ZipRecruiter

Log In

1

Credit Risk Manager Jobs in Columbia, SC (NOW HIRING)

Safety National

AVP of Consumer Lending

Sumter, SC · On-site

Monitors credit union, automated underwriting, and individual loan officer ratios for acceptable credit risk levels. Provides updates and recommendations to Sr. Management as needed. • Maintains ...

AgFirst Farm Credit Bank

Manager of Audit

Columbia, SC · On-site

$96K - $126K/yr

Manage and/or execute risk-based operational, financial, and IT audit engagements from planning ... About Us AgFirst Farm Credit Bank provides financing, as well as technology and other value-added ...

Socket.dev

Manager of Audit

Columbia, SC · On-site

$84K - $111K/yr

Manage and/or execute risk-based operational, financial, and IT audit engagements from planning ... AgFirst Farm Credit Bank provides financing, as well as technology and other value-added services ...

next page

Showing results 1-20

All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Columbia, SC

Credit Risk Manager information

See Columbia, SC salary details

$80K

$146.5K

$221.6K

How much do credit risk manager jobs pay per year?

As of Sep 10, 2026, the average yearly pay for credit risk manager in Columbia, SC is $146,460.00, according to ZipRecruiter salary data. Most workers in this role earn between $123,500.00 and $164,200.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.
More about Credit Risk Manager jobs

What are the most commonly searched types of Credit Risk jobs in Columbia, SC?

The most popular types of Credit Risk jobs in Columbia, SC are:

What are popular job titles related to Credit Risk Manager jobs in Columbia, SC?

For Credit Risk Manager jobs in Columbia, SC, the most frequently searched job titles are:

What job categories do people searching Credit Risk Manager jobs in Columbia, SC look for?

The top searched job categories for Credit Risk Manager jobs in Columbia, SC are:

What cities near Columbia, SC are hiring for Credit Risk Manager jobs?

Cities near Columbia, SC with the most Credit Risk Manager job openings:

Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Columbia, SC as of September 2026, with employment types broken down into 87% Full Time, and 13% Contract. Highlights an 87% In-person, and 13% Remote job distribution, with an average salary of $146,460 per year, or $70.4 per hour.

Senior Regional Credit Officer - Business

Columbia, SC • On-site

First Citizens Bank
See more jobs at First Citizens Bankexternal

Other

Posted 10 days ago

First Citizens Bank rating

7.4

Company rating: 7.4 out of 10

Based on 106 frontline employees who took The Breakroom Quiz

108th of 176 rated banks

Job description

Overview

This is a remote role that may only be hired in the following locations: NC, SC, FL, TN and AZ.

This position serves as a regional credit leader, influencing portfolio performance, credit quality, and process improvement across the organization. Reviews, negotiates, and decisions business loans and servicing plans within the Business Credit channel. Ensure loan approvals align with credit policies, procedures, and organizational philosophy.

Leverages expertise in financial analysis, credit risk management, and regulatory frameworks while fostering strong partnerships to deliver prudent credit solutions and sustainable portfolio results. Works closely with sales leadership, relationship managers, and associates to support strategic objectives and business plans through daily activities. Provides guidance and mentorship to less experienced credit associates within the business unit. Serves as a regional risk control officer to mitigate loss, delinquency, and overall risk for assigned credit portfolios.

Responsibilities & Qualifications

Duties & Responsibilities:

  • Risk Management - Analyzes, negotiates, and decisions business loans and servicing plans. Assesses credit risks to ensure consistent borrower risk ratings. Ensures loan decisions are consistent, objective, and compliant, while meeting Bank and customer needs. Communicates credit decisions to all parties involved and recommends further action. Manages at-risk relationships in respective regions of responsibility, including ongoing monitoring and review of action plans.
  • Credit Expertise - Maintains current working knowledge of respective markets and industry trends that may affect the extension of credit. Communicates changes to lending personnel, credit appetite, and processes to first line partners. Serves as an advisor in analyzing, negotiating, strategizing, and underwriting credits within the assigned region(s). Acts as a primary contact to credit and field associates within their respective markets.
  • Team Leadership - Utilizes expertise to provide guidance, feedback, and direction on complex matters. Assists in the communication of performance results and expected behaviors for success. Supports/mentors Bankers and less experienced Credit Officers to achieve optimal credit performance. Provides feedback to area and regional leadership. Identifies training needs, process improvements, and skill deficiencies among line units.
  • Business Support - Recommends departmental policies and procedures to address identified issues and opportunities. Coordinates with credit risk review and loan workout functions, assists in managing credit needs related to traditional banking services, and participates in client credit transactions. Participates in projects and special assignments as needed to achieve commercial lending goals.
  • Relationship Development - Establishes and maintains successful partnerships with sales leadership, relationship managers, and executives to ensure that business lending objectives are effectively communicated and carried out. May represent the Credit Administration department on various committees and market visits.


Position Specific Skills:

Strong knowledge of financial and credit principles, credit risk analysis, lending products, and credit administration within the financial services industry. Proven ability to build effective partnerships, navigate regulatory requirements, and evaluate credit risk to support sound lending decisions.


Qualifications:
Minimum Required Education and Experience: Bachelor's Degree and 8 years' experience OR High School Diploma or GED/Equivalent and 12 years' experience in Commercial credit analysis, or Lending, or Underwriting


Preferred Licenses or Certifications:Credit Risk Certification (CRC)- encouraged

Additional Information

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

What First Citizens Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply