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Credit Risk Modeler Jobs in Miami, FL (NOW HIRING)

Bank of America

Credit Officer II

Miami, FL

Leads the credit and risk approval processes * Mentors and supports associates Skills: * Client ... Analytical/technical skills, including financial accounting, modeling and loan structuring

Bank of America

Credit Officer II

Miami, FL

Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision ... Strong technical skills, including financial statement analysis, underwriting, cash flow modeling ...

Bank of America

Credit Officer II

Fort Lauderdale, FL · On-site

Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision ... Strong technical skills, including financial statement analysis, underwriting, cash flow modeling ...

Bank of America

Credit Officer II

Fort Lauderdale, FL · On-site

Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision ... Strong technical skills, including financial statement analysis, underwriting, cash flow modeling ...

SIXT

Senior Finance Operations Analyst

Fort Lauderdale, FL · On-site

$81K - $101K/yr

You will play a key role in building and managing credit risk capabilities, supporting automation ... Technical & Analytical Expertise - Advanced Excel skills with experience building financial models ...

Sixt

Senior Finance Operations Analyst

Fort Lauderdale, FL · On-site

$81K - $101K/yr

You will play a key role in building and managing credit risk capabilities, supporting automation ... Technical & Analytical Expertise - Advanced Excel skills with experience building financial models ...

Bank of America

Credit Officer II

Lauderdale Lakes, FL · On-site

Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision ... Strong technical skills, including financial statement analysis, underwriting, cash flow modeling ...

Bank of America

Credit Officer II

Miami, FL · On-site

Risk assessment * Portfolio management * Loan documentation and negotiation * Strong decision ... Strong technical skills, including financial statement analysis, underwriting, cash flow modeling ...

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All JobsCredit Risk Modeler JobsCredit Risk Modeler Jobs in Miami, FL

Credit Risk Modeler information

See Miami, FL salary details

$122.2K

$142.4K

$184K

How much do credit risk modeler jobs pay per year?

As of Jul 5, 2026, the average yearly pay for credit risk modeler in Miami, FL is $142,386.00, according to ZipRecruiter salary data. Most workers in this role earn between $130,000.00 and $145,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Modeler, and why are they important?

To thrive as a Credit Risk Modeler, you need a solid background in quantitative finance, statistics, and data analysis, often supported by a degree in mathematics, finance, or a related field. Familiarity with programming languages such as Python, R, or SAS, as well as experience with risk modeling frameworks and regulatory requirements like Basel III, is typically required. Strong analytical thinking, attention to detail, and effective communication make a candidate stand out in this role. These skills are crucial for accurately predicting credit risk, ensuring regulatory compliance, and supporting informed decision-making in financial institutions.

How does a Credit Risk Modeler typically collaborate with other departments within a financial institution?

Credit Risk Modelers frequently work alongside data scientists, underwriters, compliance teams, and business analysts to develop and refine risk assessment models. Collaboration with IT teams is common for implementing models into production systems, while regular interaction with regulatory and compliance groups ensures models meet legal standards. Effective communication with stakeholders is essential to translate technical findings into actionable business strategies, making cross-functional teamwork a key part of the role.

What does a Credit Risk Modeler do?

A Credit Risk Modeler is responsible for developing statistical models and analytical tools to assess the likelihood that borrowers will default on their loans or credit obligations. They use data analysis, statistical techniques, and machine learning algorithms to predict credit risk and help financial institutions make informed lending decisions. Their work involves gathering and cleaning data, building predictive models, validating model performance, and ensuring compliance with regulatory standards. Credit Risk Modelers play a crucial role in managing a bank's or lender's exposure to financial risk and maintaining a healthy loan portfolio.

What is the difference between Credit Risk Modeler vs Credit Analyst?

AspectCredit Risk ModelerCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; often certifications like FRM or CFABachelor's degree in finance, accounting, or related field; certifications like CFA are common
Work EnvironmentQuantitative teams, risk management departments, financial institutionsBank branches, lending departments, credit departments
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that Credit Risk Modelers develop statistical models to assess and predict credit risk, focusing on quantitative analysis. Credit Analysts evaluate individual creditworthiness of borrowers, primarily through financial statement analysis and credit reports. Both roles require financial knowledge, but Modelers are more data and model-focused, while Analysts are more client and credit evaluation-focused.

What are popular job titles related to Credit Risk Modeler jobs in Miami, FL? For Credit Risk Modeler jobs in Miami, FL, the most frequently searched job titles are:
What job categories do people searching Credit Risk Modeler jobs in Miami, FL look for? The top searched job categories for Credit Risk Modeler jobs in Miami, FL are:
Credit Risk Modeler jobs near you
Infographic showing various Credit Risk Modeler job openings in Miami, FL as of June 2026, with employment types broken down into 1% As Needed, 2% Full Time, 83% Part Time, 4% Temporary, and 10% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $142,386 per year, or $68.5 per hour.
Senior Credit Underwriter

Senior Credit Underwriter

Bank of America

Miami, FL

Full-time

Posted 3 days ago

Job description

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include independently managing transactions or portfolios of limited to moderate complexity, completing and reviewing credit analysis, evaluating risks, and writing financial analysis. Job expectations include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements.

Responsibilities:

  • Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity

  • Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements

  • Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process

  • Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure

  • Has credit approval for certain credit actions

  • Leads loan structure conversations and completion of loan documentation with internal/external legal partners

Skills:

  • Attention to Detail

  • Credit and Risk Assessment

  • Financial Analysis

  • Underwriting

  • Written Communications

  • Analytical Thinking

  • Credit Documentation Requirements

  • Financial Forecasting and Modeling

  • Recording/Organizing Information

  • Business Acumen

  • Collaboration

  • Collateral Management

  • Loan Structuring

  • Prioritization

equired Qualifications:

8+ years of solid experience in Commercial Banking (Middle Market, Large Corporate, Leveraged Finance, Financial Sponsors or other highly complex

credits) underwriting, performing financial analysis, structuring, and portfolio management

Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.

Desired Qualifications:

Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed.

Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)

BA/BS Desired

Shift:

1st shift (United States of America)

Hours Per Week: 

40

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