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Credit Risk Manager Jobs in Dayton, OH (NOW HIRING)

MyUSA Credit Union

Credit Risk Analyst

Middletown, OH

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Credit Risk Analyst assists the Lending Manager in developing strategies to increase lending activity at MyUSA. They perform credit and risk analysis to assess opportunities for increasing direct ...

strategic HR, inc.

Credit Analyst

Miamisburg, OH

You'll partner closely with lenders and the credit team to analyze financial data, assess risk, and ... Ability to manage multiple priorities and work independently * Excellent communication and ...

strategic HR, inc.

Credit Analyst

Miamisburg, OH · On-site

You'll partner closely with lenders and the credit team to analyze financial data, assess risk, and ... Ability to manage multiple priorities and work independently * Excellent communication and ...

strategic HR, inc.

Credit Analyst

Miamisburg, OH · On-site

You'll partner closely with lenders and the credit team to analyze financial data, assess risk, and ... Ability to manage multiple priorities and work independently * Excellent communication and ...

Farmers and Merchants Bank

Credit Analyst

Dayton, OH · On-site

  • Medical

  • Dental

  • Vision

  • PTO

You'll partner closely with lenders and the credit team to analyze financial data, assess risk, and ... Ability to manage multiple priorities and work independently * Excellent communication and ...

Mane USA

AP/AR Manager - full time contract

Lebanon, OH · On-site

  • Retirement

  • PTO

The AP/AR Manager is responsible for overseeing the daily Accounts Receivable and Accounts Payable ... Oversees investigation of customer credit risk and advises on course of action for credit limits.

RELX

Director, AI Strategy & Execution

Dayton, OH · On-site

... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at About the Role We are seeking a visionary, results-oriented AI Strategy & Execution Leader to ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Dayton, OH

Credit Risk Manager information

See Dayton, OH salary details

$84.1K

$153.9K

$232.8K

How much do credit risk manager jobs pay per year?

As of Aug 18, 2026, the average yearly pay for credit risk manager in Dayton, OH is $153,873.00, according to ZipRecruiter salary data. Most workers in this role earn between $129,800.00 and $172,500.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.
More about Credit Risk Manager jobs

What are the most commonly searched types of Credit Risk jobs in Dayton, OH?

The most popular types of Credit Risk jobs in Dayton, OH are:

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For Credit Risk Manager jobs in Dayton, OH, the most frequently searched job titles are:

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The top searched job categories for Credit Risk Manager jobs in Dayton, OH are:

What cities near Dayton, OH are hiring for Credit Risk Manager jobs?

Cities near Dayton, OH with the most Credit Risk Manager job openings:

Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Dayton, OH as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $153,873 per year, or $74 per hour.

Credit Risk Analyst

MyUSA Credit Union

Middletown, OH

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 4 days ago

Job description

Come grow with us! MyUSA Credit Union is a member-owned, over $350 million financial institution with offices in Middletown (2), Trenton, Kettering (2), Moraine, Springfield and Vandalia. Our mission is simple, we serve people, not profits and we deliver top-tier results for our members while remaining affordable, trusted, and local.
We are seeking a full-time, onsite Credit Risk Analyst at our corporate branch in Middletown, OH. The Credit Risk Analyst assists the Lending Manager in developing strategies to increase lending activity at MyUSA. They perform credit and risk analysis to assess opportunities for increasing direct lending by analyzing financial ratios, industry trends, benchmarks and practices based upon appropriate level of risk.
Responsibilities include:
  • Compiles Loss Scenario Analysis to increase and maximize lending production.
  • Explores, recommends, and implements non-credit bureau-based lending criteria and practice, including AI tools.
  • Assist Lending Manager with development of analytics to maximize ROI of lending initiatives.
  • Develops internal expertise on pre-approval criteria as a credit union core competency.
  • Develops routine reporting and analysis on industry-wide lending plans and initiatives for MyUSA.
  • Ensures compliance with Credit Union policies and procedures, as well as all State and Federal lending regulations and underwriting practices.
Qualifications include:
  • Strong organizational and analytical skills
  • Excellent verbal and written communication skills
  • Working knowledge of various lending platforms
  • Strong knowledge of financial institution lending strategies, and credit score models
  • Proficient with Microsoft Office, including Excel, and PowerPoint
  • Bachelor’s degree in business or finance related field, or equivalent through a combination of experience and training
  • Background in lending and underwriting preferred
MyUSA Credit Union is an equal opportunity employer.
Job Type: Full-time, Salary exempt
Benefits:
  • 401(k) Matching to 5%, immediately vested
  • Generous Paid Time Off plans
  • Company paid Life, AD amp;D and Disability Insurance
  • Credit Union membership
  • Health, Dental, amp; Vision insurance
  • Employee Assistance Program
  • Flexible Spending Account
  • Health Savings Account
  • Tuition assistance
  • Referral program
Physical setting:
  • Casual office environment
Schedule:
  • Day shift business hours

Apply