Originations Prescreen Credit Strategy
Charlotte, NC · On-site
Strategy Ownership & Governance * Own the prescreen credit strategy framework, including selection rules/waterfalls, cutoffs and segmentation for relevant prescreen populations. * Lead strategy ...
Credit Manager
Ann Arbor, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
Ann Arbor, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
New Hudson, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
New Hudson, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Accountable for strategic planning to create team and departmental objectives and develops ... Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively ...
Accountable for strategic planning to create team and departmental objectives and develops ... Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively ...
Credit Manager
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Accountable for strategic planning to create team and departmental objectives and develops ... Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively ...
Accountable for strategic planning to create team and departmental objectives and develops ... Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively ...
Credit Manager
New Hudson, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
New Hudson, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Lead Analytics Consultant - Business Credit Card - Originations Prescreen Credit Strategy
Columbus, OH · On-site
Strategy Ownership & Governance * Own the prescreen credit strategy framework, including selection rules/waterfalls, cutoffs and segmentation for relevant prescreen populations. * Lead strategy ...
Lead Analytics Consultant - Business Credit Card - Originations Prescreen Credit Strategy
Columbus, OH · On-site
Strategy Ownership & Governance * Own the prescreen credit strategy framework, including selection rules/waterfalls, cutoffs and segmentation for relevant prescreen populations. * Lead strategy ...
Credit Manager
Hudson, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
Hudson, MI · On-site
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Manager
$5.0K - $8.0K/mo
Executes credit strategy at the local level. * Regular branch visitation to ensure alignment with sales leadership objectives. * Builds customer relationships by spending time in front of customers ...
Credit Strategy information
See salary details
$54K - $62.7K
24% of jobs
$63.2K is the 25th percentile. Wages below this are outliers.
$62.7K - $71.5K
10% of jobs
$71.5K - $80.2K
13% of jobs
The median wage is $84.5K / yr.
$80.2K - $88.9K
6% of jobs
$88.9K - $97.6K
1% of jobs
$97.6K - $106.4K
1% of jobs
$106.4K - $115.1K
5% of jobs
$115.1K - $123.8K
5% of jobs
$131.2K is the 75th percentile. Wages above this are outliers.
$123.8K - $132.5K
11% of jobs
$132.5K - $141.3K
13% of jobs
$141.3K - $150K
11% of jobs
$54K
$100.9K
$150K
How much do credit strategy jobs pay per year?
As of Jul 2, 2026, the average yearly pay for credit strategy in the United States is $100,896.00, according to ZipRecruiter salary data. Most workers in this role earn between $66,500.00 and $135,000.00 per year, depending on experience, location, and employer.
What is credit strategy?
Credit strategy refers to the methods and policies a company or financial institution uses to assess, manage, and optimize credit risk and lending decisions. Professionals in credit strategy analyze data, monitor market trends, and develop frameworks to guide lending practices while minimizing potential losses. Their work ensures that loans and credit products are offered responsibly and profitably, balancing risk with business growth objectives. Credit strategy is essential for maintaining a healthy loan portfolio and supporting the overall financial stability of an organization.
How does a Credit Strategy professional typically collaborate with other departments within a financial institution?
Credit Strategy professionals work closely with departments such as Risk Management, Data Analytics, Product Development, and Underwriting. They often participate in cross-functional meetings to align credit policies with overall business objectives, analyze portfolio performance, and adjust strategies based on market trends or regulatory changes. Effective collaboration ensures credit strategies are both financially sound and responsive to customer needs, fostering a well-balanced approach to risk and growth.
What is the difference between Credit Strategy vs Credit Analyst?
| Aspect | Credit Strategy | Credit Analyst |
|---|---|---|
| Required Credentials | Bachelor's degree, financial certifications (e.g., CFA, CPA) | Bachelor's degree, finance or accounting background |
| Work Environment | Strategic planning, cross-department collaboration | Data analysis, credit risk assessment |
| Employer & Industry Usage | Financial institutions, banks, credit firms | Banks, lending companies, credit agencies |
| Common Search & Comparison | Focuses on credit policies and risk management strategies | Focuses on evaluating individual or corporate creditworthiness |
Credit Strategy professionals develop policies and plans to manage credit risk at an organizational level, while Credit Analysts assess individual credit applications to determine risk. Both roles require financial knowledge, but Credit Strategy is more strategic and policy-oriented, whereas Credit Analysts focus on detailed credit evaluation.
Will a credit analyst be replaced by AI?
Credit analysts perform tasks that involve evaluating financial data and assessing credit risk, which currently require human judgment and expertise. While AI tools can assist with data analysis and automate routine processes, they are unlikely to fully replace credit analysts in the near future due to the need for critical thinking and decision-making skills.
