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Collateral Underwriter Jobs in Georgia (NOW HIRING)

Captives Underwriter

Alpharetta, GA · Hybrid

$124K - $199K/yr

... collateral management. * Possesses a deep understanding of the business. * Demonstrated ... Production Underwriting and Sales * Exhibits a commitment to finding ways to write profitable new ...

Captives Underwriter

Alpharetta, GA · Hybrid

$124K - $199K/yr

... collateral management. * Possesses a deep understanding of the business. * Demonstrated ... Production Underwriting and Sales * Exhibits a commitment to finding ways to write profitable new ...

Senior Surety Underwriter

Alpharetta, GA · On-site +1

$80K - $127K/yr

IAT Surety has an immediate opening for a Surety Senior Underwriter located in our Birmingham ... This means perfecting indemnity agreements, possibly taking collateral, escrow arrangements, or ...

CLU Senior Credit Underwriting Manager

Atlanta, GA · On-site

$94K - $112K/yr

Review and analyze all pertinent credit, collateral, and financial information * Prepare all ... Experience in underwriting one or more specialty type loans experience * Ability to demonstrate a ...

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Showing results 1-20

Collateral Underwriter information

See Georgia salary details

$27.4K

$66.6K

$117.8K

How much do collateral underwriter jobs pay per year?

As of Sep 12, 2026, the average yearly pay for collateral underwriter in Georgia is $66,604.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,500.00 and $73,500.00 per year, depending on experience, location, and employer.

What is a collateral underwriter?

A Collateral Underwriter is responsible for evaluating the value and risk associated with real estate used as loan collateral. They analyze appraisal reports, market trends, and regulatory guidelines to ensure accuracy and compliance. Their role helps lenders mitigate risks by determining whether a property's valuation supports the loan amount. Strong analytical skills and knowledge of underwriting guidelines are essential for this position.

What skills and qualifications are needed to be a collateral underwriter?

To thrive as a Collateral Underwriter, a solid background in real estate valuation, risk analysis, and loan underwriting—often supported by a bachelor’s degree in finance, business, or a related field—is essential. Familiarity with industry-standard appraisal software, loan origination systems (LOS), and knowledge of regulatory guidelines like USPAP and FNMA/FHLMC standards are typically required. Strong analytical thinking, attention to detail, and effective written and verbal communication skills help set top performers apart. These skills ensure accurate collateral evaluation, sound risk mitigation, and smooth collaboration with loan officers, appraisers, and compliance teams.

What challenges do collateral underwriters face and how are they addressed?

Collateral Underwriters often encounter challenges such as complex property valuations, incomplete or inconsistent documentation, and tight deadlines for loan approvals. Addressing these issues typically involves close collaboration with appraisers, borrowers, and internal teams to gather accurate data and ensure thorough due diligence. Utilizing up-to-date technology and maintaining a strong understanding of market conditions and regulatory changes can help underwriters make informed decisions. Developing excellent organizational and communication skills also aids in managing workflow and resolving issues efficiently. Being proactive and adaptable is key to overcoming day-to-day hurdles in this important risk management role.

Is it hard to become a collateral underwriter?

Becoming a collateral underwriter typically requires a bachelor's degree in finance, real estate, or a related field, along with strong analytical skills and knowledge of loan and collateral evaluation. Gaining experience through internships or entry-level positions in lending or underwriting can also be helpful; certifications like the Certified Commercial Investment Member (CCIM) may enhance prospects. The role involves detailed analysis and attention to detail, but the difficulty varies based on individual background and training.

What job categories do people searching Collateral Underwriter jobs in Georgia look for?

The top searched job categories for Collateral Underwriter jobs in Georgia are:

Infographic showing various Collateral Underwriter job openings in Georgia as of August 2026, with employment types broken down into 100% Full Time. Highlights an 89% In-person, and 11% Hybrid job distribution, with an average salary of $66,604 per year, or $32 per hour.

Collateral Risk Analyst

Atlanta, GA • On-site

MountainSeed Appraisal Management LLC
Finance and Insurance • 51 - 200 employees

$55K - $70K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 7 days ago


Job description

HOW YOU’LL MAKE A DIFFERENCE:

The Collateral Risk Analyst evaluates results of automated quality control reviews of commercial real estate appraisal reports to determine accuracy of review model results and to mitigate valuation and regulatory compliance risks. This is a remote role that requires experience as a certified general real estate appraiser or commercial real estate appraisal underwriter. The incumbent is primarily responsible for determination of valuation risk by providing expert knowledge in assessing, validating, and responding to results of proprietary appraisal review tool(s) and taking action to remediate any valuation risks identified by the tool or discovered independently by the Analyst. The purpose of this role is to provide expertise in employing results indicated by appraiser-developed appraisal review software intended to produce a robust, data-driven assessment of the reasonableness of valuations.

