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Credit Risk Modeler Jobs in Miami, FL (NOW HIRING)

BankUnited

Credit Products Officer II

Miami Lakes, FL · On-site

Determine borrower, guarantor and facility risk rating -- Complete all required risk rating models and analyses. * Complete Credit Approval Memorandum and electronic approval memorandum -- Draft ...

BankUnited

Credit Products Officer II

Miami Lakes, FL · On-site

Determine borrower, guarantor and facility risk rating -- Complete all required risk rating models and analyses. * Complete Credit Approval Memorandum and electronic approval memorandum -- Draft ...

Deloitte

Financial Risk Senior Consultant

Miami, FL

$111K/yr

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...

Bank of America

Credit Officer II

Fort Lauderdale, FL · On-site

Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision ... Strong technical skills, including financial statement analysis, underwriting, cash flow modeling ...

Bank of America

Credit Officer II

Lauderdale Lakes, FL · On-site

Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision ... Strong technical skills, including financial statement analysis, underwriting, cash flow modeling ...

Bank of America

Credit Officer II

Miami, FL · On-site

Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision ... Strong technical skills, including financial statement analysis, underwriting, cash flow modeling ...

Crowe LLP

Loan Review Senior Consultant

Miami, FL · On-site

Crowe is seeking a Loan Review Senior Consultant to perform credit risk consulting projects for a ... Prepare detailed financial analysis, including cash flow models and collateral evaluations in order ...

Truist

Structured Lending Advisor II or III

Coral Gables, FL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... probability model with rate recommendation and risk mitigates. * Partner effectively with credit portfolio team, credit risk management, in-house/external counsel, compliance and other cross ...

Truist

Structured Lending Advisor II or III

Coral Gables, FL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... probability model with rate recommendation and risk mitigates. * Partner effectively with credit portfolio team, credit risk management, in-house/external counsel, compliance and other cross ...

Talent Cloud Staffing

Senior C&I Underwriter

Miami, FL · Remote

$150K - $160K/yr

  • Medical

  • Dental

  • PTO

Structure credit recommendations and clearly communicate risk, mitigants, and approval rationale ... Strong financial analysis, cash flow modeling, covenant analysis, and credit structuring skills

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Showing results 21-40

All JobsCredit Risk Modeler JobsCredit Risk Modeler Jobs in Miami, FL

Credit Risk Modeler information

See Miami, FL salary details

$122.2K

$142.4K

$184K

How much do credit risk modeler jobs pay per year?

As of Aug 16, 2026, the average yearly pay for credit risk modeler in Miami, FL is $142,386.00, according to ZipRecruiter salary data. Most workers in this role earn between $130,000.00 and $145,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit risk modeler?

To thrive as a Credit Risk Modeler, you need a solid background in quantitative finance, statistics, and data analysis, often supported by a degree in mathematics, finance, or a related field. Familiarity with programming languages such as Python, R, or SAS, as well as experience with risk modeling frameworks and regulatory requirements like Basel III, is typically required. Strong analytical thinking, attention to detail, and effective communication make a candidate stand out in this role. These skills are crucial for accurately predicting credit risk, ensuring regulatory compliance, and supporting informed decision-making in financial institutions.

How does a credit risk modeler typically collaborate with other departments within a financial institution?

Credit Risk Modelers frequently work alongside data scientists, underwriters, compliance teams, and business analysts to develop and refine risk assessment models. Collaboration with IT teams is common for implementing models into production systems, while regular interaction with regulatory and compliance groups ensures models meet legal standards. Effective communication with stakeholders is essential to translate technical findings into actionable business strategies, making cross-functional teamwork a key part of the role.

What does a credit risk modeler do?

A Credit Risk Modeler is responsible for developing statistical models and analytical tools to assess the likelihood that borrowers will default on their loans or credit obligations. They use data analysis, statistical techniques, and machine learning algorithms to predict credit risk and help financial institutions make informed lending decisions. Their work involves gathering and cleaning data, building predictive models, validating model performance, and ensuring compliance with regulatory standards. Credit Risk Modelers play a crucial role in managing a bank's or lender's exposure to financial risk and maintaining a healthy loan portfolio.

What is the difference between Credit Risk Modeler vs Credit Analyst?

AspectCredit Risk ModelerCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; often certifications like FRM or CFABachelor's degree in finance, accounting, or related field; certifications like CFA are common
Work EnvironmentQuantitative teams, risk management departments, financial institutionsBank branches, lending departments, credit departments
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that Credit Risk Modelers develop statistical models to assess and predict credit risk, focusing on quantitative analysis. Credit Analysts evaluate individual creditworthiness of borrowers, primarily through financial statement analysis and credit reports. Both roles require financial knowledge, but Modelers are more data and model-focused, while Analysts are more client and credit evaluation-focused.

What are popular job titles related to Credit Risk Modeler jobs in Miami, FL?