What is the highest paying job in credit?
The highest paying roles in credit typically include senior positions such as Chief Credit Officer or Credit Director, which oversee credit risk management and strategy at a corporate level. These roles often require extensive experience, advanced financial skills, and certifications like CFA or CPA, and can offer salaries exceeding $150,000 annually depending on the company and location.
What is a credit strategy?
A credit strategy involves developing plans and policies to manage credit risk, optimize lending practices, and improve a company's or financial institution's credit portfolio. Credit strategists analyze customer data, market trends, and credit scoring models to make informed decisions that balance risk and profitability. Strong analytical skills and familiarity with credit management tools are essential for this role.
What jobs make $1,000,000 a year?
In the field of credit strategy, high-level roles such as Chief Credit Officer or Chief Risk Officer at large financial institutions can earn salaries exceeding $1 million annually, often including bonuses and stock options. These positions require extensive experience, advanced degrees, and strong leadership skills, typically within a corporate or banking environment. Such compensation is usually reserved for executive-level roles overseeing credit policies and risk management at major firms.
What are the key skills and qualifications needed to thrive in Credit Strategy, and why are they important?
To thrive in Credit Strategy, you need strong analytical skills, knowledge of financial principles, and experience with credit risk assessment, often backed by a degree in finance, economics, or a related field. Familiarity with data analytics tools (such as SAS, SQL, or Python), risk modeling systems, and relevant certifications like CFA or FRM are commonly required. Excellent communication, problem-solving abilities, and attention to detail are crucial soft skills for collaborating with stakeholders and making sound credit decisions. These competencies enable professionals to accurately assess risk, develop effective credit policies, and drive profitability while minimizing losses.
More about Credit Strategy jobs
What job categories do people searching Credit Strategy jobs look for? The top searched job categories for Credit Strategy jobs are:
Full-time
Medical, Retirement
Posted 7 days ago
JPMorgan Chase & Co. rating
8.0
Based on 486 frontline employees who took The Breakroom Quiz
54th of 144 rated banks
Job description
Bring your expertise to JPMorganChase and serve as a senior thought partner in shaping consumer credit strategy, overseeing high-value credit exposures and influencing credit policy across the portfolio.
As the Credit Strategy - Chase Auto - Vice President, you will report to the Credit Strategy Officer - Executive Director within the Chase Auto Credit Decisioning Unit. You will lead complex credit analyses, develop forward-looking risk management strategies, and help define underwriting and policy frameworks aligned with the firm's risk appetite and financial objectives. Partnering closely with Risk, Underwriting, Finance, Legal, and senior leadership, you will balance growth and profitability while ensuring strong governance, controls, and regulatory compliance at JPMorgan Chase.
Job Responsibilities
- Lead evaluation of complex and high-value consumer credit exposures, ensuring alignment with established risk appetite, policies, and underwriting standards.
- Monitor portfolio performance and emerging risk trends across the credit lifecycle; develop and recommend mitigation strategies to protect asset quality and returns.
- Shape and evolve credit policies, underwriting guidelines, and risk management frameworks in support of sustainable growth.
- Serve as a trusted advisor on complex or non-standard credit transactions, providing sound, well-reasoned recommendations to senior stakeholders.
- Collaborate cross-functionally with Risk, Underwriting, Legal, Finance, and Business partners to align credit strategy with the firm's objectives.
- Lead, develop and mentor a team, fostering strong technical capability, sound credit judgment and a culture of accountability and talent development.
Required Qualifications, Capabilities, and Skills
- Bachelor's degree in finance, business, economics, or a related field.
- Minimum 7 years of progressive experience in consumer lending, credit strategy, underwriting, or portfolio risk management within a large, complex financial institution.
- Demonstrated expertise in evaluating and managing credit risk, including strong independent judgment on complex credit decisions.
- Advanced Analytical & Financial Skills: Proven ability to synthesize quantitative analysis, qualitative insights, and market data to drive informed decision-making.
- Strategic Leadership: Ability to translate strategy into execution, identify opportunities for innovation, and influence outcomes in a matrixed organization.
- People Leadership: Track record of developing high-performing teams through coaching, mentorship, and talent stewardship.
- Executive Communication & Influence: Experience delivering clear, compelling insights to senior leadership and influencing decisions at the executive level.
- Initiative & Entrepreneurial Drive: High personal initiative, goal-setting, and entrepreneurial leadership to achieve challenging objectives.
To be eligible for this position, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this position. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
What JPMorgan Chase & Co. employees say
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Benefits
Hours and flexibility
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About JPMorgan Chase & Co
Sourced by ZipRecruiter
Industry
Finance and insurance and banking and credit intermediation
Company size
10,000+ Employees
Headquarters location
New York, NY, US