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Credit Risk Monitor Jobs in Lititz, PA (NOW HIRING)

Northwest

C&I Credit Analyst II or III

Mount Joy, PA · Hybrid

$61K - $110K/yr

Monitor, develop, and suggest revisions to workflows and procedures as necessary to enhance efficiency and minimize expenses * Identify potential for credit losses and mitigate risk appropriately

Ephrata National Bank

Underwriter II

Ephrata, PA · On-site

$80K - $115K/yr

... credit policy while fully mitigating exceptions to policy. * Makes recommendations regarding risk ... This role routinely uses standard office equipment such as computers, monitors, mouse, keyboard ...

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Credit Risk Monitor information

See Lititz, PA salary details

$80.1K

$146.7K

$221.9K

How much do credit risk monitor jobs pay per year?

As of Aug 27, 2026, the average yearly pay for credit risk monitor in Lititz, PA is $146,669.00, according to ZipRecruiter salary data. Most workers in this role earn between $123,700.00 and $164,400.00 per year, depending on experience, location, and employer.

What is a credit risk monitor?

A Credit Risk Monitor is a professional responsible for analyzing and assessing the credit risk associated with lending or extending credit to individuals or organizations. They monitor financial statements, payment histories, and market trends to evaluate the likelihood of default. Credit Risk Monitors help financial institutions and businesses minimize losses by providing recommendations on credit limits, terms, and risk mitigation strategies. Their work is essential for maintaining the financial health and stability of organizations that rely on credit transactions.

What are the key skills and qualifications needed to thrive as a credit risk monitor?

To thrive as a Credit Risk Monitor, you need strong analytical skills, financial acumen, and a background in finance, accounting, or economics, often supported by a relevant degree. Familiarity with risk assessment tools, credit scoring models, and platforms such as Moody’s Analytics or S&P Global Market Intelligence is typically required. Attention to detail, effective communication, and sound judgment help in interpreting data and conveying risk findings to stakeholders. These skills are essential to accurately evaluate creditworthiness and support informed decision-making that protects organizational assets.

What are some common challenges faced by credit risk monitors in their day-to-day work?

Credit Risk Monitors often contend with the challenge of evaluating complex financial data from multiple sources to assess a borrower's creditworthiness. They must stay updated on changing market conditions and regulatory requirements, which can impact risk assessments. Another frequent challenge is balancing the need for thorough analysis with tight reporting deadlines. Collaboration with other departments, such as loan officers and compliance teams, is essential for obtaining accurate information and ensuring company policies are followed.

What is the difference between Credit Risk Monitor vs Credit Analyst?

AspectCredit Risk MonitorCredit Analyst
Required credentialsTypically requires finance, economics, or related degrees; certifications like CFA are a plusSimilar educational background; certifications like CFA or CPA can be advantageous
Work environmentFinancial services, credit risk assessment, often in corporate or agency settingsBanking, lending institutions, or corporate finance departments
Employer and industry usageUsed by credit rating agencies, financial institutions, and risk management firmsCommon in banks, investment firms, and credit departments

While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.

What cities near Lititz, PA are hiring for Credit Risk Monitor jobs?

Cities near Lititz, PA with the most Credit Risk Monitor job openings:

Credit Risk Monitor jobs near you

FT Credit Analyst I - Lititz

Jonestown Bank & Trust Co

Lititz, PA • On-site

Full-time

Re-posted 10 days ago

Job description

Description

JOB SUMMARY

Responsible for commercial loan underwriting and for providing administrative support to the Credit Administration and commercial lending functions of the Bank.


DUTIES AND RESPONSIBILITIES

  • Prepare non-complex loan presentations for decisioning by Loan Officers, CLO, and Officers Loan Committee (OLC).
  • Accurately identify and document all Loan Policy exceptions and recommend a risk rating based on established procedures.
  • Prepare and submit for approval non-complex Annual File Reviews (AFR's).
  • Track and monitor portfolio concentrations including Hotel/Motel, Participations, Tax Exempt, CRE, Storage Unit financing, and Cannabis Related Businesses.
  • Attend OLC meetings as needed, providing an explanation of the financial analysis on assigned credits, and act as backup for taking minutes.
  • Attend credit-related meetings as needed, providing an explanation of the financial analysis or taking minutes.
  • Routinely incorporate compliance (knowledge of applicable laws/regulations), generally accepted lending principles, and accounting basics in daily tasks.
  • Evaluate and analyze financial statements, personal and business tax returns, personal financial statements, borrower prepared projections, management performance, market or industry risk, capital structure, and collateral on non-complex relationships (i.e. - Investment properties, Sole Proprietorships, etc.).
  • Utilize the Loan Operation System (LOS) to analyze credit worthiness, discuss credit findings with lenders, and recommend options to limit risk.
  • Proofread written documentation (meeting minutes, loan presentations, correspondence, etc.) to ensure clarity and compliance with generally accepted grammar and spelling standards
  • Assist with assignments related to OLC, Credit Risk Management Committee (CRMC), Loan Review, and Audit as needed.
  • Satisfy financial ticklers and upload financial information into the LOS for commercial loan requests and annual file reviews.
  • Serve as a backup on performing due diligence functions (i.e. - NAICS, Domestic, UPI, EDR, Flood, Background, UCC searches, maturing loans, etc.) and identifying red flags, errors, or other concerns.
  • Promote and preserve JBT's values and culture.
  • Follow Bank policy and procedure to prevent fraud and financial crimes.
  • Other duties as assigned.


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