Thoroughly review and process credit applications * Assess credit risk and establish credit limits up to $10K- for new and /or current customers * Use D&B reports, trade references, financial ...
Thoroughly review and process credit applications * Assess credit risk and establish credit limits up to $10K- for new and /or current customers * Use D&B reports, trade references, financial ...
... Credit Risk, Audit and federal examiners as may be applicable. * Assist and train other team ... Appraisal or review experience with a variety of property types. Experience with complex and ...
... Credit Risk, Audit and federal examiners as may be applicable. * Assist and train other team ... Appraisal or review experience with a variety of property types. Experience with complex and ...
Credit Analyst
$150/day
Review legal documentation associated with loan requests to ensure that credit terms align with our risk appetite and credit policies, reducing risks and maintaining consistency. * Market Insights:
Credit Analyst
$150/day
Review legal documentation associated with loan requests to ensure that credit terms align with our risk appetite and credit policies, reducing risks and maintaining consistency. * Market Insights:
Credit Analyst
Grand Rapids, MI · On-site
$150/day
Review legal documentation associated with loan requests to ensure that credit terms align with our risk appetite and credit policies, reducing risks and maintaining consistency. * Market Insights:
Credit Analyst
Grand Rapids, MI · On-site
$150/day
Review legal documentation associated with loan requests to ensure that credit terms align with our risk appetite and credit policies, reducing risks and maintaining consistency. * Market Insights:
Credit Analyst I
Monroe, MI · On-site
This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...
Credit Analyst I
Monroe, MI · On-site
This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...
Credit Analyst I
Monroe, MI · On-site
This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...
Credit Analyst I
Monroe, MI · On-site
This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...
Credit Analyst I
Ann Arbor, MI · On-site
Prepare written risk analysis of commercial loan applications * Ensure compliance with all Bank ... Regularly reviews compliance with all applicable laws and regulations relating to the commercial ...
Quick apply
Credit Analyst I
Ann Arbor, MI · On-site
Prepare written risk analysis of commercial loan applications * Ensure compliance with all Bank ... Regularly reviews compliance with all applicable laws and regulations relating to the commercial ...
Credit Analyst I
Ann Arbor, MI · On-site
Prepare written risk analysis of commercial loan applications * Ensure compliance with all Bank ... Regularly reviews compliance with all applicable laws and regulations relating to the commercial ...
Credit Analyst I
Ann Arbor, MI · On-site
Prepare written risk analysis of commercial loan applications * Ensure compliance with all Bank ... Regularly reviews compliance with all applicable laws and regulations relating to the commercial ...
Prepare written risk analysis of commercial loan applications * Ensure compliance with all Bank ... Regularly reviews compliance with all applicable laws and regulations relating to the commercial ...
Prepare written risk analysis of commercial loan applications * Ensure compliance with all Bank ... Regularly reviews compliance with all applicable laws and regulations relating to the commercial ...
Credit Analyst II
Ann Arbor, MI · On-site
... change risk ratings of existing loans, and otherwise suggesting the appropriate credit action. * Conduct independent and objective annual reviews of existing loans as well as scheduled and ...
Quick apply
Credit Analyst II
Ann Arbor, MI · On-site
... change risk ratings of existing loans, and otherwise suggesting the appropriate credit action. * Conduct independent and objective annual reviews of existing loans as well as scheduled and ...
Credit Analyst II
Ann Arbor, MI · On-site
... change risk ratings of existing loans, and otherwise suggesting the appropriate credit action. * Conduct independent and objective annual reviews of existing loans as well as scheduled and ...
Credit Analyst II
Ann Arbor, MI · On-site
... change risk ratings of existing loans, and otherwise suggesting the appropriate credit action. * Conduct independent and objective annual reviews of existing loans as well as scheduled and ...
Commercial Lending Director I
Midland, MI · On-site
Prepare and review portfolio reporting, risk metrics, and Board-level materials; support strategic, operational, and credit-related initiatives as assigned. * Serve as project support on various ...
Commercial Lending Director I
Midland, MI · On-site
Prepare and review portfolio reporting, risk metrics, and Board-level materials; support strategic, operational, and credit-related initiatives as assigned. * Serve as project support on various ...
... change risk ratings of existing loans, and otherwise suggesting the appropriate credit action. * Conduct independent and objective annual reviews of existing loans as well as scheduled and ...
... change risk ratings of existing loans, and otherwise suggesting the appropriate credit action. * Conduct independent and objective annual reviews of existing loans as well as scheduled and ...
Credit Risk & Portfolio Management * Partner with credit to ensure annual reviews and line of credit renewals are completed on a timely basis, for individual and team member portfolios. Ensure risk ...
Credit Risk & Portfolio Management * Partner with credit to ensure annual reviews and line of credit renewals are completed on a timely basis, for individual and team member portfolios. Ensure risk ...
Credit Risk & Portfolio Management * Partner with credit to ensure annual reviews and line of credit renewals are completed on a timely basis, for individual and team member portfolios. Ensure risk ...
Credit Risk & Portfolio Management * Partner with credit to ensure annual reviews and line of credit renewals are completed on a timely basis, for individual and team member portfolios. Ensure risk ...
... risk management, and compliance with approval processes, risk rating systems, and regulatory ... Day to day, you will guide your team through complex credit work, including reviewing financial ...
... risk management, and compliance with approval processes, risk rating systems, and regulatory ... Day to day, you will guide your team through complex credit work, including reviewing financial ...
Commercial Credit Manager
Troy, MI · On-site
... risk management, and compliance with approval processes, risk rating systems, and regulatory ... Day to day, you will guide your team through complex credit work, including reviewing financial ...
Commercial Credit Manager
Troy, MI · On-site
... risk management, and compliance with approval processes, risk rating systems, and regulatory ... Day to day, you will guide your team through complex credit work, including reviewing financial ...
Financial Analyst
Ann Arbor, MI · Hybrid
Reviews the investment portfolio and ensures the Credit Union maintains acceptable levels of interests and liquidity risk. * Assists with Asset Liability Management reporting and presentation ...
Financial Analyst
Ann Arbor, MI · Hybrid
Reviews the investment portfolio and ensures the Credit Union maintains acceptable levels of interests and liquidity risk. * Assists with Asset Liability Management reporting and presentation ...
Credit Utility Analyst
Detroit, MI · On-site
Involved in other related risk and commercial business activities, as required. Focus of role will ... review experience in the banking industry is preferred. * Must be proficient in basic software ...
Credit Utility Analyst
Detroit, MI · On-site
Involved in other related risk and commercial business activities, as required. Focus of role will ... review experience in the banking industry is preferred. * Must be proficient in basic software ...
... risk management, and compliance with approval processes, risk rating systems, and regulatory ... Day to day, you will guide your team through complex credit work, including reviewing financial ...
... risk management, and compliance with approval processes, risk rating systems, and regulatory ... Day to day, you will guide your team through complex credit work, including reviewing financial ...
Credit Risk Reviewer information
What are the key skills and qualifications needed to thrive as a Credit Risk Reviewer, and why are they important?
To thrive as a Credit Risk Reviewer, you need a strong background in finance, accounting, and risk assessment, typically supported by a bachelor’s degree in a related field. Familiarity with credit analysis tools, risk rating systems, and regulatory compliance frameworks such as Basel II/III is important, as well as proficiency in Excel and financial modeling software. Attention to detail, analytical thinking, and effective communication are crucial soft skills for evaluating creditworthiness and presenting findings. These skills ensure accurate risk assessments, regulatory adherence, and sound decision-making to protect an organization’s financial health.
How does a Credit Risk Reviewer typically collaborate with other departments to ensure accurate risk assessments?
Credit Risk Reviewers work closely with teams such as loan origination, underwriting, and compliance to gather comprehensive information about borrowers and lending practices. They often participate in cross-departmental meetings to discuss findings, identify trends in credit quality, and recommend improvements to credit policies. Effective collaboration ensures that risk assessments are thorough and align with regulatory standards, ultimately helping the organization make informed lending decisions. This collaborative environment also provides opportunities to learn from other specialties and expand one's expertise within the financial institution.
What does a Credit Risk Reviewer do?
A Credit Risk Reviewer is responsible for assessing and evaluating the credit risk associated with lending decisions at financial institutions. They analyze loan portfolios, review credit policies, and ensure compliance with internal and regulatory standards. By identifying potential risks and weaknesses in lending practices, they help organizations minimize losses and maintain healthy credit quality. Their work often involves preparing detailed reports and recommending improvements to credit processes and controls.
What is the difference between Credit Risk Reviewer vs Credit Analyst?
| Aspect | Credit Risk Reviewer | Credit Analyst |
|---|---|---|
| Required Credentials | Bachelor's degree, certifications like CFA or credit-specific training | Bachelor's degree, often similar certifications or coursework in finance or economics |
| Work Environment | Reviewing credit files, assessing risk, and ensuring compliance | Analyzing financial data, preparing credit reports, and making lending recommendations |
| Employer & Industry Usage | Financial institutions, banks, credit agencies | Banks, lending institutions, corporate finance departments |
Both roles involve assessing creditworthiness, but Credit Risk Reviewers focus on evaluating existing credit files for risk and compliance, while Credit Analysts analyze financial data to recommend new credit approvals. They often work together within financial institutions to manage credit portfolios effectively.
What are popular job titles related to Credit Risk Reviewer jobs in Michigan? For Credit Risk Reviewer jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Credit Risk Reviewer jobs in Michigan look for? The top searched job categories for Credit Risk Reviewer jobs in Michigan are:
What cities in Michigan are hiring for Credit Risk Reviewer jobs? Cities in Michigan with the most Credit Risk Reviewer job openings:
Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Posted 21 days ago
Job description
About PVS Chemicals, Inc.
PVS enables our world through the safe and reliable delivery of chemistry, either created by us or sourced through trusted partners. The products and services that we provide touch everyone in some unique way. We are passionate about the work we do and abide by our guiding principles, The Nicholson Nine, to be a safe and sustainable chemical provider the world trusts. With a career at PVS, you'll play a vital role in the daily lives of millions of people.
Description: The Commercial Credit and Collections Analyst I is an entry level position. The chosen analyst will be part of a diverse team that analyzes customer financial conditions and authorize credit lines. Collect on delinquent accounts to maximize cash flow and reduce losses.
Responsibilities (May include but not limited to):
Required Education / Training / Equivalent Experience (Prior to hire / transfer):
OJT (Required within the initial employment period)
Benefits Include:
PVS values diversity and is committed to upholding the laws and regulations published by the Equal Employment Opportunity Commission. As an equal opportunity employer, PVS makes all employment-related decisions based upon qualifications, merit, and business needs.
Applicants must be able to pass a drug screen and background check.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
PVS enables our world through the safe and reliable delivery of chemistry, either created by us or sourced through trusted partners. The products and services that we provide touch everyone in some unique way. We are passionate about the work we do and abide by our guiding principles, The Nicholson Nine, to be a safe and sustainable chemical provider the world trusts. With a career at PVS, you'll play a vital role in the daily lives of millions of people.
Description: The Commercial Credit and Collections Analyst I is an entry level position. The chosen analyst will be part of a diverse team that analyzes customer financial conditions and authorize credit lines. Collect on delinquent accounts to maximize cash flow and reduce losses.
Responsibilities (May include but not limited to):
- Thoroughly review and process credit applications
- Assess credit risk and establish credit limits up to $10K- for new and /or current customers
- Use D&B reports, trade references, financial documents, history and online data
- Secure prompt payment from customers
- Negotiate customer disputes to resolution
- Effectively collaborate with internal PVS groups
- Cash application group to ensure accuracy of aging report
- Customer service to resolve invoicing disputes and gather necessary paperwork
- PVS sales team on severely delinquent accounts
- Perform all tasks as assigned by supervisor and/or Corporate Treasurer
- Support the values of the company provided in the guiding principles in the Nicholson Nine
Required Education / Training / Equivalent Experience (Prior to hire / transfer):
- College coursework and/or 2 years' experience focused on bookkeeping or accounting.
- Knowledge of accounts receivable and receipts application systems.
- Excellent planning and organizational skills with the ability to handle a diverse and significant workload
- Communication skills - ability to express ideas clearly and concisely, in writing, e-mails, and verbally.
- Effective work skills - conscientious, persistent, resourceful, productive and active.
- Willingness to take ownership and drive results
- Generate Excel worksheets to maintain data and analyze trends
- Works accurately and quickly under operational deadlines
- Ability to operate computer hardware and to work with software applications
OJT (Required within the initial employment period)
- Ability to collaborate with vendors, customers and associates in an efficient and professional manner.
- Must exercise a high level of confidentiality in handling Corporate financial and customer information.
- ADAGE skills
- Analyze D&B reports
- Gather and analyze documents for credit approval process
- Work with customer to secure timely payments
- Collaborate with respective PVS Departments to resolve customer account concerns
- Tactfully negotiate payment plans with customer where necessary
Benefits Include:
- Paid Time Off
- Health Insurance
- Dental Insurance
- Vision Coverage
- Life Insurance
- Short Term Disability
- Health Savings Account
- 401K Matching
PVS values diversity and is committed to upholding the laws and regulations published by the Equal Employment Opportunity Commission. As an equal opportunity employer, PVS makes all employment-related decisions based upon qualifications, merit, and business needs.
Applicants must be able to pass a drug screen and background check.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.