ZipRecruiter

Log In

1

Credit Risk Reviewer Jobs in Massachusetts (NOW HIRING)

MutualOne Bank

Credit Analyst II

Framingham, MA

Monitor adherence to loan policies and credit risk review policies * Assist with reviewing borrowing bases for formula-based / non-conforming asset-based loans * Prepare memos and management reports ...

Rockland Trust

Senior Loan Reviewer

Brockton, MA

The Senior Loan Reviewer is responsible for independently evaluating the accuracy of credit ratings for the bank's loan portfolio, as well as the effectiveness of credit risk management processes.

Rockland Trust

Senior Loan Reviewer

Brockton, MA · On-site

The Senior Loan Reviewer is responsible for independently evaluating the accuracy of credit ratings for the bank's loan portfolio, as well as the effectiveness of credit risk management processes.

Rockland Trust

Senior Loan Reviewer

Brockton, MA · On-site

The Senior Loan Reviewer is responsible for independently evaluating the accuracy of credit ratings for the bank's loan portfolio, as well as the effectiveness of credit risk management processes.

next page

Showing results 1-20

All JobsCredit Risk Reviewer JobsCredit Risk Reviewer Jobs in Massachusetts

Credit Risk Reviewer information

What does a Credit Risk Reviewer do?

A Credit Risk Reviewer is responsible for assessing and evaluating the credit risk associated with lending decisions at financial institutions. They analyze loan portfolios, review credit policies, and ensure compliance with internal and regulatory standards. By identifying potential risks and weaknesses in lending practices, they help organizations minimize losses and maintain healthy credit quality. Their work often involves preparing detailed reports and recommending improvements to credit processes and controls.

How does a Credit Risk Reviewer typically collaborate with other departments to ensure accurate risk assessments?

Credit Risk Reviewers work closely with teams such as loan origination, underwriting, and compliance to gather comprehensive information about borrowers and lending practices. They often participate in cross-departmental meetings to discuss findings, identify trends in credit quality, and recommend improvements to credit policies. Effective collaboration ensures that risk assessments are thorough and align with regulatory standards, ultimately helping the organization make informed lending decisions. This collaborative environment also provides opportunities to learn from other specialties and expand one's expertise within the financial institution.

What are the key skills and qualifications needed to thrive as a Credit Risk Reviewer, and why are they important?

To thrive as a Credit Risk Reviewer, you need a strong background in finance, accounting, and risk assessment, typically supported by a bachelor’s degree in a related field. Familiarity with credit analysis tools, risk rating systems, and regulatory compliance frameworks such as Basel II/III is important, as well as proficiency in Excel and financial modeling software. Attention to detail, analytical thinking, and effective communication are crucial soft skills for evaluating creditworthiness and presenting findings. These skills ensure accurate risk assessments, regulatory adherence, and sound decision-making to protect an organization’s financial health.

What is the difference between Credit Risk Reviewer vs Credit Analyst?

AspectCredit Risk ReviewerCredit Analyst
Required CredentialsBachelor's degree, certifications like CFA or credit-specific trainingBachelor's degree, often similar certifications or coursework in finance or economics
Work EnvironmentReviewing credit files, assessing risk, and ensuring complianceAnalyzing financial data, preparing credit reports, and making lending recommendations
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, corporate finance departments

Both roles involve assessing creditworthiness, but Credit Risk Reviewers focus on evaluating existing credit files for risk and compliance, while Credit Analysts analyze financial data to recommend new credit approvals. They often work together within financial institutions to manage credit portfolios effectively.

