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Credit Risk Review Jobs in Massachusetts (NOW HIRING)

Rockland Trust

Senior Loan Reviewer

Brockton, MA · On-site

Minimum 7-10+ years of relevant loan review, or related commercial credit experience (direct lending, workout, risk management and/or regulatory). * Strong understanding of credit risks associated ...

Liberty Mutual Insurance

Credit Analyst

Boston, MA · On-site

$57K/yr

... review of basic to moderately complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products ...

Liberty Mutual

Credit Analyst

Boston, MA

$57K - $101K/yr

... review of basic to moderately complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products ...

Liberty Mutual

Credit Analyst

Boston, MA · On-site

... review of basic to moderately complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products ...

Liberty Mutual

Credit Analyst

Boston, MA

$57K - $101K/yr

... review of basic to moderately complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products ...

River Run Services LLC

Senior Credit Officer

Haverhill, MA · On-site

$83K - $121K/yr

Provide back up coverage for the Chief Credit Risk Officer and the Commercial Credit Review and Analysis manager when needed * Performs additional duties, as directed by management. Qualifications ...

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$94.5K

$172.9K

$261.6K

How much do credit risk review jobs pay per year?

As of Jul 19, 2026, the average yearly pay for credit risk review in Massachusetts is $172,897.00, according to ZipRecruiter salary data. Most workers in this role earn between $145,800.00 and $193,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Credit Risk Review position, and why are they important?

To thrive as a Credit Risk Review professional, you need a solid understanding of credit risk assessment, financial analysis, and regulatory compliance, typically supported by a degree in finance, accounting, or a related field. Familiarity with risk management software, data analytics tools, and possibly certifications such as FRM or CFA is highly valued. Strong attention to detail, analytical thinking, and effective communication skills are essential soft skills for success. These abilities are crucial for accurately evaluating credit exposures, ensuring regulatory adherence, and providing actionable recommendations that protect the organization's financial health.

What are the typical daily responsibilities of someone in a Credit Risk Review role?

A Credit Risk Review professional typically spends their day analyzing credit portfolios, assessing borrower risk profiles, and ensuring compliance with internal credit policies and external regulations. Regular tasks include conducting file reviews, preparing detailed risk reports, and identifying trends or potential problem credits. You will often collaborate with relationship managers, credit analysts, and senior management to discuss findings and recommend improvements. The role requires balancing independent analysis with team collaboration, making it both intellectually engaging and integral to the organization's risk management strategy.

What is a Credit Risk Review job?

A Credit Risk Review job involves assessing the quality of a financial institution's credit portfolio to ensure that loans and credit exposures align with the organization's risk appetite and regulatory standards. Professionals in this role analyze borrower financials, evaluate underwriting practices, and provide independent assessments of credit risk management. They also identify emerging risks, ensure compliance with internal policies, and recommend improvements to mitigate potential losses. This role is critical in maintaining the overall health and stability of a lending institution.

What are the most commonly searched types of Credit Risk Review jobs in Massachusetts? The most popular types of Credit Risk Review jobs in Massachusetts are:
What are popular job titles related to Credit Risk Review jobs in Massachusetts? For Credit Risk Review jobs in Massachusetts, the most frequently searched job titles are:
What job categories do people searching Credit Risk Review jobs in Massachusetts look for? The top searched job categories for Credit Risk Review jobs in Massachusetts are:
Credit Risk Review jobs near you
Infographic showing various Credit Risk Review job openings in Massachusetts as of July 2026, with employment types broken down into 79% Full Time, 20% Part Time, and 1% Temporary. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $172,897 per year, or $83.1 per hour.
Commercial Credit Officer

