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Collateral Underwriter Jobs in Georgia (NOW HIRING)

The Hartford

Captives Underwriter

Alpharetta, GA · Hybrid

$124K - $199K/yr

... collateral management. * Possesses a deep understanding of the business. * Demonstrated ... Production Underwriting and Sales * Exhibits a commitment to finding ways to write profitable new ...

Renasant

CLU Senior Credit Underwriting Manager

Atlanta, GA · On-site

$94K - $112K/yr

Review and analyze all pertinent credit, collateral, and financial information * Prepare all ... Experience in underwriting one or more specialty type loans experience * Ability to demonstrate a ...

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Collateral Underwriter information

See Georgia salary details

$27.4K

$66.6K

$117.8K

How much do collateral underwriter jobs pay per year?

As of Aug 11, 2026, the average yearly pay for collateral underwriter in Georgia is $66,604.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,500.00 and $73,500.00 per year, depending on experience, location, and employer.

What challenges do collateral underwriters face and how are they addressed?

Collateral Underwriters often encounter challenges such as complex property valuations, incomplete or inconsistent documentation, and tight deadlines for loan approvals. Addressing these issues typically involves close collaboration with appraisers, borrowers, and internal teams to gather accurate data and ensure thorough due diligence. Utilizing up-to-date technology and maintaining a strong understanding of market conditions and regulatory changes can help underwriters make informed decisions. Developing excellent organizational and communication skills also aids in managing workflow and resolving issues efficiently. Being proactive and adaptable is key to overcoming day-to-day hurdles in this important risk management role.

What is a collateral underwriter?

A Collateral Underwriter is responsible for evaluating the value and risk associated with real estate used as loan collateral. They analyze appraisal reports, market trends, and regulatory guidelines to ensure accuracy and compliance. Their role helps lenders mitigate risks by determining whether a property's valuation supports the loan amount. Strong analytical skills and knowledge of underwriting guidelines are essential for this position.

What skills and qualifications are needed to be a collateral underwriter?

To thrive as a Collateral Underwriter, a solid background in real estate valuation, risk analysis, and loan underwriting—often supported by a bachelor’s degree in finance, business, or a related field—is essential. Familiarity with industry-standard appraisal software, loan origination systems (LOS), and knowledge of regulatory guidelines like USPAP and FNMA/FHLMC standards are typically required. Strong analytical thinking, attention to detail, and effective written and verbal communication skills help set top performers apart. These skills ensure accurate collateral evaluation, sound risk mitigation, and smooth collaboration with loan officers, appraisers, and compliance teams.

What are popular job titles related to Collateral Underwriter jobs in Georgia? For Collateral Underwriter jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Collateral Underwriter jobs in Georgia look for? The top searched job categories for Collateral Underwriter jobs in Georgia are:
Collateral Underwriter jobs near you
Infographic showing various Collateral Underwriter job openings in Georgia as of August 2026, with employment types broken down into 88% Full Time, 8% Part Time, 1% Temporary, and 3% Contract. Highlights an 85% Physical, 6% Hybrid, and 9% Remote job distribution, with an average salary of $66,604 per year, or $32 per hour.

Senior Collateral Risk Analyst

Federal Home Loan Bank of Atlanta

Atlanta, GA • On-site

Full-time

Re-posted 21 days ago

Job description

Compensation Grade:

11

BASIC PURPOSE:

Conducts collateral verification reviews in accordance with Bank policy, and otherwise analyzes and evaluates collateral pledged to the Bank to support lending by the Bank.

ESSENTIAL FUNCTIONS:

  • Prepares and participates in the evaluation of all mortgage loan collateral pledged to the Bank, including residential loans, multi-family loans, commercial real estate loans, HELOC/second, and farmland mortgage loans to evaluate loan quality and eligibility, and to ensure compliance with Bank policy, procedures, and regulations.

  • Demonstrates leadership abilities through active participation in departmental meetings including identification of process weaknesses with recommendations for improvement.

  • Participates in the development, design, enhancement, and maintenance of comprehensive financial spreadsheets, models, and collateral-related software systems to facilitate the analysis and monitoring of the Bank's collateral.

  • Reviews the work of third-party contractors and provides directional leadership regarding delegation and prioritization of work as it relates to collateral verification reviews.

  • Provides guidance to less experienced Collateral Risk Analysts in Collateral Services department policies, procedures, and practices.

  • Interacts with member institutions daily regarding the eligibility of various assets as collateral and provides members with guidelines and interpretation of the Bank's collateral policies.

  • Conducts exit meetings with senior management of member institutions summarizing collateral verification review findings.

  • Assists management in formulating Bank policies and procedures.

  • Assists in the development of system and/or software programs to facilitate the analysis and monitoring of member financial data and collateral information.

  • This description provides general information necessary to depict the essential and non-essential functions of the job and shall not be construed as a detailed description of all the required work that may be inherent in the job.

KNOWLEDGE, SKILLS, ABILITIES:

Requires a strong knowledge of evaluating and underwriting mortgage loan files including loan documentation.

Requires a highly detail-oriented individual with the ability to manage multiple projects with minimal supervision.

A thorough knowledge of Microsoft Excel and Word, as well as practical experience utilizing VPNs.

Strong communication, presentation, and problem-solving skills.

Position does require travel with some being overnight.

MINIMUM REQUIREMENTS

A bachelor's degree in finance, accounting, or real estate, and a minimum of six years of work experience in the analysis of residential or commercial real estate, lending, or underwriting, with specific experience in loan documentation, appraisal review, due diligence or the equivalent combination of education and experience is necessary. A master's degree is preferred.

Work Location:This individual must reside within commuting distance from ourAtlanta, GAoffice. This position may not be filled in New Jersey, either in-person or remotely.

Work Schedule:Onsite with an opportunity to work remote partially.

Visa Sponsorship: Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

We are an equal opportunity employer.

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