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Credit Risk Review Jobs in Massachusetts (NOW HIRING)

MutualOne Bank

Credit Analyst II

Framingham, MA

Monitor adherence to loan policies and credit risk review policies * Assist with reviewing borrowing bases for formula-based / non-conforming asset-based loans * Prepare memos and management reports ...

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$94.5K

$172.9K

$261.6K

How much do credit risk review jobs pay per year?

As of Jul 16, 2026, the average yearly pay for credit risk review in Massachusetts is $172,897.00, according to ZipRecruiter salary data. Most workers in this role earn between $145,800.00 and $193,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Credit Risk Review position, and why are they important?

To thrive as a Credit Risk Review professional, you need a solid understanding of credit risk assessment, financial analysis, and regulatory compliance, typically supported by a degree in finance, accounting, or a related field. Familiarity with risk management software, data analytics tools, and possibly certifications such as FRM or CFA is highly valued. Strong attention to detail, analytical thinking, and effective communication skills are essential soft skills for success. These abilities are crucial for accurately evaluating credit exposures, ensuring regulatory adherence, and providing actionable recommendations that protect the organization's financial health.

What are the typical daily responsibilities of someone in a Credit Risk Review role?

A Credit Risk Review professional typically spends their day analyzing credit portfolios, assessing borrower risk profiles, and ensuring compliance with internal credit policies and external regulations. Regular tasks include conducting file reviews, preparing detailed risk reports, and identifying trends or potential problem credits. You will often collaborate with relationship managers, credit analysts, and senior management to discuss findings and recommend improvements. The role requires balancing independent analysis with team collaboration, making it both intellectually engaging and integral to the organization's risk management strategy.

What is a Credit Risk Review job?

A Credit Risk Review job involves assessing the quality of a financial institution's credit portfolio to ensure that loans and credit exposures align with the organization's risk appetite and regulatory standards. Professionals in this role analyze borrower financials, evaluate underwriting practices, and provide independent assessments of credit risk management. They also identify emerging risks, ensure compliance with internal policies, and recommend improvements to mitigate potential losses. This role is critical in maintaining the overall health and stability of a lending institution.

What are the most commonly searched types of Credit Risk Review jobs in Massachusetts? The most popular types of Credit Risk Review jobs in Massachusetts are:
What are popular job titles related to Credit Risk Review jobs in Massachusetts? For Credit Risk Review jobs in Massachusetts, the most frequently searched job titles are:
What job categories do people searching Credit Risk Review jobs in Massachusetts look for? The top searched job categories for Credit Risk Review jobs in Massachusetts are:
Credit Risk Review jobs near you
Infographic showing various Credit Risk Review job openings in Massachusetts as of July 2026, with employment types broken down into 79% Full Time, 20% Part Time, and 1% Temporary. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $172,897 per year, or $83.1 per hour.
Credit Risk Review Specialist I

Credit Risk Review Specialist I

Eastern Bank

Wakefield, MA • On-site

$85K - $140K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 5 days ago

Eastern Bank rating

8.3

Company rating: 8.3 out of 10

Based on 22 frontline employees who took The Breakroom Quiz

40th of 149 rated banks

Job description

Hiring Range: $85,665 - $140,736

The posted salary range reflects Eastern's expected hiring range. Actual pay may vary based on experience, skills, and market factors; additional compensation may apply. Eastern offers a robust benefits and retirement package. Please see the description of benefits included with this job posting for additional information.

Independent Credit Risk Review, Credit Risk Rating Validation, Transaction Level Credit Analysis, Portfolio & Concentration Risk, CECL / ACL Support & Data Validation, Regulatory Exam Readiness, Issue Identification, Escalation & Follow Up.

The job's mission is to provide the Bank with an independent mechanism to assist in early detection of loan problems, ensure accurate loan ratings, monitor compliance with policies, procedures and regulations, and assess portfolio administration of Relationship Managers and Portfolio Managers.

  • Conduct risk-based reviews of Commercial loan exposures within assigned portfolios. Evaluate underwriting quality, risk rating accuracy, portfolio monitoring, documentation completeness, collateral valuation, and problem loan identification.
  • Identify potential underwriting and risk rating issues and provide observations. Escalate concerns to senior reviewers or team leadership for guidance and resolution.  
  • Engage collaboratively with Lending, Credit, and Portfolio Management.  Incorporate Line of Business input where appropriate without compromising final judgments. 
  • Maintain broad knowledge of Bank credit policies and procedures to measure appropriate adherence during loan reviews. Stay well informed on credit products, industry trends and regulatory changes.
  • Provide concise analysis of each reviewed borrower, including an independent assessment of repayment capacity, covenant adherence, legal documentation, and industry risk. 
  • Compile data collected during review and synthesized the findings.
  • Support departmental projects and initiatives aimed at improving credit review processes and risk management practices.

 

PROBLEM SOLVING & DECISION MAKING: The VP / Credit Risk Review Specialist I performs assigned reviews with guidance from senior team members. Key observations, potential concerns, and review results are shared with the Team Leader and Director of Credit Risk Review. 

Education and Experience 

Bachelor's degree or equivalent, 3-5 years of experience in credit analysis, commercial lending, or a related field. Commercial lending, regulatory examination, workout, and/or portfolio management experience are beneficial to this role.

Skills/Knowledge 

Foundational understanding of commercial lending and underwriting principles, understanding of commercial legal documentation, solid oral and written communication skills, and the ability to work independently are critical. Demonstrated proficiency in all aspects of the lending process. Excellent analytical, interpersonal and problem-solving skills. Experience with x-cell and Microsoft tools.

Working Conditions 

This is a hybrid role with approximately 20% in-office expected in Wakefield, MA 

At Eastern Bank, we pride ourselves on supporting our employees by offering tremendous opportunity for individual growth. As an inclusive company, we work to ensure that our valued employees are treated fairly, recognized for their individuality, and encouraged to reach their fullest potential. These values have earned us a reputation as a great place to work and provide a strong reason why you should consider a career with us. We are proud to offer comprehensive compensation plans and a benefits program called Total Rewards that includes medical, dental, vision, life and disability insurance, retirement, vacation and tuition reimbursement.

Eastern Bank is an equal opportunity employer.  All job applicants will be considered for employment without regard to race, color, religious creed, national origin, sex, sexual orientation, gender identity, genetic information, military service, age, ancestry, or disability.

At Eastern Bank, we are dedicated to building a diverse, equitable, inclusive and authentic workplace. If you're excited about this role but your experience doesn't fully align with every qualification, we still encourage you to apply! You may be just the right candidate for this position or others across the company. Our Recruitment team is waiting to chat with YOU.

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