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Credit Risk Jobs in Tennessee (NOW HIRING)

First Horizon

Credit Analyst Sr

Nashville, TN · On-site

This position will also assist in the credit risk management and servicing of existing portfolios including covenant monitoring, annual servicing, and assessing property/market trends for commercial ...

Fifth Third Bank

Credit Analyst II

Nashville, TN · On-site

The Senior Credit Analyst is primarily responsible for partnering with Portfolio Managers ... Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns ...

Fifth Third Bank

Credit Analyst II

Nashville, TN · On-site

The Credit Analyst II is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. The Credit Analyst II is expected to build proficiency in underwriting ...

Fifth Third

Credit Analyst II

Nashville, TN

The Senior Credit Analyst is primarily responsible for partnering with Portfolio Managers ... Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns ...

Fifth Third

Credit Analyst II

Nashville, TN · On-site

The Credit Analyst II is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. The Credit Analyst II is expected to build proficiency in underwriting ...

Apex Bank

Be Seen First

Loan Relationship Officer

Camden, TN · On-site

$35K - $45K/yr

Collaborate with credit risk and collections teams to resolve delinquencies and problem loans. Client Relationship Management * Serve as a trusted financial advisor to clients, providing guidance on ...

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All JobsCredit Risk JobsCredit Risk Jobs in Tennessee

Credit Risk information

See Tennessee salary details

$45.4K

$99.2K

$166.1K

How much do credit risk jobs pay per year?

As of Jun 19, 2026, the average yearly pay for credit risk in Tennessee is $99,215.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,100.00 and $128,900.00 per year, depending on experience, location, and employer.

What is the highest paying risk management job?

In risk management, senior roles such as Chief Risk Officer (CRO) or Director of Risk typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, advanced certifications like FRM or CFA, and strong leadership skills within financial institutions or large corporations.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the salary of Credit Risk Analyst?

The average salary for a Credit Risk Analyst at JP Morgan typically ranges from $70,000 to $100,000 annually, depending on experience, location, and education. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses and benefits.

Will a credit analyst be replaced by AI?

Credit analysts evaluate financial data and assess credit risk, a role that involves complex judgment and interpretation. While AI tools can automate data analysis and streamline processes, human expertise remains essential for nuanced decision-making and understanding context, making full replacement unlikely in the near term.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is credit risk as a job?

A credit risk professional assesses the likelihood that borrowers will default on their loans or credit obligations. They analyze financial data, credit reports, and economic factors to help organizations manage potential losses and make informed lending decisions, often using risk modeling tools and adhering to regulatory standards.
What are the most commonly searched types of Credit Risk jobs in Tennessee? The most popular types of Credit Risk jobs in Tennessee are:
What are popular job titles related to Credit Risk jobs in Tennessee? For Credit Risk jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Tennessee look for? The top searched job categories for Credit Risk jobs in Tennessee are:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Tennessee as of June 2026, with employment types broken down into 2% As Needed, 83% Full Time, 10% Part Time, 2% Temporary, and 3% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $99,215 per year, or $47.7 per hour.

Credit Analyst Sr

First Horizon

Nashville, TN • On-site

Full-time

Medical, Dental, Vision, Retirement

Posted 8 days ago

First Horizon Bank rating

8.3

Company rating: 8.3 out of 10

Based on 30 frontline employees who took The Breakroom Quiz

34th of 141 rated banks

Job description

Location: Onsite at location listed in posting.
Summary
The Market Investor CR Credit Analyst, Sr (CA Sr.) t will work directly with the Market Investor Commercial Real Estate Portfolio Management team and will be expected to provide high level credit analysis support for commercial real estate loans including loans to acquire, refinance, and develop income-producing properties. This position will also assist in the credit risk management and servicing of existing portfolios including covenant monitoring, annual servicing, and assessing property/market trends for commercial real estate lending portfolios within the footprint.
Essential Duties and Responsibilities
    • Responsible for working with Portfolio Managers to monitor and manage assigned commercial real estate loan portfolio. This responsibility includes timely servicing of the portfolio, tracking and measuring covenants, and monitoring property performance against expectations.
    • Analyze and prepare credit approval documentation in commercial loan system. The Credit Analyst is responsible for accurately reflecting loan terms, collateral, covenants, loan grade inputs, policy exceptions, and calculating credit exposure.
    • Assist in the preparation of credit analyses and annual reviews, including review/analysis of real estate projects, market information, and financial statements for commercial borrowers and guarantors. Real estate and market specific analysis will include review, analysis, and summary of leases, rent rolls, appraisals, construction budgets, proformas, etc. Financial statement analysis may include analysis and presentation of borrower and individual tax returns, global real estate schedules, trends, and debt repayment capacity.
    • Responsible for accurate calculations and inputs and implementation of CRE policies, procedures, and guidelines.
    • Works with the Portfolio Managers and Client Specialists to ensure systems of record are accurate for the loan portfolio.
    • Participates in internal credit conversations with Portfolio Managers, Relationship Managers, and Credit partners.
    • Participates in special projects and assignments and performs other duties as assigned.
    • The successful candidate will consistently demonstrate a high level of ownership in team initiatives, flexibility in responding to internal and client deadlines, the ability to work on multiple assignments, have a high level of detail and follow-through, and the ability to work independently within the framework of the role.

    Knowledge and Skills:
    • Ability to manage multiple projects, while maintaining high attention to detail.
    • Self-starter attitude.
    • Intellectually curious, ability to think outside of the box, assertive.
    • Hard working, smart, creative, analytical, driven, exceptionally organized.
    • Critical thinker possessing analytical skills with the ability to reach logical conclusions on the available information.
    • Strong communication skills and results driven.
    • Ability to work and excel in a team environment.
    • Accurate typing, spelling, and grammar skills.
    • Microsoft Office: strong excel skills.
    • Experience with nCino application is a plus.
    • Ability to read, analyze, and interpret financial reports; perform simple to complex calculations; effectively research, analyze, and evaluate information to make decisions, solve problems and achieve goals.

    Qualifications
    • Bachelor's degree (B.A.), preferably in Finance, Accounting or equivalent in specific work experience.
    • At a minimum, the candidate should have exposure to finance and accounting through completed college courses or relevant work experience.
    • 1 - 4 years of relevant experience and/or training preferred.

About UsFirst Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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