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Credit Risk Review Jobs in Miami, FL (NOW HIRING)

Review and assess mortgage credit applications for completeness, accuracy, and compliance with regulatory and internal guidelines. * Coordinate with underwriting and risk management teams to evaluate ...

Quarterback credit reviews by managing stakeholders to meet policy, governance, and timing requirements * Apply risk-based criteria to qualify accounts, determine appropriate review scope, and assess ...

Proactively work to identify weakness in loans to minimize the bank's exposure, reduce credit risk ... reviewing any required documentation or reports in a timely fashion, monitoring loan payments ...

Determine Risk Ratings -- Confirm the Industry Risk Rating (IRR) and Hold Limits as well as ... Review and analyze all 3rd party reports -- Obtain all 3rd party reports and include findings in ...

Determine Risk Ratings -- Confirm the Industry Risk Rating (IRR) and Hold Limits as well as ... Review and analyze all 3rd party reports -- Obtain all 3rd party reports and include findings in ...

Prepare detailed credit memorandums, financial analyses, and risk assessments. * Review personal and business financial statements, tax returns, liquidity positions, and collateral structures.

Provide oversight of the domestic loan portfolio, ensuring timely reviews, accurate risk ratings ... Lead and develop credit teams, ensuring adherence to policies, regulatory requirements, and sound ...

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Credit Risk Review information

See Miami, FL salary details

$82.7K

$151.4K

$229.1K

How much do credit risk review jobs pay per year?

As of Aug 23, 2026, the average yearly pay for credit risk review in Miami, FL is $151,417.00, according to ZipRecruiter salary data. Most workers in this role earn between $127,700.00 and $169,800.00 per year, depending on experience, location, and employer.

What is a credit risk review?

A Credit Risk Review job involves assessing the quality of a financial institution's credit portfolio to ensure that loans and credit exposures align with the organization's risk appetite and regulatory standards. Professionals in this role analyze borrower financials, evaluate underwriting practices, and provide independent assessments of credit risk management. They also identify emerging risks, ensure compliance with internal policies, and recommend improvements to mitigate potential losses. This role is critical in maintaining the overall health and stability of a lending institution.

What are the typical daily responsibilities of someone in a credit risk review role?

A Credit Risk Review professional typically spends their day analyzing credit portfolios, assessing borrower risk profiles, and ensuring compliance with internal credit policies and external regulations. Regular tasks include conducting file reviews, preparing detailed risk reports, and identifying trends or potential problem credits. You will often collaborate with relationship managers, credit analysts, and senior management to discuss findings and recommend improvements. The role requires balancing independent analysis with team collaboration, making it both intellectually engaging and integral to the organization's risk management strategy.

What are the key skills and qualifications needed to thrive in the credit risk review position, and why are they important?

To thrive as a Credit Risk Review professional, you need a solid understanding of credit risk assessment, financial analysis, and regulatory compliance, typically supported by a degree in finance, accounting, or a related field. Familiarity with risk management software, data analytics tools, and possibly certifications such as FRM or CFA is highly valued. Strong attention to detail, analytical thinking, and effective communication skills are essential soft skills for success. These abilities are crucial for accurately evaluating credit exposures, ensuring regulatory adherence, and providing actionable recommendations that protect the organization's financial health.

What job categories do people searching Credit Risk Review jobs in Miami, FL look for?

The top searched job categories for Credit Risk Review jobs in Miami, FL are:

What cities near Miami, FL are hiring for Credit Risk Review jobs?

Cities near Miami, FL with the most Credit Risk Review job openings:

Infographic showing various Credit Risk Review job openings in Miami, FL as of August 2026, with employment types broken down into 81% Full Time, and 19% Part Time. Highlights an 80% In-person, and 20% Hybrid job distribution, with an average salary of $151,417 per year, or $72.8 per hour.

Residential Mortgage Underwriter

Amerantbank

Miami, FL • On-site

Full-time

Re-posted 27 days ago


Job description

About the Role:

This role plays a critical role in ensuring the integrity and compliance of mortgage credit processes within the organization. This position is responsible for overseeing the evaluation, approval, and monitoring of mortgage credit applications to mitigate risk and uphold regulatory standards. The officer will collaborate closely with, risk management, and compliance teams to maintain accurate documentation and adherence to internal policies and external regulations. By analyzing credit data and financial statements, the officer ensures that mortgage lending decisions are sound and support the institution's financial health. Ultimately, this role contributes to the organization's goal of providing responsible lending solutions while minimizing credit risk exposure.

Minimum Qualifications:

  • Bachelor’s degree in Finance, Business Administration, Economics, or a related field.
  • Minimum of 3 years of experience in mortgage credit administration, underwriting, or a related financial services role.
  • Strong knowledge of mortgage lending regulations and compliance requirements in the United States.
  • Proficiency in credit analysis and financial statement review.
  • Excellent organizational skills with attention to detail and accuracy.

Preferred Qualifications:

  • Professional certification such as Certified Mortgage Banker (CMB) or similar credentials.
  • Experience with mortgage loan origination systems and credit risk management software.
  • Familiarity with federal and state mortgage lending laws including RESPA, TILA, and ECOA.
  • Advanced Excel and data analysis skills.
  • Prior experience working in a regulatory or audit environment.

Responsibilities:

  • Review and assess mortgage credit applications for completeness, accuracy, and compliance with regulatory and internal guidelines.
  • Coordinate with underwriting and risk management teams to evaluate creditworthiness and identify potential risks associated with mortgage lending.
  • Maintain and update mortgage credit files, ensuring all documentation is properly filed and accessible for audits and regulatory reviews.
  • Monitor ongoing mortgage credit portfolios to detect early signs of credit deterioration and recommend appropriate actions.
  • Prepare detailed reports on mortgage credit activities, trends, and compliance status for senior management and regulatory bodies.
  • Assist in the development and implementation of credit policies and procedures to enhance operational efficiency and risk mitigation.
  • Provide training and guidance to junior staff on mortgage credit administration best practices and regulatory requirements.

Skills:

This role utilizes analytical skills daily to evaluate credit applications and financial documents, ensuring that lending decisions are well-informed and compliant. Strong communication skills are essential for collaborating with internal teams and conveying complex credit information clearly to stakeholders. Organizational skills are critical for maintaining comprehensive and accurate credit files that support audit readiness and regulatory compliance. Proficiency with mortgage software and data analysis tools enables the officer to efficiently monitor credit portfolios and generate insightful reports. Additionally, knowledge of regulatory frameworks guides the officer in implementing policies that safeguard the institution against credit risk while promoting responsible lending.


This position is Florida based and hybrid/remote work eligible.