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Credit Risk Monitor Jobs in Houston, TX (NOW HIRING)

W3Global Inc.

Mortgage Loan Processor

Houston, TX · On-site

$200K - $250K/yr

Oversee credit administration, underwriting standards, loan policies, and credit approval processes. * Maintain strong asset quality through proactive portfolio monitoring and risk management.

Atlas Oil

Director of Trade Finance

Houston, TX

Assess counterparty credit risk and ensure compliance with internal risk policies * Review credit suggestions from SR Credit Analyst for approval * Monitor a report all credit outstanding and request ...

New

Socket.dev

Director of Trade Finance

Houston, TX · On-site

$180 - $280/hr

Assess counterparty credit risk and ensure compliance with internal risk policies * Review credit suggestions from SR Credit Analyst for approval * Monitor a report all credit outstanding and request ...

New

Atlas Oil Company

Director of Trade Finance

Houston, TX · On-site

Assess counterparty credit risk and ensure compliance with internal risk policies * Review credit suggestions from SR Credit Analyst for approval * Monitor a report all credit outstanding and request ...

New

Fifth Third

Commercial Portfolio Manager

Houston, TX

... monitoring of borrower performance. The role includes regular client interaction, ownership of portfolio risk outcomes, and accountability for adherence to credit policy and regulatory guidelines ...

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Showing results 41-60

All JobsCredit Risk Monitor JobsCredit Risk Monitor Jobs in Houston, TX

Credit Risk Monitor information

See Houston, TX salary details

$82.6K

$151.2K

$228.7K

How much do credit risk monitor jobs pay per year?

As of Aug 15, 2026, the average yearly pay for credit risk monitor in Houston, TX is $151,184.00, according to ZipRecruiter salary data. Most workers in this role earn between $127,500.00 and $169,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by credit risk monitors in their day-to-day work?

Credit Risk Monitors often contend with the challenge of evaluating complex financial data from multiple sources to assess a borrower's creditworthiness. They must stay updated on changing market conditions and regulatory requirements, which can impact risk assessments. Another frequent challenge is balancing the need for thorough analysis with tight reporting deadlines. Collaboration with other departments, such as loan officers and compliance teams, is essential for obtaining accurate information and ensuring company policies are followed.

What are the key skills and qualifications needed to thrive as a credit risk monitor?

To thrive as a Credit Risk Monitor, you need strong analytical skills, financial acumen, and a background in finance, accounting, or economics, often supported by a relevant degree. Familiarity with risk assessment tools, credit scoring models, and platforms such as Moody’s Analytics or S&P Global Market Intelligence is typically required. Attention to detail, effective communication, and sound judgment help in interpreting data and conveying risk findings to stakeholders. These skills are essential to accurately evaluate creditworthiness and support informed decision-making that protects organizational assets.

What is a credit risk monitor?

A Credit Risk Monitor is a professional responsible for analyzing and assessing the credit risk associated with lending or extending credit to individuals or organizations. They monitor financial statements, payment histories, and market trends to evaluate the likelihood of default. Credit Risk Monitors help financial institutions and businesses minimize losses by providing recommendations on credit limits, terms, and risk mitigation strategies. Their work is essential for maintaining the financial health and stability of organizations that rely on credit transactions.

What is the difference between Credit Risk Monitor vs Credit Analyst?

AspectCredit Risk MonitorCredit Analyst
Required credentialsTypically requires finance, economics, or related degrees; certifications like CFA are a plusSimilar educational background; certifications like CFA or CPA can be advantageous
Work environmentFinancial services, credit risk assessment, often in corporate or agency settingsBanking, lending institutions, or corporate finance departments
Employer and industry usageUsed by credit rating agencies, financial institutions, and risk management firmsCommon in banks, investment firms, and credit departments

While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.

What are popular job titles related to Credit Risk Monitor jobs in Houston, TX?

For Credit Risk Monitor jobs in Houston, TX, the most frequently searched job titles are:

What job categories do people searching Credit Risk Monitor jobs in Houston, TX look for?

The top searched job categories for Credit Risk Monitor jobs in Houston, TX are:

What cities near Houston, TX are hiring for Credit Risk Monitor jobs?

Cities near Houston, TX with the most Credit Risk Monitor job openings:

Credit Risk Monitor jobs near you
Infographic showing various Credit Risk Monitor job openings in Houston, TX as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $151,184 per year, or $72.7 per hour.

NAM Corporate Credit Underwriter - Energy, Senior Vice President

Citigroup, Inc.

Houston, TX • On-site

$144K - $216K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 5 days ago

Citibank rating

8.3

Company rating: 8.3 out of 10

Based on 177 frontline employees who took The Breakroom Quiz

39th of 171 rated banks

Job description

The Underwriter - C14 is a strategic professional who closely follows latest trends in own field and adapts them for application within own job and the business. Typically, a small number of people within the business that provide the same level of expertise. Excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the operations of the business. Necessitates a degree of responsibility over technical strategy. Primarily affects a sub-function. Responsible for handling staff management issues, including resource management and allocation of work within the team/project.
Responsibilities:
  • Assist bankers and Underwriters in underwriting requests for credit extensions for new and existing clients, and in the writing of annual reviews with focus on more complex and higher dollar exposure transactions.
  • Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
  • Perform collateral analysis on accounts receivable, inventory, machinery and equipment and real estate in order to evaluate collateral performance and changes in trends, as well as to assess repayment capacity based secondary sources of repayment.
  • Prepare monthly and/or quarterly reviews of existing borrowers in order to track compliance with various loan covenants as outlined in the loan Agreement.
  • Build a solid understanding of Citibank products and services within Commercial Banking and the broader organization.
  • Coordinate with bankers on customer calls and site visits, when appropriate.
  • Perform industry and geographical research and other due diligence as needed.
  • Be familiar with Citibank credit policies and practices and regulatory policies, to assist unit in achieving compliance with the above and satisfactory ratings from internal and external auditors.
  • Provides training for less experienced credit officers and other credit center staff in application processing, credit analysis and loan closing roles.
  • Provide backup to the team manager in workflow distribution and monitoring as needed.
  • Recommend changes to process to achieve greater efficiency.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:
  • 10+ years of experience in similar roles
  • Candidate must have previous experience working in a financial institution with additional experience in a loan officer or underwriting role. (credit trained a plus)
  • Advanced analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections
  • Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
  • Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner
  • Effective written and verbal communication skills
  • Problem recognition and resolution skills
  • Ability to work autonomously and within a team
  • Proficient in various spreadsheet and word processing applications (Excel and Word are preferred), including the use of graphs and charts, and Moody's financial analysis software

Education:
  • Bachelor's degree in Finance or Accounting. Master's degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:
Risk Management
Job Family:
Credit Risk
Time Type:
Full time
Primary Location:
Houston Texas United States
Primary Location Full Time Salary Range:
$144,480.00 - $216,720.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Jan 19, 2026
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.

What Citibank employees say

Pay

Benefits

Hours and flexibility

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Get the full story on Breakroom

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About Citigroup Inc

Sourced by ZipRecruiter

We live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. Citi is a bank that’s uniquely positioned for this moment. Through our vast global network and our on-the-ground expertise, we can connect the dots, anticipate change and empathize the needs of our clients and customers in ways that other banks simply cannot. Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We have set expectations for how we must act to bring our mission to life. These expectations are at the heart of our Leadership Principles – we take ownership, we deliver with pride and we succeed together.

Industry

Banking and credit intermediation

Company size

5,001 - 10,000 Employees

Headquarters location

New York City, NY, US

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