What are popular job titles related to Credit Risk Reviewer jobs in Massachusetts? For Credit Risk Reviewer jobs in Massachusetts, the most frequently searched job titles are:
What job categories do people searching Credit Risk Reviewer jobs in Massachusetts look for? The top searched job categories for Credit Risk Reviewer jobs in Massachusetts are:
What cities in Massachusetts are hiring for Credit Risk Reviewer jobs? Cities in Massachusetts with the most Credit Risk Reviewer job openings:
Credit Risk Reviewer jobs near you
Infographic showing various Credit Risk Reviewer job openings in Massachusetts as of July 2026, with employment types broken down into 89% Full Time, and 11% Part Time. Highlights an 83% In-person, 13% Hybrid, and 4% Remote job distribution.
Credit Risk Review Specialist I

Credit Risk Review Specialist I

Eastern Bank

Wakefield, MA • On-site

$85K - $140K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 6 days ago

Eastern Bank rating

8.3

Company rating: 8.3 out of 10

Based on 22 frontline employees who took The Breakroom Quiz

40th of 149 rated banks

Job description

Hiring Range: $85,665 - $140,736

The posted salary range reflects Eastern's expected hiring range. Actual pay may vary based on experience, skills, and market factors; additional compensation may apply. Eastern offers a robust benefits and retirement package. Please see the description of benefits included with this job posting for additional information.

Independent Credit Risk Review, Credit Risk Rating Validation, Transaction Level Credit Analysis, Portfolio & Concentration Risk, CECL / ACL Support & Data Validation, Regulatory Exam Readiness, Issue Identification, Escalation & Follow Up.

The job's mission is to provide the Bank with an independent mechanism to assist in early detection of loan problems, ensure accurate loan ratings, monitor compliance with policies, procedures and regulations, and assess portfolio administration of Relationship Managers and Portfolio Managers.

  • Conduct risk-based reviews of Commercial loan exposures within assigned portfolios. Evaluate underwriting quality, risk rating accuracy, portfolio monitoring, documentation completeness, collateral valuation, and problem loan identification.
  • Identify potential underwriting and risk rating issues and provide observations. Escalate concerns to senior reviewers or team leadership for guidance and resolution.  
  • Engage collaboratively with Lending, Credit, and Portfolio Management.  Incorporate Line of Business input where appropriate without compromising final judgments. 
  • Maintain broad knowledge of Bank credit policies and procedures to measure appropriate adherence during loan reviews. Stay well informed on credit products, industry trends and regulatory changes.
  • Provide concise analysis of each reviewed borrower, including an independent assessment of repayment capacity, covenant adherence, legal documentation, and industry risk. 
  • Compile data collected during review and synthesized the findings.
  • Support departmental projects and initiatives aimed at improving credit review processes and risk management practices.

 

PROBLEM SOLVING & DECISION MAKING: The VP / Credit Risk Review Specialist I performs assigned reviews with guidance from senior team members. Key observations, potential concerns, and review results are shared with the Team Leader and Director of Credit Risk Review. 

Education and Experience 

Bachelor's degree or equivalent, 3-5 years of experience in credit analysis, commercial lending, or a related field. Commercial lending, regulatory examination, workout, and/or portfolio management experience are beneficial to this role.

Skills/Knowledge 

Foundational understanding of commercial lending and underwriting principles, understanding of commercial legal documentation, solid oral and written communication skills, and the ability to work independently are critical. Demonstrated proficiency in all aspects of the lending process. Excellent analytical, interpersonal and problem-solving skills. Experience with x-cell and Microsoft tools.

Working Conditions 

This is a hybrid role with approximately 20% in-office expected in Wakefield, MA 

At Eastern Bank, we pride ourselves on supporting our employees by offering tremendous opportunity for individual growth. As an inclusive company, we work to ensure that our valued employees are treated fairly, recognized for their individuality, and encouraged to reach their fullest potential. These values have earned us a reputation as a great place to work and provide a strong reason why you should consider a career with us. We are proud to offer comprehensive compensation plans and a benefits program called Total Rewards that includes medical, dental, vision, life and disability insurance, retirement, vacation and tuition reimbursement.

Eastern Bank is an equal opportunity employer.  All job applicants will be considered for employment without regard to race, color, religious creed, national origin, sex, sexual orientation, gender identity, genetic information, military service, age, ancestry, or disability.

At Eastern Bank, we are dedicated to building a diverse, equitable, inclusive and authentic workplace. If you're excited about this role but your experience doesn't fully align with every qualification, we still encourage you to apply! You may be just the right candidate for this position or others across the company. Our Recruitment team is waiting to chat with YOU.

What Eastern Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply