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Credit Risk Reviewer Jobs in Massachusetts (NOW HIRING)

Rockland Trust

Senior Loan Reviewer

Brockton, MA · On-site

The Senior Loan Reviewer is responsible for independently evaluating the accuracy of credit ratings for the bank's loan portfolio, as well as the effectiveness of credit risk management processes.

ICP Group

Credit & Collections Manager

Andover, MA · On-site

Credit Management & Risk Assessment * Evaluate new customer credit applications and establish appropriate credit limits and payment terms. * Conduct ongoing reviews of customer creditworthiness using ...

ICP Group

Credit & Collections Manager

Andover, MA · On-site

Credit Management & Risk Assessment * Evaluate new customer credit applications and establish appropriate credit limits and payment terms. * Conduct ongoing reviews of customer creditworthiness using ...

Talently

Senior Credit Analyst

Franklin, MA · On-site

$90K - $100K/yr

... risk management. The Senior Credit Analyst role provides the opportunity to lead credit quality reviews for commercial, commercial real estate and construction loans, manage a small team of analysts ...

River Run Services LLC

Senior Credit Officer

Haverhill, MA · On-site

$83K - $121K/yr

Provide back up coverage for the Chief Credit Risk Officer and the Commercial Credit Review and Analysis manager when needed * Performs additional duties, as directed by management. Qualifications ...

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Credit Risk Reviewer information

What does a credit risk reviewer do?

A Credit Risk Reviewer is responsible for assessing and evaluating the credit risk associated with lending decisions at financial institutions. They analyze loan portfolios, review credit policies, and ensure compliance with internal and regulatory standards. By identifying potential risks and weaknesses in lending practices, they help organizations minimize losses and maintain healthy credit quality. Their work often involves preparing detailed reports and recommending improvements to credit processes and controls.

How does a credit risk reviewer typically collaborate with other departments to ensure accurate risk assessments?

Credit Risk Reviewers work closely with teams such as loan origination, underwriting, and compliance to gather comprehensive information about borrowers and lending practices. They often participate in cross-departmental meetings to discuss findings, identify trends in credit quality, and recommend improvements to credit policies. Effective collaboration ensures that risk assessments are thorough and align with regulatory standards, ultimately helping the organization make informed lending decisions. This collaborative environment also provides opportunities to learn from other specialties and expand one's expertise within the financial institution.

What are the key skills and qualifications needed to thrive as a credit risk reviewer, and why are they important?

To thrive as a Credit Risk Reviewer, you need a strong background in finance, accounting, and risk assessment, typically supported by a bachelor’s degree in a related field. Familiarity with credit analysis tools, risk rating systems, and regulatory compliance frameworks such as Basel II/III is important, as well as proficiency in Excel and financial modeling software. Attention to detail, analytical thinking, and effective communication are crucial soft skills for evaluating creditworthiness and presenting findings. These skills ensure accurate risk assessments, regulatory adherence, and sound decision-making to protect an organization’s financial health.

What is the difference between Credit Risk Reviewer vs Credit Analyst?

AspectCredit Risk ReviewerCredit Analyst
Required CredentialsBachelor's degree, certifications like CFA or credit-specific trainingBachelor's degree, often similar certifications or coursework in finance or economics
Work EnvironmentReviewing credit files, assessing risk, and ensuring complianceAnalyzing financial data, preparing credit reports, and making lending recommendations
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, corporate finance departments

Both roles involve assessing creditworthiness, but Credit Risk Reviewers focus on evaluating existing credit files for risk and compliance, while Credit Analysts analyze financial data to recommend new credit approvals. They often work together within financial institutions to manage credit portfolios effectively.

What are popular job titles related to Credit Risk Reviewer jobs in Massachusetts? For Credit Risk Reviewer jobs in Massachusetts, the most frequently searched job titles are:
What job categories do people searching Credit Risk Reviewer jobs in Massachusetts look for? The top searched job categories for Credit Risk Reviewer jobs in Massachusetts are:
What cities in Massachusetts are hiring for Credit Risk Reviewer jobs? Cities in Massachusetts with the most Credit Risk Reviewer job openings:
Credit Risk Reviewer jobs near you
Infographic showing various Credit Risk Reviewer job openings in Massachusetts as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution.

Senior Loan Reviewer

Rockland Trust

Brockton, MA • On-site

Full-time

Medical, Dental, Life, Retirement, PTO

Re-posted 8 days ago

Job description


Rockland Trust is a full-service commercial bank and financial services company committed to helping our neighbors reach their financial goals. Founded in 1907 and headquartered in Massachusetts, we proudly serve individuals, families, and businesses throughout New England with a strong emphasis on personal relationships, local decision-making, and community impact.
With a broad range of banking, wealth management, and investment solutions, Rockland Trust combines the resources of a growing financial institution with the personalized service of a community bank. Our long-standing philosophy-Where Each Relationship Matters®-guides how we work with our customers, colleagues, and communities every day.
At Rockland Trust, our employees are at the heart of our success. We foster a collaborative, inclusive, and values-driven culture that encourages professional growth, innovation, and work-life balance. We are deeply committed to community involvement, financial education, and creating a workplace where individuals can build meaningful, long-term careers.
The Senior Loan Reviewer is responsible for independently evaluating the accuracy of credit ratings for the bank's loan portfolio, as well as the effectiveness of credit risk management processes. Reporting to the Director of Loan Review, this role ensures adherence to internal credit policies, regulatory expectations, and safe-and-sound banking practices. The position plays a critical role in identifying emerging credit risks, assessing underwriting standards, and providing actionable insights to senior management.
Duties and Responsibilities
  • Conduct comprehensive reviews of CRE, C&I, business banking and consumer loan relationships to assess credit quality and risk ratings in accordance with Loan Review's coverage plan.
  • Validate risk rating accuracy and timeliness in accordance with bank's risk rating framework and in alignment with regulatory expectations.
  • Assess for each credit the underwriting quality, borrower and global cash flow, financial analysis, guarantor strength, collateral valuation, covenant structure and compliance, loan terms, and approval documentation.
  • Prepare detailed loan review work papers and assist with reports and risk assessments.
  • Assign review findings, recommend practical and risk-appropriate corrective actions, and track remediation efforts through resolution.
  • Maintain in-depth knowledge of all policies and procedures related to lending, credit rating and problem loan monitoring.
  • Assess compliance with internal loan policies, credit procedures, and applicable banking regulations.
  • Work closely with Credit Administration, line of business and commercial bankers on specific credit reviews in scope, including detailed discussions regarding observations and findings.
Required Skills
  • Strong attention to detail, critical thinking, and independent judgment.
  • Advanced proficiency in commercial credit analysis, financial statement interpretation, and cash flow assessment and use of any related software.
  • Strong written and verbal communication skills, capable of expressing well-supported credit review opinions, including dissenting views when necessary.
  • Excellent analytical and problem-solving skills
  • Deep understanding of regulatory guidance, including interagency credit classification standards and loan review expectations.
  • Solid knowledge of lending practices, policies, procedures, disclosures and terminology related to banking laws, regulatory requirements and legal documents.
  • Strong organizational and time management skills, with the ability to manage competing priorities and deliver high-quality work in a deadline-driven environment.
  • Demonstrate strong ethics.
Experience and Qualifications
  • Bachelor's degree in finance, accounting, business, or related field (MBA or relevant certification preferred).
  • Minimum 7-10+ years of relevant loan review, or related commercial credit experience (direct lending, workout, risk management and/or regulatory).
  • Strong understanding of credit risks associated with CRE and construction lending, as well as more complex C&I lending (including industry specializations and leveraged lending).
  • Strong understanding of credit risk management frameworks, problem loan management, and regulatory examination expectations in a community or regional bank environment.
  • Track record of producing high-quality, independently supported credit review work product that has withstood regulatory examination scrutiny is preferred.
  • Experience participating in or supporting risk-based loan review programs, including familiarity with risk-based sampling methodologies and continuous monitoring concepts is preferred.
  • Proficiency with loan review systems is a plus.

Benefits & Culture
Our goal is to offer our colleagues the most generous benefits package possible. We provide a comprehensive suite of benefits designed to support your health, financial security, and overall, well-being. Benefits include: competitive compensation with performance-based incentive awards, health and dental insurance, a 401(k) and DC retirement plan, LTD and life insurance, paid vacation, day care reimbursement, tuition assistance for undergraduate and graduate programs, an award-winning wellness program, and much more!
At Rockland Trust, you'll find a respectful and inclusive environment where everyone has the opportunity to succeed. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Pay Transparency
Compensation for this role will be based on a variety of factors, including skills, experience, education, and internal equity. The salary range posted reflects the company's good-faith estimate of the range for this position at the time of posting. Actual compensation may vary. In addition to base salary, certain positions may be eligible for additional compensation, including commissions, incentive awards or stipends.
Accessibility & Accommodations
We are committed to providing reasonable accommodations to enable individuals with disabilities to perform the essential functions of their roles.

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