IN THIS ROLE, YOU’LL GET TO:

  • Evaluate results of automated quality control reviews of commercial real estate appraisal reports to determine automated model accuracy and to mitigate valuation risks. for properties located throughout the United States
  • Employ appraiser-developed, automated review software to:
    • Evaluate reports for logical consistency and completeness
    • Assess whether report’s methodologies, approaches, and conclusions suggest compliance with federal and state regulations, and applicable bank policies.
    • Identify errors, omissions, inconsistencies, and deficiencies
    • Complete all tasks within established turnaround time standards while maintaining required quality benchmarks.
  • Communicate knowledgably and proficiently with appraisers and other valuation professionals to request corrections, clarifications, or revisions as needed to meet compliance standards.
  • Conduct all workflow activities — including report receipt/delivery and communications— exclusively through the company’s designated web portals and applications.
  • Evaluate vendor performance and provide feedback to support the maintenance of approved appraiser/vendor panel(s).
  • Participate in scheduled staff calls, ongoing professional development, and training activities.
  • Maintain strict confidentiality of all client, bank, and appraisal report information.
  • Maintain strict adherence to company policies and applicable laws, rules and regulations.
  • Perform additional duties as assigned by the Appraisal Operations management team.

THIS OPPORTUNITY IS FOR YOU IF YOU HAVE/ARE:

  • Required
    • Certified General Real Property Appraiser license in good standing OR 10+ years experience as commercial real estate collateral risk/appraisal underwriter
    • Demonstrated knowledge of commercial real estate appraisal methodology, valuation theory, and applicable valuation approaches (Sales Comparison, Income Capitalization, Cost).
    • Working knowledge of Interagency Appraisal and Evaluation Guidelines, USPAP, FIRREA requirements, and applicable federal and state appraisal regulations.
    • Strong attention to detail with the ability to identify errors, omissions, and logical inconsistencies in complex valuation reports.
    • Ability to manage multiple assignments simultaneously, prioritize effectively, and meet deadlines in a remote work environment.
    • Proficiency with Microsoft Office Suite (e.g., Word, Excel, Outlook, Teams).
    • Proficiency with and/or willingness to learn artificial intelligence tools (Augur, Copilot, Claude, Chat GPT) for daily use.
    • Strong written and verbal communication skills, including the ability to document findings clearly and concisely.
    • Ability to work independently and as a self-starter with minimal supervision.
  • Preferred
    • Bachelor’s degree in finance, economics, accounting, real estate, or a closely related field.
    • Experience evaluating appraisal compliance and/or risk in a bank, AMC, or regulatory environment.
    • Familiarity with commercial mortgage lending operations and bank credit policies.
    • Experience with appraisal management software or web-based review platforms.

PERFORMANCE STANDARDS

  • Complete all tasks within established deadlines, maintaining a strong on-time delivery rate.
  • Deliver work product that meets defined quality thresholds, as assessed through pre-delivery quality checks conducted by the Review Manager.
  • Maintain clear, professional, and timely written communication with appraisers, valuation professionals, clients, and internal team members.
  • Actively participate in team meetings and continuous improvement initiatives.

PERFORMANCE METRICS

  • Production Units — tracked via Appraisal Management System (AMS)
  • On-Time Delivery Rate — tracked via AMS
  • Quality Rating — assessed through pre-delivery review by Review Manager
  • Team Participation — engagement in weekly staff calls and professional development activities

WHAT WE OFFER: 3 weeks of PTO, 13 company paid holidays, paid parental leave, and a flexible work environment. Medical, Dental, Vision, Life, Disability, and 401K plans begin the first of the month after 30 days of employment.

OUR PURPOSE is to provide opportunities that help people thrive using their God-given abilities.

OUR CORE VALUES:

  • Be a Self-Starter. Continuously seek ways to improve yourself and the business, take responsibility, and act with urgency to solve problems.
  • Be a Team Player. Prioritize team success over individual achievements, support your colleagues, and contribute to creating high-performing teams.
  • Be a Patriot. Focus on the greater good of the organization, be honest about what’s working, and passionately work towards making the company better.
  • Do it Right. Uphold high standards and integrity, even when no one is watching, and always aim to do the right thing.
  • Be Humble. Lead by serving others, value diverse perspectives, and remain open to new ideas and feedback.

WHAT WE DO:

As the largest commercial real estate services marketplace in the nation, MountainSeed MarketPlace offers a comprehensive range of appraisal management, review services, and more. MountainSeed Analytics platform provides real-time, accurate real estate data insights, helping clients make informed decisions in markets across the U.S. MountainSeed’s Capital Markets Solutions including Loan Sale Advisory and Sale Leaseback Programs assist in enhancing an institution’s financial health.

 

MountainSeed is proud to be an Equal Opportunity Employer and provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, age, national origin, disability, veteran status, pregnancy, sexual orientation, or any other characteristic protected by law.