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Credit Risk Underwriter Jobs in Georgia (NOW HIRING)

Fidelity Bank

Credit Officer

Atlanta, GA · On-site

... risk and mitigants are clearly discussed and policy exceptions are described, supported, and ... Expertise in loan underwriting, portfolio management, written/oral communication skills, and ...

The Fidelity Bank

Credit Officer

Atlanta, GA · On-site

Ensures risk and mitigants are clearly discussed and policy exceptions are described, supported ... Expertise in loan underwriting, portfolio management, written/oral communication skills, and ...

PNC Bank

Underwriter III- Real Estate Banking

Atlanta, GA

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

If relevant, performs ongoing credit risk management for assigned portfolio. May coach and/or review the work of other underwriters and fill in for manager as required. * Contacts internal/external ...

OCONEE STATE BANK

Credit Analyst (3388)

Watkinsville, GA · On-site +1

... underwriting CRE, owner-occupied real estate, and C&I loans, including analyzing NOI, debt service coverage, global cash flow, and collateral values. * Ability to identify and mitigate credit risk ...

Renasant Bank

BBLU Credit Underwriter I

Atlanta, GA · On-site

Overview The BBLU Credit Underwriter I position provides fundamental commercial credit and ... Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed ...

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Credit Risk Underwriter information

See Georgia salary details

$39.3K

$73.7K

$125.4K

How much do credit risk underwriter jobs pay per year?

As of Aug 14, 2026, the average yearly pay for credit risk underwriter in Georgia is $73,706.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,100.00 and $85,700.00 per year, depending on experience, location, and employer.

What is credit risk underwriting?

Credit risk underwriting is the process used by credit risk underwriters to assess the likelihood that a borrower will default on a loan or credit obligation. It involves analyzing financial statements, credit history, and other relevant data to determine the level of risk and appropriate credit terms. Underwriters use tools like credit scoring models and adhere to lending policies to make informed decisions.

What is a credit risk underwriter?

A Credit Risk Underwriter evaluates the creditworthiness of individuals or businesses applying for loans, credit lines, or financial products. They analyze financial statements, credit reports, and risk factors to determine the likelihood of repayment. Their goal is to minimize financial risk for lenders while ensuring responsible lending practices. Underwriters use financial models, industry guidelines, and company policies to assess applications and decide on approvals, declines, or modifications.

What are the key skills and qualifications needed to thrive as a credit risk underwriter?

To excel as a Credit Risk Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of financial statements and credit principles, usually supported by a degree in finance, accounting, or a related field. Familiarity with credit risk assessment software, loan origination systems, and relevant certifications such as CFA or CRC is highly beneficial. Excellent communication, decision-making, and problem-solving skills help candidates collaborate effectively and handle complex risk scenarios. These competencies are crucial to accurately assess creditworthiness, minimize financial risk, and ensure the organization's lending decisions are sound.

What are the typical challenges faced by a credit risk underwriter, and how are they managed?

Credit Risk Underwriters often handle complex financial profiles and must balance thorough risk assessment with the need to process applications efficiently. Managing tight deadlines, adapting to changing regulatory requirements, and navigating ambiguous or incomplete financial information are common challenges. Effective underwriters leverage teamwork, advanced analytics tools, and ongoing professional development to stay current with industry trends and best practices. By working closely with loan officers, compliance teams, and risk managers, they ensure informed lending decisions while maintaining high standards of accuracy and compliance.

What are the most commonly searched types of Credit Risk Underwriter jobs in Georgia?

The most popular types of Credit Risk Underwriter jobs in Georgia are:

What are popular job titles related to Credit Risk Underwriter jobs in Georgia?

For Credit Risk Underwriter jobs in Georgia, the most frequently searched job titles are:

What job categories do people searching Credit Risk Underwriter jobs in Georgia look for?

The top searched job categories for Credit Risk Underwriter jobs in Georgia are:

Credit Risk Underwriter jobs near you
Infographic showing various Credit Risk Underwriter job openings in Georgia as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $73,706 per year, or $35.4 per hour.

Credit Officer, Vice Present - Asset Based Lending

JPMorgan Chase & Co.

Atlanta, GA • On-site

Full-time

Medical, Retirement

Posted 25 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 494 frontline employees who took The Breakroom Quiz

71st of 171 rated banks

Job description


As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.
As a Lead Credit Risk Manager -Vice President on the Asset Based Lending team, you are responsible for managing an assigned portfolio of Commercial and Specialized Industries clients who have Asset Based loans and all other related exposure. Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with clients, other product partners, internal and external legal counsel, lenders, consultants and investors.
Job Responsibilities
  • Lead all aspects of the credit relationship, including credit analysis, financial modeling and coordinating credit approval for all products including loans, derivatives, leases and cash management
  • Proactively support and enhance client relationships
  • Assign and assess internal ratings, risk assessment and risk mitigation. Recommend changes in structure or account management strategy to address negative trends. Assess monthly, quarterly and annual financial statements and borrowing base reporting
  • Provide leadership in structuring and negotiating Credit Agreements, amendments and waivers. Manage and monitor loan products including affirmative, negative and financial covenant compliance. Manage ongoing communication with bank group members as well as with other team members.
  • Interpret collateral appraisals and field exams. Ongoing monitoring of collateral trends and liquidity, establishing reserves and recommending appropriate course of action to address issues
  • Effectively challenge Banking Teams, partner with Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations
  • Communicate with Senior Management, respond to regulatory requests and maintain internal credit files
  • Train and mentor junior team members

Required Qualifications, Capabilities and Skills
  • Bachelor's degree, required
  • 5+ years of experience in commercial banking, credit risk, portfolio management and underwriting
  • Strong understanding of capital markets, financing structures, derivatives and cash management products as well as related documentation
  • Excellent communication skills - both written and verbal
  • Ability to multitask in a fast paced environment
  • Strong interpersonal and relationship development skills
  • Proficiency in Microsoft Excel, Word, PowerPoint and Outlook

Preferred Qualifications, Capabilities and Skills
  • Bachelor's degree in Accounting or Finance, preferred
  • Asset Based financing knowledge strongly preferred
  • Formal credit training

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

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