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Credit Risk Jobs in Arkansas (NOW HIRING)

Murphy USA

Fuels Risk Specialist I

El Dorado, AR

GENERAL DESCRIPTION OF POSITION The Fuels Credit Risk Specialist works independently to perform credit risk analysis and proposes credit limits, monitors and controls security, interfaces with ...

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Credit Risk information

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$41.3K

$90.4K

$151.3K

How much do credit risk jobs pay per year?

As of Aug 5, 2026, the average yearly pay for credit risk in Arkansas is $90,392.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,000.00 and $117,400.00 per year, depending on experience, location, and employer.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, often supplemented with bonuses and benefits.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.
What are the most commonly searched types of Credit Risk jobs in Arkansas? The most popular types of Credit Risk jobs in Arkansas are:
What job categories do people searching Credit Risk jobs in Arkansas look for? The top searched job categories for Credit Risk jobs in Arkansas are:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Arkansas as of July 2026, with employment types broken down into 89% Full Time, and 11% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $90,392 per year, or $43.5 per hour.

Fuels Risk Specialist I

Murphy USA

El Dorado, AR

Other

Re-posted 10 days ago

Murphy USA rating

4.2

Company rating: 4.2 out of 10

Based on 256 frontline employees who took The Breakroom Quiz

41st of 46 rated convenience stores

Job description

GENERAL DESCRIPTION OF POSITION
The Fuels Credit Risk Specialist works independently to perform credit risk analysis and proposes credit limits, monitors and controls security, interfaces with customers and the business units, balances risk and return, monitors credit limits and supports team actions to meet both Credit and business unit goals. The incumbent must work in an integrated and effective manner cross-functionally on matters related to credit risk.
ESSENTIAL DUTIES AND RESPONSIBILITIES - Position will primarily focus on Credit Risk.
 Analyze & interpret numerical data and perform financial analysis using a credit scoring model to evaluate the financial wherewithal of prospective and existing customers for the purpose of granting a credit limit.
 Determine if collateral is necessary to reduce credit risk, then work to obtain guarantees and/or letters of credit as appropriate to mitigate risk.   
 Maintain approved credit limits are setup accurately in credit database and confirm that limits are correctly interfacing to commercial systems.
  Prepare weekly cash forecast of receivables from counterparties.
 Reconcile and enter cash receipts received daily.
 Monitor exposures and overdue balances and communicate with customers as necessary to collect payments while identifying problems that are impeding timely payments and work collaboratively with the customers and internal personnel to resolve those issues.
 Prepare daily exposure report for the traders on active bulk counterparties and other periodic reports used internally to determine credit strategies.
 Assist in maintaining customer and retail credit and product authorizations; consignee setups in TABS and at terminals; and identify and resolve loading issues at the terminal rack.
 Process monthly Escrow interest payment and statements.
 Prepare monthly reports for management.
 Assist with departmental SOX testing for internal audits as well as for KPMG. 
 Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
Broad knowledge of such fields as accounting, fuels, marketing, business administration, finance, etc. Bachelor's degree in business. Experience in credit analysis in the oil and gas industry a plus.

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