Commercial Credit Officer

Bay State Savings Bank

Worcester, MA

Full-time

Re-posted 7 days ago

Job description

Experienced Credit Administration Officer (AVP/VP Level Opportunity)
Worcester, MA
About Us:
Established in 1895, Bay State Bank is an approximately $550MM, Massachusetts-based mutual Bank. As a Bank owned by a mutual holding company, the Bank is effectively governed by its depositors, and its mutual ownership structure allows it to focus on long-term and community impact rather than short-term profits. BSB has seven branch locations in Central Massachusetts. BSB is the only remaining Bank originally headquartered in Worcester, Massachusetts: the second largest city in New England. BSB is a value-driven organization committed to intentional actions and investments that position the Bank as the community’s preferred partner for banking.
The Opportunity:
We are seeking an experienced Credit Administration Officer to support the oversight, administration, and ongoing risk management of the Bank’s commercial credit function.
This is a highly impactful role responsible for supporting the strength, integrity, and performance of the Bank’s commercial loan portfolio through strong credit analysis, sound underwriting practices, and proactive portfolio monitoring. Working closely with the SVP – Credit Administration and Commercial Banking leadership, this position will help ensure credit decisions align with the Bank’s loan policy, regulatory expectations, and long-term strategic objectives.
The final officer designation (AVP/VP) will be determined based on the selected candidate’s experience, demonstrated expertise, and alignment with the responsibilities of the position.
Key Responsibilities:
Credit Risk amp; Portfolio Oversight
  • Support credit administration activities, including portfolio monitoring, risk rating integrity, covenant compliance, and credit quality reviews
  • Analyze new and existing commercial credit relationships to assess financial strength, repayment ability, collateral adequacy, and overall risk
  • Assist with identifying, monitoring, and recommending strategies to address emerging credit concerns
  • Support oversight of classified assets, delinquencies, and portfolio trends
Underwriting amp; Credit Administration
  • Prepare, review, and provide recommendations on commercial credit analyses and loan presentations
  • Evaluate loan structures, including collateral, guarantor support, repayment sources, and covenant requirements
  • Partner with Commercial Banking team members to provide credit guidance and support
Committee amp; Management Reporting
  • Assist in the preparation of credit-related reporting and materials for Loan Committee, Executive Management, and Board-level committees
  • Provide analysis related to portfolio composition, concentrations, risk ratings, asset quality trends, and other key credit metrics
  • Support Loan Committee administration, including materials, documentation, and follow-up items
ACL amp; Portfolio Analytics
  • Support the Allowance for Credit Losses (ACL) process, including data collection, analysis, and reporting
  • Partner with Credit Administration leadership and Finance to ensure accurate portfolio information and appropriate credit risk monitoring
Policy, Compliance amp; Regulatory Support
  • Ensure credit activities align with regulatory expectations, internal policies, and sound banking practices
  • Support regulatory examinations, audits, and loan reviews through preparation of materials and responses
Collaboration amp; Continuous Improvement
  • Partner cross-functionally with Commercial Banking, Loan Operations, Finance, and other departments to support effective credit administration practices
  • Identify opportunities to strengthen credit processes, reporting, and workflows
  • Provide guidance and support to team members on credit analysis and underwriting practices
  • Maintain awareness of market conditions, industry trends, and regulatory developments
About You:
  • 10+ years of progressive commercial banking, credit analysis, underwriting, portfolio management, or credit administration experience
  • Deep expertise in underwriting, financial analysis, and portfolio risk management
  • Strong knowledge of regulatory frameworks and credit governance
  • Proven ability to lead teams and influence senior stakeholders
  • Executive presence with strong communication and decision-making skills
  • Strategic mindset with a disciplined approach to risk
  • Bachelor’s degree in Finance, Accounting, or related field (advanced degree or certifications preferred)
Why Bay State Bank?
  • Community-focused mutual bank committed to long-term relationships and local impact
  • Collaborative, values-based culture
  • Opportunity to contribute to the continued growth and strength of the Bank’s commercial lending function
  • Direct partnership with experienced Credit and Commercial Banking leadership
  • Meaningful opportunity to influence credit practices, portfolio management, and process improvement
Bay State Bank is committed to offering compensation that is fair, competitive, and informed by the market. The salary range for this position starts at $110,000 annually, with final offers determined based on a candidate’s individual qualifications, including experience, skills, education, and any relevant certifications.
We also take a thoughtful approach to internal equity, ensuring that compensation decisions are aligned with our existing team and consistent across the organization. As part of our commitment to growth and development, starting offers are typically positioned to allow for future progression over time.
We encourage open dialogue throughout the hiring process and welcome any questions related to compensation and benefits to ensure clarity and alignment for both you and our team.

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