For Credit Risk Modeler jobs in Miami, FL, the most frequently searched job titles are:

What job categories do people searching Credit Risk Modeler jobs in Miami, FL look for?

The top searched job categories for Credit Risk Modeler jobs in Miami, FL are:

Credit Risk Modeler jobs near you
Infographic showing various Credit Risk Modeler job openings in Miami, FL as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 11% Part Time, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $142,386 per year, or $68.5 per hour.

Servicing Business Analyst

Bayview Asset Management

Coral Gables, FL • On-site

Full-time

Posted 20 days ago

Job description

Overview
ABOUT US:
Founded in 1993, Bayview Asset Management is an investment management firm focused on investments in mortgage and consumer credit, including whole loans, asset-backed securities, mortgage servicing rights, and other credit-related assets.
POSITION SUMMARY:
The Senior Business Analyst will serve as the analytical backbone of Silver Hill Capital's commercial servicing business - a Bayview subsidiary engaged in commercial mortgage origination and servicing - partnering directly with the President & CEO to build the tools, dashboards, and data models that give leadership real-time visibility into portfolio performance, operational capacity, and investor outcomes across every servicing segment.
This is a high-impact, cross-functional role for a self-directed problem-solver who can translate complex servicing, lending, and credit data into clear, decision-ready insight for senior leaders - and who will help transform how the business measures and manages itself. The position is initially an individual contributor with a defined path to build and lead an analytics team as the function scales.
RESPONSIBILITIES:
  • Build and maintain dashboards, data visualizations, and self-service analytics that give leadership real-time visibility into performance across each servicing segment (small-balance commercial, DSCR, large-balance commercial, and CPACE).
  • Develop portfolio-performance analytics and early-warning tools that help leadership get ahead of delinquency, default, and credit-risk trends rather than react to them.
  • Design capacity and organizational-effectiveness models - "right people in the right seats" - assessing workload, staffing, and productivity across servicing teams to inform resource allocation.
  • Build analytics that support investor reporting and oversight, confirming the business is meeting its obligations to investors and surfacing exceptions early.
  • Lead cross-functional initiatives and process-improvement efforts end to end - working independently across Credit Risk, Loan Administration, Special Servicing/REO, Legal & Compliance, Sales, and Strategy & Analytics to gather requirements, design solutions, and drive adoption.
  • Source, model, and validate data from systems of record (Strategy, Servicing Director) and translate it into accurate, governed, decision-ready reporting.
  • Prepare and present complex financial and operational analyses - including business cases - to senior leaders in clear, executive-ready formats.
  • Apply modern, AI-forward analytical tools (Alteryx, Power BI) to automate manual reporting and accelerate insight.
  • Identify, document, and re-engineer servicing processes to improve efficiency, controls, and data quality.
  • Partner with leadership to define KPIs and benchmarks for servicing, credit performance, and profitability.
  • Other duties as needed or assigned.

QUALIFICATIONS:
  • Bachelor's degree in a quantitative, business, finance, analytics, or related field (Master's a plus).
  • Minimum 5-8 years of progressively responsible experience in analytics or business intelligence within mortgage servicing, consumer or commercial lending, or financial services.
  • Demonstrated working knowledge across mortgage servicing, consumer lending, commercial lending, investor reporting, portfolio analytics, and credit risk.
  • Proven track record leading cross-functional initiatives and delivering measurable process improvements.
  • Demonstrated ability to work independently and drive projects from ambiguity to solution.

SKILLS:
  • Advanced proficiency with modern analytical and data-visualization tools - Power BI and Alteryx required; SQL and other data-preparation/automation tools a strong plus.
  • AI-forward mindset - actively applies AI and automation to accelerate analysis, reporting, and decision support.
  • Deep, hands-on command of data: sourcing, modeling, validating, and translating it into insight.
  • Executive-level communication - able to present complex financial and operational information, and business cases, clearly and persuasively to senior leaders.
  • Strong business acumen in loan servicing, credit, and portfolio performance.
  • Disciplined approach to process improvement (Lean / Six Sigma thinking a plus).
  • Self-directed and solutions-oriented, comfortable operating across the business with minimal direction.
  • Advanced proficiency in Microsoft Excel, PowerPoint, and Word.
  • Leadership potential - ability to grow into building and managing an analytics team.

CERTIFICATIONS, LICENSES, AND/OR REGISTRATION:
  • None required. Relevant certifications a plus - e.g., Microsoft Power BI Data Analyst Associate, Alteryx Designer Core, or Lean Six Sigma.

LOCATION:
  • This role will be based in Silver Hill Capital's Coral Gables, FL office and may be a hybrid role.

EEOC:
Silver Hill Capital / Bayview is an Equal Employment Opportunity employer. All aspects of consideration for employment and employment with the Company are governed on the basis of merit, competence and qualifications without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, or any other category protected by federal, state, or local law.

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